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For sale
  • $1,089,900

    1041 1st Street, Surf City, NC 28445

    3beds
    2,288sqft
    : 
    $6,185/mo
    Get pre-qualified
    Single Family Residence
    Built in 1993
    6,534 Square Feet Lot
    $1,035,400 Zestimate®
    $476/sqft
    $-- HOA

    What's special

    Private boat dockBulkheaded waterfrontCanal-front homeDeep-water canal frontageWell-appointed kitchenGranite countertopsBeautifully landscaped backyard
    --Beautifully Updated-- canal-front home -- deep water access--stunning water views, --private boat dock. Whether you enjoy cruising the Intracoastal Waterway, fishing, or simply relaxing by the water, this property is designed for making lasting memories. --The spacious open floor plan creates the perfect gathering place for family and friends, with the living area flowing onto a covered waterfront deck-- unwind and watch the boats pass by-- The well-appointed kitchen features-- granite countertops and plenty of space for entertaining.--The main living area offers 3 bedrooms& 2 baths, while the ground-level apartment has 1 bedroom &flex space being used as a bedroom, full kitchen and bath.( 773 extra sq ft, not included in primary sq footage) Use it to maximize rental income, accommodate guests, or keep the lower level for your own private retreat while renting the upper level.--Outside, enjoy a beautifully landscaped backyard, a bulkheaded waterfront, and both covered and uncovered docking areas at your private boat dock. The deep-water canal provides direct access to the Intracoastal Waterway, making this a dream property for boating enthusiasts. Additional features include: • Deep-water canal frontage • Private boat dock with covered and uncovered area • Direct access to the Intracoastal Waterway • Spacious open-concept floor plan • Covered waterfront deck with beautiful water views • Granite countertops • Ground-level apartment with, 1 bedroom/ large flex space, full kitchen and bath • Landscaped backyard • Outdoor storage area for beach and boating gear • Excellent rental potential • Convenient location near restaurants, shopping, and local attractions • Short stroll to beach access
    36 days
    |
    669
    |
    30
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Glynda Bradshaw 910-548-3312,

    Ward Realty Corp

    Source: Hive MLS,MLS#: 100583279MLS LogoOriginating MLS: Topsail Island Association of Realtors

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Living Room, Dining Room, Bedroom 1, Bedroom 2, Bedroom 3
      Bedroom 1
      • Dimensions: 13.5 x 15.7
      Bedroom 2
      • Dimensions: 13 x 12.8
      Bedroom 3
      • Dimensions: 13 x 11.9
      Dining room
      • Length: 1210.5
      Kitchen
      • Dimensions: 12 x 9
      Living room
      • Dimensions: 18 x 19.5
      Heating
      • Heat Pump, Electric
      Cooling
      • Heat Pump
      Appliances
      • Included: Built-In Microwave, Refrigerator, Electric Range
      Features
      • Ceiling Fan(s), Furnished
      • Furnished: Yes
      Interior area
      • Total structure area: 1,515
      • Total interior livable area: 2,288 sqft

      Property

      Parking
      • Parking features: Gravel
      Features
      • Levels: Two
      • Patio & porch: Covered
      • Fencing: None
      • Has view: Yes
      • View description: Canal
      • Has water view: Yes
      • Water view: Canal
      • Waterfront features: Bulkhead, Canal Front, Water Depth 4+
      • Frontage type: Canal Front
      Lot
      • Size: 6,534 Square Feet
      • Dimensions: 55 x 120
      • Features: Boat Dock, Bulkhead, Water Depth 4+
      Details
      • Parcel number: 801212
      • Zoning: MHS
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding, Wood Frame
      • Foundation: Other, Pilings
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1993

      Utilities & green energy

      • Utilities for property: Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Old Settlers Beach
      HOA
      • Has HOA: No
      Location
      • Region: Surf City

      Financial & listing details

      • Price per square foot: $476/sqft
      • Tax assessed value: $597,439
      • Annual tax amount: $7,079
      • Date on market: 6/20/2026
      • Cumulative days on market: 36 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,VA Loan
      • Road surface type: Paved

        Estimated market value

        $1,035,400

        $984,000 - $1.09M

        $2,219/mo

        Price history

        DateEventPrice
        6/20/2026Listed for sale$1,089,900+27147.5%$476/sqft
        Source: Hive MLS #100583279 Report a problem
        8/25/1986Sold$4,000$2/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,913 $597,439
        2024$3,913 $597,439
        2023$3,913 0%$597,439
        2022$3,913 +43.6%$597,439 +54.6%
        2021$2,725 $386,460
        2020$2,725 $386,460
        2019$2,725 $386,460
        2018$2,725 +12.9%$386,460 +8.1%
        2017$2,413 $357,500
        2016$2,413 $357,500
        2015$2,413 $357,500
        2014$2,413 +6.2%$357,500 -8%
        2013$2,273 $388,470
        2012$2,273 $388,470
        2011$2,273 $388,470
        2010$2,273 -38.5%$388,470 -38%
        2009$3,695 +17.3%$626,191
        2008$3,150 $626,191
        2007$3,150 $626,191
        2006$3,150 +133.6%$626,191 +211.2%
        2005$1,348 $201,240
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 28445

        Getting around

        17 / 100
        Car-Dependent
        38 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Coastal Elementary
        • Middle: Dixon
        • High: Dixon

        Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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