For sale

Price cut: $25K (7/28)

$940,000

1017 1st Street, Surf City, NC 28445

4beds

1,336sqft

$5,646/mo

Get pre-qualified

Single Family Residence

Built in 2019

6,534 Square Feet Lot

$923,700 Zestimate^®

$704/sqft

$-- HOA

What's special

Private boat rampPrivate dockSound views

Where coastal living and deep-water access come together, this turnkey waterfront property offers the ideal blend of beach and boating lifestyle. This one owner 4BR/2BA home is only seven years old & features 1,336 heated sq ft, open living & kitchen area and is perfectly positioned on a deep-water canal with Private Dock & Sound views. Also includes private boat ramp. Plenty of room for future Boat lift & finger docks. Fully furnished and rental-ready, it's ideal as a primary residence, second home, or investment property. Relax on the back porch overlooking the water, or take the short walk/golf cart ride to several public beach accesses, eating & drinking establishments & more. Vinyl siding for low maintenance & Concrete slab parking underneath. for multiple vehicles. Lift in place for easy access to living level . Vacant and easy to show. Rental Projections available upon request.

193 days
367
18

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 2
Full bathrooms: 2

Rooms

Room types: Living Room, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Bathroom 1, Bathroom 2

Heating

Heat Pump, Electric, Forced Air

Cooling

Central Air, Heat Pump

Features

Kitchen Island, Ceiling Fan(s), Blinds/Shades
Has fireplace: No

Interior area

Total structure area: 1,336
Total interior livable area: 1,336 sqft

Property

Parking

Parking features: Concrete, Paved, Parking Pad

Features

Levels: One
Patio & porch: Deck, Rear Porch
Fencing: None
Has view: Yes
View description: Canal, Marsh, Sound, Water
Has water view: Yes
Water view: Canal,Marsh,Sound,Water
Waterfront features: Boat Ramp, Bulkhead, Canal Front, Deeded Water Access, Deeded Water Rights, Waterfront, Water Depth 4+, Sound Front
Frontage type: Sound Front,Canal Front

Lot

Size: 6,534 Square Feet
Dimensions: 55 x 120 x 55 x 120
Features: Boat Dock, Boat Ramp, Bulkhead, Deeded Water Access, Deeded Water Rights, Deeded Waterfront, Navigable Water, Water Depth 4+

Details

Parcel number: 801200
Zoning: MHS
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Vinyl Siding, Wood Frame
Foundation: Other, Slab, Pilings
Roof: Shingle

Condition

New construction: No
Year built: 2019

Utilities & green energy

Utilities for property: Sewer Connected, Water Connected

Community & HOA

Community

Subdivision: Old Settlers Beach

HOA

Has HOA: No

Location

Region: Surf City

Financial & listing details

Price per square foot: $704/sqft
Tax assessed value: $641,788
Annual tax amount: $7,605
Date on market: 3/4/2026
Cumulative days on market: 193 days
Listing agreement: Exclusive Right To Sell
Listing terms: Cash,Conventional,FHA,VA Loan
Road surface type: Paved

Estimated market value

$923,700

$878,000 - $970,000

$1,961/mo

Price history

Date	Event	Price
7/28/2026	Price change	$940,000-2.6%$704/sqft
Source: Hive MLS #100557941 Report a problem
4/23/2026	Price change	$965,000-3.4%$722/sqft
Source: Hive MLS #100557941 Report a problem
3/4/2026	Listed for sale	$999,000+135.1%$748/sqft
Source: Hive MLS #100557941 Report a problem
7/13/2009	Listing removed	$425,000$318/sqft
Source: Prudential Real Estate #87780 Report a problem
1/23/2009	Listed for sale	$425,000$318/sqft
Source: Systems Engineering, Inc. #87780 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$4,203 +1%	$641,788 +1%
2024	$4,160	$635,122
2023	$4,160 0%	$635,122
2022	$4,160	$635,122 +60.4%
2021	--	$395,880
2020	$2,791 +68.4%	$395,880 +68.4%
2019	$1,657 -36.7%	$235,040 -36.7%
2018	$2,620 +12%	$371,600 +7.3%
2017	$2,338	$346,430
2016	$2,338	$346,430
2015	$2,338	$346,430
2014	$2,338 +4.4%	$346,430 -9.5%
2013	$2,241	$383,000
2012	$2,241	$383,000