Discover the perfect coastal retreat with this remarkable deep-water canal-front property, complete with a private boat ramp and dock! Offered fully furnished and truly turnkey, this home is ready for you to start enjoying the waterfront lifestyle from day one. The inviting open-concept living area and kitchen feature stainless steel appliances and a seamless flow throughout the home. From the sound-side entrance, the layout leads naturally through the kitchen and living space, down a hallway with a convenient washer and dryer, and into four bedrooms and two full bathrooms. Take in stunning canal views from the comfort of the interior or relax on the covered porch and enjoy the coastal breeze. Thoughtful exterior features include low-maintenance vinyl porch railings and steps, gutters, and an exterior lift providing convenient access to the porch for groceries, heavy items, and more. With ample parking beneath the home and in the driveway, there is plenty of room for multiple vehicles, boats, and jet skis. Ideally located within a short walk of a convenience store, entertainment and game venues, City Park, and beach access, this property offers the perfect blend of waterfront living, convenience, and coastal fun. Whether you're searching for a personal beach getaway, a waterfront retreat, or a turnkey property to enjoy with family and friends, this canal-front gem is ready to welcome you!
For sale
$879,000
1017 1st Street, Surf City, NC 28445
4beds
1,336sqft
Single Family Residence
Built in 2019
6,600 Square Feet Lot
$865,100 Zestimate®
$658/sqft
$-- HOA
What's special
Deep-water canal-front propertyStunning canal viewsStainless steel appliancesCovered porch
- 5 days
- 126
- 11
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
John A. Toler 910-389-6117,
Ward Realty Corp
Source: Hive MLS,MLS#: 100612063
Originating MLS: Topsail Island Association of Realtors
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Living Room
Heating
- Heat Pump, Electric
Cooling
- Central Air, Heat Pump
Appliances
- Included: See Remarks, Washer, Refrigerator, Ice Maker, Dryer, Dishwasher, Electric Range
- Laundry: In Hall
Features
- Kitchen Island, Furnished, Blinds/Shades, See Remarks
- Flooring: LVT/LVP
- Has fireplace: No
- Furnished: Yes
Interior area
- Total structure area: 1,336
- Total interior livable area: 1,336 sqft
Property
Parking
- Total spaces: 4
- Parking features: Additional Parking, Concrete, On Site, Paved, Parking Pad, Underhouse
- Garage spaces: 4
Features
- Levels: One
- Patio & porch: Deck, Rear Porch
- Exterior features: See Remarks
- Fencing: None
- Has view: Yes
- View description: Canal, Sound, Water
- Has water view: Yes
- Water view: Canal,Sound,Water
- Waterfront features: Boat Ramp, Bulkhead, Canal Front, Deeded Water Access, Deeded Water Rights, Waterfront, Water Depth 4+
- Frontage type: Canal Front
Lot
- Size: 6,600 Square Feet
- Dimensions: 55 x 120
- Features: Boat Dock, Boat Ramp, Bulkhead, Deeded Water Access, Deeded Water Rights, Deeded Waterfront, Navigable Water, Water Depth 4+
Details
- Parcel number: 801200
- Zoning: MHS
- Special conditions: Probate Listing
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Wood Frame
- Foundation: Other, Pilings
- Roof: Shingle
Condition
- New construction: No
- Year built: 2019
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: Old Settlers Beach
HOA
- Has HOA: No
Location
- Region: Surf City
Financial & listing details
- Price per square foot: $658/sqft
- Tax assessed value: $962,154
- Annual tax amount: $10,872
- Date on market: 10/23/2026
- Cumulative days on market: 218 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,FHA,VA Loan
- Road surface type: Paved
Estimated market value
$865,100
$822,000 - $908,000
$1,459/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/23/2026 | Listed for sale | $879,000-6.5%$658/sqft |
Source: | ||
| 10/1/2026 | Listing removed | $940,000$704/sqft |
Source: | ||
| 7/28/2026 | Price change | $940,000-2.6%$704/sqft |
Source: | ||
| 4/23/2026 | Price change | $965,000-3.4%$722/sqft |
Source: | ||
| 3/4/2026 | Listed for sale | $999,000+135.1%$748/sqft |
Source: | ||
| 7/13/2009 | Listing removed | $425,000$318/sqft |
Source: Prudential Real Estate #87780 Report a problem | ||
| 1/23/2009 | Listed for sale | $425,000$318/sqft |
Source: Systems Engineering, Inc. #87780 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,203 +1% | $641,788 +1% |
| 2024 | $4,160 | $635,122 |
| 2023 | $4,160 0% | $635,122 |
| 2022 | $4,160 | $635,122 +60.4% |
| 2021 | -- | $395,880 |
| 2020 | $2,791 +68.4% | $395,880 +68.4% |
| 2019 | $1,657 -36.7% | $235,040 -36.7% |
| 2018 | $2,620 +12% | $371,600 +7.3% |
| 2017 | $2,338 | $346,430 |
| 2016 | $2,338 | $346,430 |
| 2015 | $2,338 | $346,430 |
| 2014 | $2,338 +4.4% | $346,430 -9.5% |
| 2013 | $2,241 | $383,000 |
| 2012 | $2,241 | $383,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 28445
Nearby schools
Schools provided by the listing agent
- Elementary: Coastal Elementary
- Middle: Dixon
- High: Dixon
Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





