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For sale
  • $729,000

    4074 4th Street, Surf City, NC 28445

    3beds
    1,762sqft
    : 
    $4,282/mo
    Get pre-qualified
    Single Family Residence
    Built in 1986
    7,841 Square Feet Lot
    $698,600 Zestimate®
    $414/sqft
    $-- HOA

    What's special

    Canal-front livingGround-level bathroomCanal-front homeEat-in barMetal roofDock and boat liftLarge family room
    Welcome to 4074 4th Street, a canal-front home in Surf City offering the best of both sides of Topsail Island life. Keep your boat right outside your back door, with approximately 55 feet of canal frontage, a dock and boat lift, while the beach and Atlantic Ocean are within walking distance. This 3-bedroom, 3-bath waterfront home offers 1,762 heated square feet and convenient access to the Intracoastal Waterway, giving you the freedom to spend the morning on the ocean and the afternoon on the boat without ever leaving the island. Inside, there's plenty of room to spread out. The main living area connects with the dining area and kitchen, including an eat-in bar, while a large family room provides additional space for gathering and relaxing. A tiled sunroom takes advantage of the canal views and gives you another place to enjoy the waterfront setting throughout the day. The ground level adds valuable space for the way people actually live at the coast. A covered porch provides a shaded place to relax near the water, while the utility room and large storage areas provide room for beach gear, fishing equipment, bikes, tools and boating supplies. A ground-level bathroom is especially convenient when coming in from the boat, beach or spending the day outside. From the backyard, you're just steps from the dock and boat lift. Head out for a morning of fishing, cruise the Intracoastal Waterway, or spend the afternoon exploring the waters around Topsail Island. When the beach is calling, leave the boat at the dock and walk to the sand. The home is elevated on pilings with a metal roof and sits on a 55' x 140' canal-front lot with no HOA. There's also an opportunity to personalize the home and waterfront areas over time to fit your own vision of coastal living. Whether you're searching for a primary residence, second home or coastal getaway, 4074 4th Street offers a combination that defines Topsail Island living: the beach within walking distance, your boat in your backyard, canal-front living and no HOA.
    3 days
    119
    12

    Zillow last checked:

    Listing updated:

    Listed by:

    Hugh A Cannady 910-389-1688,

    Coastal Realty Associates LLC

    Source: Hive MLS,MLS#: 100601423MLS LogoOriginating MLS: Cape Fear Realtors MLS, Inc.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Living Room, Family Room, Dining Room, Master Bedroom, Bedroom 1, Bedroom 2, Bonus Room, Sunroom
      Primary bedroom
      • Level: First
      • Dimensions: 12.42 x 14.58
      Bedroom 1
      • Level: First
      • Dimensions: 11.08 x 10.83
      Bedroom 2
      • Level: First
      • Dimensions: 21.42 x 11.42
      Bonus room
      • Level: First
      • Dimensions: 21.42 x 10.83
      Dining room
      • Level: First
      • Dimensions: 10.42 x 11.42
      Family room
      • Level: First
      • Dimensions: 15.5 x 11.75
      Kitchen
      • Level: First
      • Dimensions: 12.08 x 10.83
      Living room
      • Level: First
      • Dimensions: 13.75 x 10.83
      Sunroom
      • Level: First
      • Dimensions: 6.9 x 22.58
      Heating
      • Electric, Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Built-In Microwave, Refrigerator, Dishwasher
      Features
      • Blinds/Shades
      • Flooring: LVT/LVP, Carpet, Tile
      • Basement: None
      • Attic: No Access
      • Has fireplace: No
      Interior area
      • Total structure area: 1,762
      • Total interior livable area: 1,762 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Off Street
      • Carport spaces: 1
      Features
      • Levels: One
      • Patio & porch: Patio
      • Pool features: None
      • Fencing: None
      • Has view: Yes
      • View description: Canal
      • Has water view: Yes
      • Water view: Canal
      • Waterfront features: Boat Lift, Bulkhead, Canal Front
      • Frontage type: Canal Front
      Lot
      • Size: 7,841 Square Feet
      • Dimensions: 55 x 140
      • Features: Boat Slip, Boat Dock, Boat Lift, Bulkhead, Navigable Water
      Details
      • Parcel number: 800108
      • Zoning: MHS
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding, Wood Frame
      • Foundation: Other, Pilings
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1986

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Old Settlers Beach
      HOA
      • Has HOA: No
      Location
      • Region: Surf City

      Financial & listing details

      • Price per square foot: $414/sqft
      • Tax assessed value: $652,407
      • Annual tax amount: $7,372
      • Date on market: 9/4/2026
      • Cumulative days on market: 4 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Paved

        Estimated market value

        $698,600

        $664,000 - $734,000

        $2,653/mo

        Price history

        DateEventPrice
        9/4/2026Listed for sale$729,000+97%$414/sqft
        Source: Hive MLS #100601423 Report a problem
        7/1/2013Sold$370,000-13.9%$210/sqft
        Source: Hive MLS #30488454 Report a problem
        6/8/2013Pending sale$429,900$244/sqft
        Source: CENTURY 21 Sweyer & Associates #488454 Report a problem
        3/19/2013Listed for sale$429,900-23.1%$244/sqft
        Source: Century 21 Sweyer & Associates` #488454 Report a problem
        3/29/2007Sold$559,000-1.9%$317/sqft
        Source: Public Record Report a problem
        6/9/2005Sold$570,000$323/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,756 $420,907
        2024$2,756 $420,907
        2023$2,756 0%$420,907
        2022$2,757 +26.2%$420,907 +35.9%
        2021$2,184 $309,800
        2020$2,184 $309,800
        2019$2,184 $309,800
        2018$2,184 -7.1%$309,800 -11.1%
        2017$2,352 $348,440
        2016$2,352 $348,440
        2015$2,352 -7.7%$348,440 -7.7%
        2014$2,548 +11.4%$377,420 -3.5%
        2013$2,288 +12.5%$391,050 +12.5%
        2012$2,033 $347,560
        2011$2,033 $347,560
        2010$2,033 -41.8%$347,560 -41.3%
        2009$3,492 +15.2%$591,795
        2008$3,031 +1.8%$591,795
        2007$2,977 $591,795
        2006$2,977 +135.5%$591,795 +229.2%
        2005$1,264 $179,751
        2004-- $179,751
        2003-- $179,751
        2002-- $179,751
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28445

        Getting around

        11 / 100
        Car-Dependent
        31 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Dixon
        • Middle: Dixon
        • High: Dixon

        Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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