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Sold for $1,200,000
  • $1,200,000

    109 Vista Ct, Cross Junction, VA 22625

    4beds
    5,960sqft
    Single Family Residence
    Built in 1993
    0.74 Acres Lot
    $1,148,100 Zestimate®
    $201/sqft
    $4,447 Estimated rent

    Home value

    $1,148,100

    $1.09M - $1.21M

    $4,447/mo

    Zestimate® history
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    What's special

    Lake Resort Living awaits in the gated community of Lake Holiday—where this exceptional lakefront home makes every day feel like a getaway. Enjoy front-row seats to the 4th of July fireworks right from your expansive two-level wraparound decks or while relaxing in the hot tub. Thoughtfully positioned to maximize both views and seclusion, the home offers exceptional privacy from neighboring properties—creating a peaceful, tucked-away retreat. Perfectly positioned on approximately 330 feet of pristine waterfront, this home captures sweeping lake views from nearly every room, creating a seamless connection to the water and the essence of true lakefront living. A private dock and expansive outdoor living spaces provide multiple vantage points to take in the peaceful surroundings. Thoughtful updates offer both value and peace of mind, including a roof just 2–3 years old, two tankless water heaters installed around the same time, and a diesel-powered generator for dependable backup power. The beautifully renovated kitchen features new cabinetry with soft-close drawers, quartz countertops, and updated appliances. Conveniently located off the attached two-car garage, it flows effortlessly into the open dining area—ideal for both everyday living and entertaining. The primary suite is a true retreat, perfectly positioned to capture breathtaking water views. The custom-designed bath includes a large tiled shower with bench seating, double vanity, and heated floors, along with two spacious custom closets. A private office with panoramic lake views completes the space, offering a serene setting for work or relaxation. The family room is warm and inviting, highlighted by a pine ceiling, stone fireplace, and stunning lake views. Open to the kitchen and dining areas, it creates an ideal layout for entertaining and extends seamlessly to the deck for elevated indoor-outdoor living. The main level also features two additional en suite bedrooms, each with well-appointed private baths—perfect for guests or multigenerational living—along with a laundry room and two half baths for added convenience. A rare and highly desirable feature for lakefront properties, the home offers exceptional accessibility. A circular driveway provides level access to the front door, eliminating steep approaches and making daily living and guest arrivals effortless. Tucked away on a quiet cul-de-sac, the setting offers added privacy with no through traffic. The walk-out lower level is designed for entertaining, featuring a second family room with bar, stone fireplace, and continued lake views. Step outside to the wraparound deck and hot tub to fully embrace the waterfront lifestyle. This level also includes an additional bedroom and full bath with steam shower, a lake-view office, a spacious flex room currently used as a golf simulator, and a temperature-controlled wine cellar or hobby space. A large storage room and one-car garage provide easy access for lake and boating equipment, along with a path leading to the private dock. Meticulously maintained and thoughtfully designed, this home is ideal for both everyday living and hosting, all while embracing the ultimate waterfront lifestyle. Lake Holiday residents enjoy an exceptional array of amenities, including two sandy beaches, a marina, swimming, water skiing, tubing, fishing, volleyball and pickleball courts, dog parks, basketball courts, playgrounds, and scenic walking and hiking trails. The clubhouse offers a fitness room and full kitchen, perfect for gatherings and community events.

    Zillow last checked:

    Listing updated:

    Listed by:

    Leah Clowser 540-247-1941,

    RE/MAX Roots

    Bought with:

    Leah Clowser, 0225048720

    RE/MAX Roots

    Source: Bright MLS,MLS#: VAFV2039902MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 6
    • Full bathrooms: 4
    • 1/2 bathrooms: 2
    • Main level bathrooms: 5
    • Main level bedrooms: 3
    Rooms
    • Room types: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Game Room, Family Room, Foyer, Sun/Florida Room, Laundry, Other, Office, Storage Room, Utility Room, Bathroom 2, Bathroom 3, Hobby Room, Primary Bathroom, Full Bath, Half Bath
    Primary bedroom
    • Features: Attached Bathroom, Ceiling Fan(s), Flooring - Carpet, Walk-In Closet(s)
    • Level: Main
    • Area: 195 Square Feet
    • Dimensions: 13 X 15
    Bedroom 2
    • Features: Attached Bathroom
    • Level: Main
    Bedroom 3
    • Level: Main
    Bedroom 4
    • Level: Lower
    • Area: 104 Square Feet
    • Dimensions: 8 X 13
    Primary bathroom
    • Features: Bathroom - Stall Shower, Flooring - Ceramic Tile, Flooring - Heated
    • Level: Main
    Bathroom 2
    • Level: Main
    Bathroom 3
    • Level: Main
    Dining room
    • Level: Main
    • Area: 143 Square Feet
    • Dimensions: 11 X 13
    Family room
    • Features: Fireplace - Wood Burning
    • Level: Main
    • Area: 483 Square Feet
    • Dimensions: 21 X 23
    Foyer
    • Level: Main
    • Area: 147 Square Feet
    • Dimensions: 7 X 21
    Other
    • Level: Lower
    Game room
    • Features: Flooring - Carpet, Fireplace - Wood Burning, Wet Bar
    • Level: Lower
    • Area: 572 Square Feet
    • Dimensions: 22 X 26
    Half bath
    • Level: Main
    Half bath
    • Level: Main
    Other
    • Level: Lower
    Kitchen
    • Features: Countertop(s) - Quartz, Dining Area, Kitchen Island, Skylight(s)
    • Level: Main
    • Area: 204 Square Feet
    • Dimensions: 12 X 17
    Laundry
    • Level: Main
    • Area: 98 Square Feet
    • Dimensions: 7 X 14
    Office
    • Level: Lower
    Other
    • Level: Lower
    Other
    • Features: Flooring - Concrete
    • Level: Lower
    Storage room
    • Level: Lower
    Storage room
    • Level: Lower
    Other
    • Level: Main
    • Area: 135 Square Feet
    • Dimensions: 9 X 15
    Utility room
    • Level: Lower
    Heating
    • Forced Air, Zoned, Propane, Electric
    Cooling
    • Ceiling Fan(s), Central Air, Whole House Fan, Ductless, Zoned, Electric
    Appliances
    • Included: Microwave, Dishwasher, Disposal, Range Hood, Oven/Range - Gas, Refrigerator, Stainless Steel Appliance(s), Water Conditioner - Owned, Tankless Water Heater, Washer, Dryer, Oven, Water Treat System, Water Heater
    • Laundry: Main Level, Laundry Room
    Features
    • Attic, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Ceiling Fan(s), Dining Area, Double/Dual Staircase, Entry Level Bedroom, Family Room Off Kitchen, Open Floorplan, Kitchen - Gourmet, Kitchen Island, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-In Closet(s), Bar, Wine Storage, Spiral Staircase, 9'+ Ceilings, Cathedral Ceiling(s), High Ceilings, Vaulted Ceiling(s), Wood Ceilings, Tray Ceiling(s)
    • Flooring: Carpet, Ceramic Tile, Concrete, Hardwood, Luxury Vinyl, Wood
    • Windows: Screens, Skylight(s), Sliding, Window Treatments
    • Basement: Connecting Stairway,Partial,Heated,Improved,Interior Entry,Exterior Entry,Partially Finished,Concrete,Rear Entrance,Walk-Out Access,Windows,Workshop,Space For Rooms,Side Entrance
    • Number of fireplaces: 2
    • Fireplace features: Mantel(s), Screen, Stone, Gas/Propane
    Interior area
    • Total structure area: 5,960
    • Total interior livable area: 5,960 sqft
    • Finished area above ground: 3,914
    • Finished area below ground: 2,046

    Property

    Parking
    • Total spaces: 12
    • Parking features: Storage, Garage Faces Front, Garage Door Opener, Inside Entrance, Oversized, Asphalt, Private, Circular Driveway, Attached, Driveway
    • Attached garage spaces: 2
    • Uncovered spaces: 10
    Accessibility
    • Accessibility features: None
    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Deck, Porch, Wrap Around
    • Exterior features: Chimney Cap(s), Extensive Hardscape, Lighting, Storage, Stone Retaining Walls, Balcony
    • Pool features: None
    • Has spa: Yes
    • Spa features: Bath, Hot Tub
    • Has view: Yes
    • View description: Garden, Lake, Scenic Vista, Trees/Woods, Water
    • Has water view: Yes
    • Water view: Lake,Water
    • Waterfront features: Boat/Launch Ramp - Private, Private Dock Site, Rip-Rap, Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Sail, Swimming Allowed, Waterski/Wakeboard, Lake
    • Body of water: Lake Holiday
    • Frontage length: Water Frontage Ft: 330
    Lot
    • Size: 0.74 Acres
    • Features: Cul-De-Sac, Landscaped, No Thru Street, Wooded, Premium, Private, Sloped
    Details
    • Additional structures: Above Grade, Below Grade
    • Parcel number: 18A044B8
    • Zoning: R5
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch/Rambler
    • Property subtype: Single Family Residence
    Materials
    • Cedar, Combination, Stone, Wood Siding
    • Foundation: Concrete Perimeter
    • Roof: Architectural Shingle
    Condition
    • Excellent
    • New construction: No
    • Year built: 1993

    Utilities & green energy

    • Sewer: Grinder Pump, Public Septic
    • Water: Public
    • Utilities for property: Underground Utilities, Cable

    Community & HOA

    Community
    • Security: 24 Hour Security, Security Gate
    • Subdivision: Lake Holiday Estates
    HOA
    • Has HOA: Yes
    • Amenities included: Baseball Field, Basketball Court, Beach Access, Bike Trail, Boat Dock/Slip, Clubhouse, Common Grounds, Dog Park, Fitness Center, Gated, Jogging Path, Lake, Marina/Marina Club, Meeting Room, Party Room, Picnic Area, Pier/Dock, Security, Tennis Court(s), Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges
    • Services included: Common Area Maintenance, Management, Pier/Dock Maintenance, Reserve Funds, Road Maintenance, Security, Snow Removal, Trash
    • HOA fee: $156 monthly
    • HOA name: LAKE HOLIDAY HOA CLUB INC
    Location
    • Region: Cross Junction

    Financial & listing details

    • Price per square foot: $201/sqft
    • Tax assessed value: $893,760
    • Annual tax amount: $4,290
    • Date on market: 7/18/2026
    • Listing agreement: Exclusive Right To Sell
    • Exclusions: Cameras
    • Ownership: Fee Simple

    Price history

    DateEventPrice
    7/17/2026Sold$1,200,000+11900%$201/sqft
    Source: Bright MLS #VAFV2039902 Report a problem
    10/10/2018Sold$10,000-98.8%$2/sqft
    Source: Public Record Report a problem
    8/15/2018Pending sale$869,000$146/sqft
    Source: ERA OakCrest Realty, Inc. #1001949818 Report a problem
    6/28/2018Price change$869,000-2.9%$146/sqft
    Source: ERA OakCrest Realty, Inc. #1001949818 Report a problem
    4/27/2018Price change$895,000-18.6%$150/sqft
    Source: Long & Foster/Webber & Associates #1003667429 Report a problem
    10/3/2017Listed for sale$1,100,000$185/sqft
    Source: Long & Foster/Webber & Associates #FV10072156 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$3,923 -1.9%$893,760 +14%
    2024$4,000 $784,300
    2023$4,000 -2.6%$784,300 +16.5%
    2022$4,107 $673,200
    2021-- $673,200 +14.3%
    2020$3,592 -50%$588,900
    2019$7,185 +76.8%$588,900 +6.1%
    2018$4,065 +1.4%$555,200
    2017$4,009 +4.9%$555,200 +5.9%
    2016$3,823 +30.4%$524,100 +0.1%
    2015$2,932 +51.5%$523,500 +6.6%
    2014$1,935 $491,300
    2013-- $491,300 -9.9%
    2012-- $545,500
    2011-- $545,500 -9.1%
    2010-- $599,800
    2009-- $599,800 -0.6%
    2008-- $603,200
    2007-- $603,200
    2006-- $603,200
    2005-- $603,200 +69.3%
    2003-- $356,300
    2002-- $356,300
    2001-- $356,300
    Find assessor info on the county website

    Neighborhood: 22625

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • District: Frederick County Public Schools

    Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $1,148,100
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $1,148,100