Welcome to 1095 Howard Street this beautifully maintained 4-bedroom, 2-bath home offers several updates and flexible living space. The fully remodeled kitchen serves as the heart of the home, while multiple bonus rooms provide endless possibilities for a home office, gym, playroom, or hobby space. The walkout lower level adds valuable living and entertaining space with easy access to the large fenced in backyard. Enjoy peace of mind with numerous recent improvements within the last 3 years, including a Reverse Osmosis System, 96.7% AFUE Gas Furnace, Honeywell Wi-Fi Thermostat, April Air 16SEER AC System, chimney liner, water heater, retaining wall with new drainage, gutters with leaf screens w/ downspouts, 2" thick steel insulated garage door, kitchen aid dishwasher (2024), the fully remodeled kitchen includes new base floor and insulation. With thoughtful updates throughout the entire house and room to fit a variety of lifestyles, this move-in-ready home is one you won't want to miss! Additional updates include: H&S Sump Pump Motor w/sealed basin lid, correct well room, new outlets throughout, upgraded toilets, and more. Mechanically this home has been completely updated!
Active
$365,000
1095 Howard St, Otsego, MI 49078
4beds
2,256sqft
Single Family Residence
Built in 1973
0.39 Acres Lot
$352,600 Zestimate®
$162/sqft
$-- HOA
What's special
Multiple bonus roomsLarge fenced in backyardHoneywell wi-fi thermostatNew outlets throughoutChimney linerFully remodeled kitchenReverse osmosis system
- 2 days |
- 527 |
- 20 |
Zillow last checked:
Listing updated:
Listed by:
Katelyn M Steele 269-312-2575,
Jaqua, REALTORS 269-685-6858
Source: MichRIC,MLS#: 26036991
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Oven, Range, Refrigerator, Washer, Water Softener Owned
- Laundry: In Bathroom, Main Level
Features
- Eat-in Kitchen
- Basement: Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Family Room
Interior area
- Total structure area: 1,306
- Total interior livable area: 2,256 sqft
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Attached
- Garage spaces: 2
Features
- Stories: 1
Lot
- Size: 0.39 Acres
- Dimensions: 99 x 170
Details
- Parcel number: 1746105000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Brick, Vinyl Siding
Condition
- New construction: No
- Year built: 1973
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Natural Gas Connected, Cable Connected
Community & HOA
Location
- Region: Otsego
Financial & listing details
- Price per square foot: $162/sqft
- Tax assessed value: $105,471
- Annual tax amount: $3,613
- Date on market: 7/18/2026
- Listing terms: Cash,FHA,VA Loan,MSHDA,Conventional
Estimated market value
$352,600
$335,000 - $370,000
$2,202/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/18/2026 | Listed for sale | $365,000+37.7%$162/sqft |
Source:  MichRIC #26036991 Report a problem | ||
| 4/14/2023 | Sold | $265,000+6.4%$117/sqft |
Source: MichRIC #23006961 Report a problem | ||
| 3/15/2023 | Pending sale | $249,000$110/sqft |
Source: MichRIC #23006961 Report a problem | ||
| 3/10/2023 | Listed for sale | $249,000+83.1%$110/sqft |
Source: MichRIC #23006961 Report a problem | ||
| 4/1/2019 | Sold | $136,000-6.1%$60/sqft |
Source: Public Record Report a problem | ||
| 1/8/2019 | Pending sale | $144,900$64/sqft |
Source: Plainwell #18056817 Report a problem | ||
| 11/30/2018 | Listed for sale | $144,900+7.3%$64/sqft |
Source: Berkshire Hathaway HomeServices Michigan Real Estate #18056817 Report a problem | ||
| 9/22/2005 | Sold | $135,000+25.6%$60/sqft |
Source: Public Record Report a problem | ||
| 1/4/2005 | Sold | $107,442$48/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,516 +35.5% | $105,800 +3.4% |
| 2024 | $2,594 | $102,300 +17.3% |
| 2023 | -- | $87,200 +8.3% |
| 2022 | -- | $80,500 +6.1% |
| 2021 | -- | $75,900 +10.3% |
| 2020 | -- | $68,800 -2.7% |
| 2019 | $1,735 +1.9% | $70,700 +3.8% |
| 2018 | $1,703 | $68,100 +2.4% |
| 2017 | -- | $66,500 +12% |
| 2016 | -- | $59,400 |
| 2015 | -- | $59,400 +3.7% |
| 2014 | $1,878 | $57,300 +11.9% |
| 2013 | $1,878 | $51,200 -4.8% |
| 2012 | -- | $53,800 +0.4% |
| 2011 | -- | $53,600 -27.4% |
| 2010 | -- | $73,800 +3.9% |
| 2009 | -- | $71,000 |
| 2008 | -- | $71,000 -6.5% |
| 2007 | -- | $75,900 +8.4% |
| 2006 | -- | $70,000 +1.6% |
| 2005 | -- | $68,900 +1.6% |
| 2004 | -- | $67,800 +0.9% |
| 2003 | -- | $67,200 +1.8% |
| 2002 | -- | $66,000 +3.8% |
| 2001 | -- | $63,600 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 49078
Nearby schools
GreatSchools rating
- 5/10Dix Street Elementary SchoolGrades: PK-5Distance: 0.4 mi
- 6/10Otsego Middle SchoolGrades: 6-8Distance: 1.2 mi
- 8/10Otsego High SchoolGrades: 9-12Distance: 1.4 mi
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A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
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