Active

$395,000

1090 Howard St, Otsego, MI 49078

5beds

2,504sqft

$2,852/mo

Get pre-qualified

Single Family Residence

Built in 2006

0.53 Acres Lot

$385,300 Zestimate^®

$158/sqft

$-- HOA

What's special

Charming ranchStorage shedFinished basementPrivacy fenceFresh paint throughoutMain-floor livingSpacious half-acre lot

Welcome home to this charming ranch in the desirable Eley Acres community! Offering the convenience of main-floor living and a fantastic location just minutes from town, shopping, dining, and major highways, this home checks all the boxes! Recent updates include newer siding, flooring, windows, appliances HVAC, along with fresh paint throughout, including the finished basement, providing additional space to relax, entertain, or spread out. Situated on a spacious half-acre lot, the backyard features a privacy fence, storage shed, and plenty of room to enjoy the outdoors. With thoughtful updates, a great yard, and an ideal location, this move-in-ready home is one you won't want to miss!

19 hours
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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 5
Bathrooms: 3
Full bathrooms: 3
Main level bedrooms: 3

Heating

Forced Air

Cooling

Central Air

Appliances

Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Laundry: Laundry Room, Main Level

Features

Ceiling Fan(s), Eat-in Kitchen, Pantry
Flooring: Carpet, Laminate, Vinyl
Windows: Insulated Windows
Basement: Full
Has fireplace: No

Interior area

Total structure area: 1,404
Total interior livable area: 2,504 sqft
Finished area below ground: 1,100

Property

Parking

Total spaces: 2
Parking features: Attached, Garage Door Opener
Garage spaces: 2

Features

Stories: 1
Fencing: Full,Privacy
On waterfront: Yes
Waterfront features: Stream/Creek
Body of water: Creek

Lot

Size: 0.53 Acres
Dimensions: 147 x 157
Features: Wooded

Details

Parcel number: 031702600600

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Vinyl Siding
Roof: Metal

Condition

New construction: No
Year built: 2006

Utilities & green energy

Sewer: Septic Tank
Water: Well
Utilities for property: Natural Gas Connected, Cable Connected

Community & HOA

Location

Region: Otsego

Financial & listing details

Price per square foot: $158/sqft
Tax assessed value: $88,280
Annual tax amount: $2,800
Date on market: 10/24/2026
Listing terms: Cash,FHA,USDA Loan,MSHDA,Conventional
Road surface type: Paved

Estimated market value

$385,300

$366,000 - $405,000

$2,804/mo

Price history

Date	Event	Price
10/24/2026	Listed for sale	$395,000+105.7%$158/sqft
Source: MichRIC #26056715 Report a problem
9/12/2019	Sold	$192,000-4%$77/sqft
Source: MichRIC #19033540 Report a problem
7/17/2019	Listed for sale	$199,900+51%$80/sqft
Source: Five Star Real Estate #19033540 Report a problem
12/18/2014	Sold	$132,400+579%$53/sqft
Source: Public Record Report a problem
8/9/2006	Sold	$19,500$8/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,875 +5.7%	$128,500 +14.6%
2024	$2,720	$112,100 +18.5%
2023	--	$94,600 +10.6%
2022	--	$85,500 +5%
2021	--	$81,400 +12.7%
2020	--	$72,200 +4.2%
2019	$1,891 +3.9%	$69,300 +6.8%
2018	$1,820	$64,900 +2.7%
2017	--	$63,200 +9.5%
2016	--	$57,700
2015	--	$57,700 +4.2%
2014	$1,727	$55,400 +20.2%
2013	$1,727	$46,100 -4.9%
2012	--	$48,500 +2.8%
2011	--	$47,200 -12.9%
2010	--	$54,200 -17%
2009	--	$65,300
2008	--	$65,300 -4.7%
2007	--	$68,500 +1123.2%
2006	--	$5,600
2005	--	$5,600
2004	--	$5,600
2003	--	$5,600
2002	--	$5,600
2001	--	$5,600