Skip main navigation
Pending
  • Price cut: $10K (6/9)
    $775,000

    1096 Scenic Gulf Dr Unit 1012, Miramar Beach, FL 32550

    3beds
    1,617sqft
    : 
    $4,781/mo
    Get pre-qualified
    Condominium
    Built in 1986
    -- sqft lot
    $-- Zestimate®
    $479/sqft
    $-- HOA

    What's special

    Modern finishesThree true bedroomsGranite countertopsCovered parkingOpen-concept layoutSteps from the beachHot tubs
    A family friendly property that renters will love. Checks all the boxes: Spacious, updated, and steps from the beach. This 3-bedroom, 3-bath corner condo at Surfside Resort offers a rare blend of lifestyle and income potential. With a smart lockout layout, owners can enjoy extended stays while renting part or all of the condo when away. Sold fully furnished, the residence features ceramic tile throughout, remote-controlled shades, and updated kitchen and baths with white cabinetry, granite countertops, and modern finishes. The lockout allows the unit to function as a full 3-bedroom or as a 2-bedroom and 1-bedroom, each with its own entry and balcony--an ideal setup for offsetting ownership costs. The unit sleeps 8 and has a strong rental history, with $78,007 in 2024 and $68,689 in 2025. Why this condo? It stands out not because of a single feature, but because of how well everything works together for an owner who wants to enjoy the beach lifestyle while making a smart long-term decision. With three true bedrooms and three full baths, this condo offers the size and livability that second-home buyers and extended families are looking for: space to settle in, host comfortably, and stay longer when visiting. The condo has been thoughtfully renovated and meticulously maintained, with ceramic tile flooring throughout (no carpet), updated kitchen and baths featuring white cabinetry, granite countertops, and modern tile, and an open-concept layout that feels bright, clean, and easy to live in. Remote-controlled shades in the living and dining areas add both convenience and comfort. No work or expense needed. One of the most valuable features is the flexible lockout floor plan. This allows the unit to be enjoyed as a full 3-bedroom residence, or separated into a 2-bedroom and a 1-bedroom each with its own private entry, balcony, and views. This design gives you multiple options: enjoy the entire condo for personal use, rent it as a whole, or occupy one side while renting the other. For lifestyle-focused buyers, this flexibility is key; it allows ownership costs to be offset while still preserving privacy and personal enjoyment. The unit comfortably sleeps eight and has a strong rental history, with documented income and projected rental potential that can significantly reduce the cost to own. This makes it especially attractive to buyers who want a beach place now, without carrying the full burden of ownership long-term, and who like the idea of renters helping pay down the property over time. Location is another major driver of value. Surfside Resort sits just steps from the beach with private, deeded beach access via a unique skywalk to the Gulf of Mexico. Owners and guests are also close to shopping, dining, golf, and everyday conveniences features that matter not only for personal enjoyment but also for consistent rental demand year after year. Surfside is a true resort-style community, offering an on-site restaurant with room service, beachfront and poolside bars, heated pool, kiddie pool, hot tubs, fitness center, spa and salon, tennis, pickleball and basketball courts, shuffleboard, and the onsite restaurant has weekly beach bonfires that are a favorite with guests of all ages. Covered parking, heated and cooled interior corridors, on-site management, maintenance, and security add ease and peace of mind for owners who are not always local. Equally important in today's condo market, Surfside is a well-managed, storm-rated building with no special assessments, and the 2024 Structural Integrity Reserve Study identified no structural integrity concerns, confirming the building is structurally sound. This provides buyers with confidence in both the physical condition of the property and the long-term stability of the association. For buyers seeking more than just a place to stay, those looking for a beach home that is spacious, updated, walkable, flexible, and financially sensible this residence delivers. It's a property designed to be enjoyed now, supported by rental income along the way, and positioned for long-term ownership with confidence.
    231 days
    |
    734
    |
    46
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    At The Beach Team 850-654-3325,

    Keller Williams Realty Destin,

    Colton M Fiessinger 270-210-1437,

    Keller Williams Realty Destin

    Source: ECAOR,MLS#: 991718MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Level: First
      • Area: 216 Square Feet
      • Dimensions: 18 x 12
      Bedroom
      • Level: First
      • Area: 165 Square Feet
      • Dimensions: 15 x 11
      Bedroom
      • Level: First
      • Area: 165 Square Feet
      • Dimensions: 15 x 11
      Dining area
      • Level: First
      • Area: 120 Square Feet
      • Dimensions: 12 x 10
      Foyer
      • Level: First
      • Area: 102 Square Feet
      • Dimensions: 17 x 6
      Kitchen
      • Level: First
      • Area: 198 Square Feet
      • Dimensions: 18 x 11
      Living room
      • Level: First
      • Area: 322 Square Feet
      • Dimensions: 23 x 14
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Washer
      • Laundry: Common Area, Washer/Dryer Hookup
      Features
      • Breakfast Bar, Crown Molding, Recessed Lighting, Lock Out, Owner's Closet, Pantry
      • Flooring: Tile
      • Windows: Window Treatments
      • Furnished: Yes
      Interior area
      • Total structure area: 1,617
      • Total interior livable area: 1,617 sqft

      Property

      Parking
      • Parking features: Detached, Covered
      • Has garage: Yes
      • Has carport: Yes
      Features
      • Exterior features: Balcony, Tennis Court(s)
      • Pool features: In Ground
      • Has view: Yes
      • View description: Bay, Gulf
      • Has water view: Yes
      • Water view: Bay,Gulf
      Details
      • Parcel number: 322S21426000101200

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      Materials
      • Concrete, Steel Frame
      Condition
      • Construction Complete,Renovated
      • New construction: No
      • Year built: 1986

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Features: BBQ Pit/Grill, Beach, Community Room, Elevators, Fitness Center, Fishing, Handicap Provisions, Pavillion/Gazebo, Pool, Sauna/Steam Room, TV Cable, Tennis Court(s), Whirlpool, Pickleball, Short Term Rental - Allowed
      • Security: Smoke Detector(s)
      • Subdivision: DESTIN SURFSIDE CONDO
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds, Insurance, Management, Recreational Faclty, Sewer, Cable TV, Trash, Water, Internet
      Location
      • Region: Miramar Beach

      Financial & listing details

      • Price per square foot: $479/sqft
      • Tax assessed value: $662,162
      • Annual tax amount: $5,901
      • Date on market: 12/23/2025

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/4/2026Pending sale$775,000$479/sqft
        Source: ECAOR #991718 Report a problem
        6/9/2026Price change$775,000-1.3%$479/sqft
        Source: ECAOR #991718 Report a problem
        5/25/2026Price change$785,000-1%$485/sqft
        Source: ECAOR #991718 Report a problem
        5/4/2026Price change$792,700-0.8%$490/sqft
        Source: ECAOR #991718 Report a problem
        4/14/2026Price change$799,000-0.7%$494/sqft
        Source: ECAOR #991718 Report a problem
        1/30/2026Price change$805,000-2.4%$498/sqft
        Source: ECAOR #991718 Report a problem
        12/23/2025Listed for sale$824,900-6.3%$510/sqft
        Source: ECAOR #991718 Report a problem
        10/4/2024Listing removed--
        Source: Owner Report a problem
        9/9/2024Listed for sale$880,000+0.1%$544/sqft
        Source: Owner Report a problem
        3/2/2024Listing removed--
        Source: Owner Report a problem
        1/5/2024Listed for sale$879,000+93.2%$544/sqft
        Source: Owner Report a problem
        6/29/2018Sold$455,000-2.2%$281/sqft
        Source: Public Record Report a problem
        5/29/2018Pending sale$465,000$288/sqft
        Source: East Pass Realty Inc #792802 Report a problem
        3/1/2018Listed for sale$465,000-6.1%$288/sqft
        Source: East Pass Realty Inc #792802 Report a problem
        5/5/2004Sold$495,000+78.7%$306/sqft
        Source: Public Record Report a problem
        4/15/2003Sold$277,000$171/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,901 +1%$644,981 +10%
        2024$5,845 +5.2%$586,346 +10%
        2023$5,555 +7.7%$533,042 +10%
        2022$5,158 +21%$484,584 +10%
        2021$4,264 +6.7%$440,531 +10%
        2020$3,998 +2.5%$400,483 +2%
        2019$3,899 $392,624 +2%
        2018$3,899 +1.6%$384,927 +3%
        2017$3,838 +6.1%$373,721 +15.5%
        2016$3,618 +11.8%$323,561 +10%
        2015$3,238 +8.3%$294,149 +5%
        2014$2,990 $280,145
        2013-- $280,145 +5%
        2012-- $266,805 -6.2%
        2011-- $284,527 -5%
        2010-- $299,501 -16%
        2009-- $356,549 -10.1%
        2008-- $396,716 -5%
        2007-- $417,597 +21.5%
        2005-- $343,701 +57.3%
        2004-- $218,500 -4.4%
        2003-- $228,448
        2002-- $228,448
        2001-- $228,448
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32550

        Getting around

        28 / 100
        Car-Dependent
        37 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Van R Butler
        • Middle: Emerald Coast
        • High: South Walton

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes