For sale

Price cut: $25K (6/29)

$2,395,000

1104 Truman Ave, Key West, FL 33040

5beds

3,136sqft

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Multi Family

Built in 1928

-- sqft lot

$2,247,500 Zestimate^®

$764/sqft

$-- HOA

What's special

Classic conch-style constructionCovered porchesFlexible layoutGenerous off-street parking

FOUR UNIT Property in a Prime Old Town Key West Location with LOTS of OPTIONS!1104 Truman Avenue is a legal four-unit property with multiple use possibilities. Generous off-street parking; a rare and valuable feature in Old Town, enhances desirability for business and/or residential occupants. Classic Conch-style construction with covered porches adds to the property's island appeal and long-term value. The property currently consists of one 2BR/1BA unit and three 1BR/1BA units, all licensed rentals.. Flexible layout supports a variety of uses including long-term rentals, monthly vacation rentals, employee housing, or mixed-use potential with possible commercial use on the ground level and residential above. The property also offers the potential to be reimagined as a spacious single-family residence. (Buyer to verify)This is an extremely well-located property with multiple use possibilities in a high-demand rental market.

51 days

413

18

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 5
Bathrooms: 4
Full bathrooms: 4

Heating

Varies by Unit

Cooling

Central Air, Ceiling Fans(s), Wall/Window Unit(s)

Appliances

Included: Washer, Microwave, Range, Refrigerator, Dishwasher, Dryer

Features

Flooring: Combination
Windows: Aluminum Frames, Other Windows/Doors, Other

Interior area

Total interior livable area: 3,136 sqft

Property

Parking

Total spaces: 4
Parking features: Garage, Off Street, Detached
Has garage: Yes

Features

Levels: Two
Stories: 2
Patio & porch: Open Porch/Balcony, Patio
Fencing: Privacy
Water view: None
Waterfront features: None, Dockage: None

Lot

Size: 5,662 Square Feet
Dimensions: 55 x 103
Features: Less Than 1/4 Acre

Details

Parcel number: 00032580000000
Zoning: HNC
Zoning description: (1-3) Hist Nghborhd Comml 1 - 3 Coastal Med

Construction

Type & style

Home type: MultiFamily
Architectural style: Conch
Property subtype: Multi Family

Materials

Frame
Roof: Metal

Condition

Updated/Remodeled
New construction: No
Year built: 1928

Utilities & green energy

Electric: Elect Separate Meter
Sewer: Public Sewer
Utilities for property: FKAA

Community & HOA

Community

Security: Smoke Detector(s)
Subdivision: Gwynn Sub (1.0)

HOA

Has HOA: No
Services included: None

Location

Region: Key West

Financial & listing details

Price per square foot: $764/sqft
Annual tax amount: $13,790
Date on market: 5/15/2026
Listing terms: Cash,Conventional

Estimated market value

$2,247,500

$2.14M - $2.36M

$5,365/mo

Price history

Date	Event	Price
6/29/2026	Price change	$2,395,000-1%$764/sqft
Source: FLKMLS #619927 Report a problem
6/23/2026	Price change	$2,420,000-1%$772/sqft
Source: FLKMLS #619927 Report a problem
6/17/2026	Price change	$2,445,000-1%$780/sqft
Source: Key West AOR #619927 Report a problem
6/9/2026	Price change	$2,470,000-1%$788/sqft
Source: FLKMLS #619927 Report a problem
5/15/2026	Listed for sale	$2,495,000$796/sqft
Source: FLKMLS #619927 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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