Welcome Home to your island paradise in the Heart of the City located within the 24-hr. gated neighborhood of Harbour Island. This lovely home is an end/corner location and offers a private side entrance and oversized 2-car garage. Architecturally appealing floor plan with three bedrooms plus a loft/office; soaring cathedral ceilings and oversized impact rated windows allowing tons of natural light to fill the home. Step into the inviting and open layout of the welcoming family room, featuring brand-new impact-rated sliding glass doors that leads out to a spacious west-facing deck—perfect for grilling, entertaining, and taking in beautiful sunset views over the pool area. The main living level also features a beautifully updated kitchen with quartz countertops, abundant cabinetry, and newer stainless steel appliances. This space flows seamlessly into an additional living area, making it perfect for hosting guests. Completing the downstairs level are a convenient powder room, a laundry area, and additional storage space all designed with everyday comfort and functionality in mind. Upstairs, the thoughtfully designed split-level floorplan offers exceptional privacy between the spacious secondary bedrooms and the luxurious primary suite. Bedroom 2 features a sliding glass door leading to a charming Juliet-style balcony, while a well- appointed Jack & Jill bathroom connects Bedrooms 2 and 3—ideal for family or guests. The owner’s suite is a true retreat, showcasing a grand double-door entry, soaring vaulted ceilings, an expanded walk-in closet with built-in organizers, and a beautifully updated en-suite bath with a soaking tub and separate shower. Adjacent to the primary suite is a versatile loft area—perfect as a home office, den, or reading nook—with access to a private balcony where you can relax and enjoy the cool breezes. The neighborhood of Harbour Homes is a lovely enclave of townhomes with barrel tile roofs, interlocking paver driveways and walkways, lush mature landscaping, and concrete block demising walls extending to attic spaces for sound mitigation and fire safety enhancements. The Harbour Island community is a one-of-a-kind 24 hr. planned community in the Heart of the City, with convenient pedestrian access to arts, entertainment, Tampa's iconic Bayshore Blvd, Tampa Riverwalk, Sparkman Wharf, and the $3 billion Water Street Tampa. Imagine having many of Tampa's great resources at your fingertips. So, what are you waiting for?....live like you are on vacation Every. Single. Day! Hurry, this will not last long.
Sold for $938,000
$938,000
1108 SHIPWATCH CIRCLE, TAMPA, FL 33602
3beds
2,039sqft
Townhouse
Built in 1992
3,282 Square Feet Lot
$922,900 Zestimate®
$460/sqft
$5,600 Estimated rent
Home value
$922,900
$849,000 - $997,000
$5,600/mo
Zestimate® history
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List your homeWhat's special
Private side entranceVersatile loft areaQuartz countertopsSoaring cathedral ceilingsSoaking tubBeautiful sunset viewsNatural light
Zillow last checked:
Listing updated:
Listed by:
Traci Burns 813-839-3800,
SMITH & ASSOCIATES REAL ESTATE 813-839-3800
Bought with:
Erin Bunke, 3366371
COLDWELL BANKER REALTY
Source: Stellar MLS,MLS#: TB8411562
Originating MLS: Suncoast Tampa
Originating MLS: Suncoast Tampa
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Family Room, Utility Room, Loft
Primary bedroom
- Features: Walk-In Closet(s)
- Level: Second
- Area: 204 Square Feet
- Dimensions: 12x17
Bedroom 2
- Features: Built-in Closet
- Level: Second
Bedroom 3
- Features: Built-in Closet
- Level: Second
Dining room
- Level: First
Family room
- Level: First
- Area: 207 Square Feet
- Dimensions: 9x23
Great room
- Level: First
Kitchen
- Level: First
- Area: 170 Square Feet
- Dimensions: 10x17
Loft
- Level: Second
Heating
- Central, Zoned
Cooling
- Central Air, Zoned
Appliances
- Included: Convection Oven, Dishwasher, Disposal, Dryer, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Filtration System
- Laundry: Inside
Features
- Cathedral Ceiling(s), Ceiling Fan(s), High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s)
- Flooring: Carpet, Ceramic Tile, Vinyl
- Doors: Sliding Doors
- Windows: Blinds, Double Pane Windows, ENERGY STAR Qualified Windows, Low Emissivity Windows, Shutters, Storm Window(s), Tinted Windows, Window Treatments
- Has fireplace: No
- Common walls with other units/homes: Corner Unit,End Unit
Interior area
- Total structure area: 2,844
- Total interior livable area: 2,039 sqft
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Ground Level, Guest
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Rear Porch
- Exterior features: Balcony, Irrigation System, Rain Gutters, Sidewalk
- Pool features: In Ground, Lighting
- Has spa: Yes
- Spa features: Heated, In Ground
- Has view: Yes
- View description: Garden, Pool
- Waterfront features: Canal Front, Bay/Harbor Access, Brackish Canal Access
- Body of water: SPARKMAN CHANNEL
Lot
- Size: 3,282 Square Feet
- Features: Flood Insurance Required, FloodZone, City Lot, Landscaped, Near Marina, Near Public Transit
- Residential vegetation: Mature Landscaping, Oak Trees, Trees/Landscaped
Details
- Parcel number: A30291952H00000100017.0
- Zoning: PD-A
- Special conditions: None
Construction
Type & style
- Home type: Townhouse
- Architectural style: Florida,Other
- Property subtype: Townhouse
- Attached to another structure: Yes
Materials
- Block, Stucco, Wood Frame
- Foundation: Block, Concrete Perimeter, Crawlspace
- Roof: Tile
Condition
- New construction: No
- Year built: 1992
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Electricity Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Available, Water Connected
Community & HOA
Community
- Features: Canal Front, Water Access, Association Recreation - Owned, Buyer Approval Required, Community Mailbox, Deed Restrictions, Gated Community - Guard, Park, Playground, Pool, Sidewalks, Special Community Restrictions
- Security: Gated Community, Security Gate, Security System, Smoke Detector(s)
- Pet fee: $0 monthly
- Subdivision: HARBOR HOMES PH ONE
HOA
- Has HOA: Yes
- Amenities included: Gated, Maintenance, Park, Playground, Pool, Recreation Facilities, Security, Spa/Hot Tub, Vehicle Restrictions
- Services included: 24-Hour Guard, Common Area Taxes, Community Pool, Reserve Fund, Insurance, Maintenance Structure, Maintenance Grounds, Manager, Pest Control, Pool Maintenance, Private Road, Recreational Facilities, Security
- HOA fee: $844 monthly
- HOA name: Amanda Smith/Westcoast Management
- HOA phone: 813-908-0766
- Second HOA name: HICSA
- Second HOA phone: 813-908-0766
Location
- Region: Tampa
Financial & listing details
- Price per square foot: $460/sqft
- Tax assessed value: $576,074
- Annual tax amount: $8,638
- Date on market: 8/1/2025
- Cumulative days on market: 31 days
- Listing terms: Cash,Conventional,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved, Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 10/15/2025 | Sold | $938,000-4.8%$460/sqft |
Source:  Stellar MLS #TB8411562 Report a problem | ||
| 9/4/2025 | Pending sale | $985,000$483/sqft |
Source: Stellar MLS #TB8411562 Report a problem | ||
| 8/1/2025 | Listed for sale | $985,000+84.1%$483/sqft |
Source: Stellar MLS #TB8411562 Report a problem | ||
| 8/17/2018 | Sold | $535,000+1%$262/sqft |
Source: Public Record Report a problem | ||
| 5/27/2018 | Pending sale | $529,500$260/sqft |
Source: KELLER WILLIAMS TAMPA CENTRAL #T3109638 Report a problem | ||
| 5/26/2018 | Listed for sale | $529,500+104.4%$260/sqft |
Source: KELLER WILLIAMS TAMPA CENTRAL #T3109638 Report a problem | ||
| 11/17/1998 | Sold | $259,000-1.7%$127/sqft |
Source: Public Record Report a problem | ||
| 5/23/1997 | Sold | $263,500$129/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $9,295 +7.6% | $510,917 +2.9% |
| 2024 | $8,638 +2.5% | $496,518 +3% |
| 2023 | $8,429 +2.7% | $482,056 +3% |
| 2022 | $8,210 +1.1% | $468,016 +3% |
| 2021 | $8,117 +0.8% | $454,384 +1.4% |
| 2020 | $8,051 +0.1% | $448,110 +0.9% |
| 2019 | $8,047 | $444,086 +52.4% |
| 2018 | $8,047 +58.7% | $291,423 -20.6% |
| 2017 | $5,071 +1.3% | $367,201 +31.4% |
| 2016 | $5,004 +2.9% | $279,558 +0.7% |
| 2015 | $4,861 -0.8% | $277,615 +0.8% |
| 2014 | $4,901 | $275,412 +1.5% |
| 2013 | $4,901 +0.7% | $271,342 +1.7% |
| 2012 | $4,868 +0.3% | $266,806 +0.4% |
| 2011 | $4,852 -5.6% | $265,615 -5.4% |
| 2010 | $5,141 0% | $280,810 +0.5% |
| 2009 | $5,142 +3.3% | $279,408 +3.3% |
| 2008 | $4,975 -2.3% | $270,559 +3% |
| 2007 | $5,091 -6.1% | $262,679 +2.5% |
| 2006 | $5,420 +0.3% | $256,272 +3% |
| 2005 | $5,404 | $248,808 +3% |
| 2004 | -- | $241,561 +1.9% |
| 2003 | -- | $237,057 +2.4% |
| 2002 | -- | $231,501 +1.6% |
| 2001 | -- | $227,855 |
| 2000 | $5,172 | $227,855 |
Find assessor info on the county website
Neighborhood: Harbour Island
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Nearby schools
GreatSchools rating
- 10/10Gorrie Elementary SchoolGrades: K-5Distance: 1.2 mi
- 9/10Wilson Middle SchoolGrades: 6-8Distance: 1.3 mi
- 8/10Plant High SchoolGrades: 9-12Distance: 3.4 mi
Schools provided by the listing agent
- Elementary: Gorrie-HB
- Middle: Wilson-HB
- High: Plant-HB
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$922,900
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Estimated market value
$922,900
- Florida
- Hillsborough County
- Tampa
- 33602
- Harbour Island
- 1108 SHIPWATCH CIRCLE
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