Welcome to 118 Ruth Drive, Unit 520, located in the desirable Urban Lofts condominium community. This spacious 4-bedroom, 3-bath residence offers a functional layout with comfortable living spaces and convenient access to shopping, dining, entertainment, and downtown amenities. Inside, you'll find generous bedroom sizes, multiple full bathrooms, and versatile spaces to accommodate a variety of living needs. The kitchen opens to the main living area, creating an inviting atmosphere for everyday living and entertaining. Natural light fills the home, while thoughtful design elements provide both comfort and convenience. Urban Lofts is a condominium community offering low-maintenance living in a convenient location just steps from UGA campus, downtown, local restaurants, parks, and everyday conveniences. Whether you are searching for a primary residence, second home, or investment opportunity, this property offers a great combination of space and location. Schedule your private showing today to see all that Unit 520 at 118 Ruth Drive has to offer.
Active
$490,000
118 Ruth Dr Unit 520, Athens, GA 30601
4beds
2,137sqft
Condominium
Built in 2007
-- sqft lot
$476,800 Zestimate®
$229/sqft
$255/mo HOA
What's special
Functional layoutVersatile spacesComfortable living spacesGenerous bedroom sizes
- 25 days |
- 337 |
- 22 |
Zillow last checked:
Listing updated:
Listed by:
Lauren Burgess 706-296-2171,
Keller Williams Lake Oconee
Source: GAMLS,MLS#: 10766981
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Great Room, Laundry, Loft
Heating
- Central, Electric, Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Oven/Range (Combo), Refrigerator
- Laundry: Laundry Closet
Features
- Double Vanity, Roommate Plan, Vaulted Ceiling(s), Wet Bar
- Flooring: Hardwood, Tile
- Basement: None
- Has fireplace: No
Interior area
- Total structure area: 2,137
- Total interior livable area: 2,137 sqft
- Finished area above ground: 2,137
- Finished area below ground: 0
Property
Parking
- Parking features: Attached, Garage
- Has attached garage: Yes
Features
- Levels: Two
- Stories: 2
- Fencing: Fenced
Lot
- Features: Other
Details
- Parcel number: 163D9 E520
Construction
Type & style
- Home type: Condo
- Architectural style: Contemporary
- Property subtype: Condominium
Materials
- Brick, Concrete
- Roof: Composition,Metal
Condition
- Resale
- New construction: No
- Year built: 2007
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Available, High Speed Internet, Water Available
Community & HOA
Community
- Features: Sidewalks, Near Public Transport, Walk To Schools, Near Shopping
- Subdivision: Urban Lofts
HOA
- Has HOA: Yes
- Services included: Maintenance Structure, Maintenance Grounds, Trash
- HOA fee: $3,060 annually
Location
- Region: Athens
Financial & listing details
- Price per square foot: $229/sqft
- Tax assessed value: $445,026
- Annual tax amount: $5,527
- Date on market: 5/18/2026
- Cumulative days on market: 26 days
- Listing agreement: Exclusive Right To Sell
- Electric utility on property: Yes
Estimated market value
$476,800
$453,000 - $501,000
$2,824/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/18/2026 | Listed for sale | $490,000+71.9%$229/sqft |
Source:  GAMLS #10766981 Report a problem | ||
| 7/8/2019 | Sold | $285,000+5.7%$133/sqft |
Source: Public Record Report a problem | ||
| 3/9/2016 | Sold | $269,660-7%$126/sqft |
Source: Public Record Report a problem | ||
| 10/22/2015 | Listing removed | $290,000$136/sqft |
Source: CHASTAIN, JENKINS & LEATHERS #07353952 Report a problem | ||
| 8/14/2015 | Listed for sale | $290,000-10.8%$136/sqft |
Source: CHASTAIN, JENKINS & LEATHERS #07353952 Report a problem | ||
| 11/29/2007 | Sold | $325,000$152/sqft |
Source:  Hive MLS #CM798239 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,527 -1.6% | $178,010 -1% |
| 2024 | $5,619 +8.3% | $179,804 +8.3% |
| 2023 | $5,187 +14.5% | $165,984 +16.9% |
| 2022 | $4,529 +14% | $141,969 +20.5% |
| 2021 | $3,972 +2.6% | $117,851 +2.1% |
| 2020 | $3,870 -5.5% | $115,459 -4.3% |
| 2019 | $4,095 +9.1% | $120,624 +9.1% |
| 2018 | $3,753 | $110,532 +0% |
| 2017 | $3,753 | $110,527 +0.5% |
| 2016 | -- | $109,964 +14.8% |
| 2015 | $3,733 +14.6% | $95,801 -0.9% |
| 2014 | $3,257 | $96,641 |
| 2013 | -- | -- |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
| 2009 | -- | -- |
| 2008 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 30601
Nearby schools
GreatSchools rating
- 2/10Howard B. Stroud Elementary SchoolGrades: PK-5Distance: 0.9 mi
- 3/10Coile Middle SchoolGrades: 6-8Distance: 4.6 mi
- 2/10Cedar Shoals High SchoolGrades: 9-12Distance: 4 mi
Schools provided by the listing agent
- Elementary: Stroud
- Middle: Coile
- High: Cedar Shoals
Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Georgia
- Clarke County
- Athens
- 30601
- 118 Ruth Dr Unit 520
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