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Pending
    • $675,000

    12 Elk Lake Resort Rd, Owenton, KY 40359

    3beds
    2,003sqft
    : 
    $4,589/mo
    Get pre-qualified
    Single Family Residence, Residential
    Built in 2001
    0.43 Acres Lot
    $-- Zestimate®
    $337/sqft
    $208/mo HOA

    What's special

    Electric covered boat liftFully finished walkout basementOpen-concept floor planAmple parking for guests
    Welcome to your dream lake retreat at Elk Lake Shores Resort in Owenton, Kentucky! This beautifully maintained 3-bedroom, 2-bath ranch home with a fully finished walkout basement offers the perfect combination of comfort, convenience, and lakefront living. Located less than five minutes from the front entrance of the resort, this property sits on deep water in a peaceful, short no-wake cove, making it an ideal setting for swimming, boating, and relaxing on the water. Inside, you'll love the open-concept floor plan featuring a spacious kitchen with a large eat-in island, perfect for entertaining family and friends. The main level also offers a private primary suite complete with an ensuite bath and direct access to the expansive covered deck overlooking the lake. The finished walkout basement includes two additional bedrooms, a full bath, and a spacious family room featuring an electric fireplace and wet bar--creating the ultimate gathering space. Step outside to the lower covered deck and enjoy the peaceful lake views year-round. Additional features include a concrete driveway, ample parking for guests, and a large storage shed for all your outdoor and lake equipment. The path to the water is just as impressive, with maintenance-free concrete and stone steps leading to an incredible dock house complete with a bunk room and additional storage for all your lake toys. The Trex dock provides exceptional durability and plenty of space for entertaining, relaxing, and parking multiple boats. An electric covered boat lift is included, and with a full-price offer, both the ski boat and pontoon boat convey with the property--making this a true turnkey lake getaway. Whether you're searching for a full-time residence, a weekend escape, or an investment opportunity, this exceptional waterfront property offers everything you need to start making unforgettable memories on Elk Lake. Schedule your private showing today!
    48 days
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    60
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    1
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    Zillow last checked:

    Listing updated:

    Listed by:

    Patrick Tenoever 513-615-3002,

    Sibcy Cline, REALTORS-Florence

    Source: NKMLS,MLS#: 644271MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: See Remarks
      • Level: First
      • Area: 196
      • Dimensions: 14 x 14
      Bedroom 2
      • Features: See Remarks
      • Level: Second
      • Area: 156
      • Dimensions: 13 x 12
      Bedroom 3
      • Features: See Remarks
      • Level: Second
      • Area: 140
      • Dimensions: 14 x 10
      Bathroom 2
      • Features: See Remarks
      • Level: Lower
      • Area: 156
      • Dimensions: 12 x 13
      Dining room
      • Features: See Remarks
      • Level: First
      • Area: 130
      • Dimensions: 10 x 13
      Entry
      • Features: See Remarks
      • Level: First
      • Area: 65
      • Dimensions: 13 x 5
      Family room
      • Features: See Remarks
      • Level: Lower
      • Area: 476
      • Dimensions: 34 x 14
      Kitchen
      • Features: See Remarks
      • Level: First
      • Area: 351
      • Dimensions: 27 x 13
      Laundry
      • Features: See Remarks
      • Level: Lower
      • Area: 28
      • Dimensions: 7 x 4
      Living room
      • Features: See Remarks
      • Level: First
      • Area: 143
      • Dimensions: 11 x 13
      Primary bath
      • Features: See Remarks
      • Level: First
      • Area: 156
      • Dimensions: 12 x 13
      Heating
      • Heat Pump, Forced Air, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Electric Range, Dishwasher, Dryer, Microwave, Refrigerator, Washer
      • Laundry: Electric Dryer Hookup
      Features
      • Basement: See Remarks
      • Number of fireplaces: 1
      • Fireplace features: Electric
      Interior area
      • Total structure area: 18,742
      • Total interior livable area: 2,003 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: Driveway, Off Street
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Deck, Patio, Porch
      • Exterior features: Fire Pit, Dock, Balcony
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Waterfront
      Lot
      • Size: 0.43 Acres
      • Features: Cleared, Sloped, Wooded
      Details
      • Additional structures: Shed(s)
      • Parcel number: 075800012.00
      • Zoning description: Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence, Residential
      Materials
      • Concrete
      • Foundation: Poured Concrete
      • Roof: Metal
      Condition
      • Existing Structure
      • New construction: No
      • Year built: 2001

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Cable Available, Natural Gas Available

      Community & HOA

      HOA
      • Has HOA: Yes
      • Amenities included: Lake Year Round, Lake Seasonal, Playground, Clubhouse, Trail(s)
      • Services included: Association Fees, Maintenance Grounds, Management, Security, Snow Removal, Trash
      • HOA fee: $2,500 annually
      Location
      • Region: Owenton

      Financial & listing details

      • Price per square foot: $337/sqft
      • Date on market: 7/2/2026
      • Cumulative days on market: 49 days
      • Road surface type: Gravel

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/7/2026Pending sale$675,000$337/sqft
        Source: NKMLS #644271 Report a problem
        7/2/2026Listed for sale$675,000$337/sqft
        Source: NKMLS #644271 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 40359

        Getting around

        0 / 100
        Car-Dependent
        8 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Owen County Elementary
        • Middle: Maurice Bowling Middle School
        • High: Owen County High

        Source: NKMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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