This is MY home that I purchased in 2004. I originally had Accredited Home Lenders and was sold to Select Portfolio Servicing in 2008 when they increased my payments by $300 a month for ZERO reason. After 4 months of paying my original payment they told me that they had not received my escrow account from AHL. I called AHL and had them send myself and SPS a letter stating that they had transferred my escrow account to SPS. SPS claimed that they didn’t have it. I told them to contact AHL and straighten it out. I will never forget the reply I got from the customer service lady “That is not our job sir”. I about lost it because it wasn’t my job as I had no idea my mortgage was even going to be sold to someone else. When I call to make my next payment I was told I was $1200 behind and they would not accept a partial payment. So they stopped taking money from me in 2008. Here is the kicker. I paid $225,000 and put $150,000 down and only had a very manageable $80,000 mortgage at a fixed 5.9% rate. If you wanna know more please feel free to contact me and I will fill you in on the rest of the Con-job SPS is trying to pull. Oh another interesting thing about this. They (SPS) admitted to me on a recorded call (that they consented to) that they don’t have my ORIGINAL (blue ink) note and only have scans and photocopies. NOT LEGAL! Like I said feel free to contact me for any more information.
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