PRICE IMPROVEMENT! FULLY RENOVATED WATERFRONT, outstanding main lake & sunset VIEWS from almost every room! This Lake Monticello home is fantastic for year round resort-style easy living or fun-filled weekend getaway, 4 bed 3 bath, NEW roof, NEW kitchen, NEW baths, NEW flooring, NEW lighting, NEW slider, Fresh paint inside and out, encapsulated crawl. Open main level living, light-filled throughout, cathedral ceiling great room with beautiful exposed beams & hardwood floors. Enjoy waking knowing there's lake and nature just outside your door. Full length deck, two wood fireplaces, basement family room with 3rd bed & bath for separation. 4th bedroom on main level can flex as sunroom or home office. HIGHSPEED Xfinity Internet & Firefly fiber optic optional. Gentle walk to private dock for boating & swimming, rear terrace level utility workshop area is great for storing floaties and boating gear. Detached 2 car garage with new epoxy floor and unfinished bonus attic for potential studio or storage. Quiet neighborhood, close to amenities, gates, schools and shopping, only 20 minutes to Pantops in Charlottesville. This is the one for you! OPEN HOUSE Sun Dec 7 12pm-2pm
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$915,000
12 Whinchat Ln, Palmyra, VA 22963
4beds
3,010sqft
Single Family Residence
Built in 1978
0.35 Acres Lot
$904,400 Zestimate®
$304/sqft
$2,990 Estimated rent
Home value
$904,400
$760,000 - $1.08M
$2,990/mo
Zestimate® history
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$6,886/mo
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List your homeWhat's special
Wood fireplacesBasement family roomCathedral ceiling great roomFull length deckHardwood floorsExposed beams
Zillow last checked:
Listing updated:
Listed by:
CHERYL SPRANGEL 434-981-6695,
REAL ESTATE III, INC.
Bought with:
MAGGIE GUNNELS, 0225183975
LONG & FOSTER - LAKE MONTICELLO
Source: CAAR,MLS#: 669674
Originating MLS: Charlottesville Area Association of Realtors
Originating MLS: Charlottesville Area Association of RealtorsFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Bathroom, Bedroom, Dining Room, Family Room, Full Bath, Foyer, Great Room, Kitchen, Laundry, Utility Room
Primary bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: Basement
Primary bathroom
- Level: First
Bathroom
- Level: First
Bathroom
- Level: Basement
Dining room
- Level: First
Family room
- Level: Basement
Foyer
- Level: First
Great room
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Utility room
- Level: Basement
Heating
- Central, Heat Pump
Cooling
- Central Air, Heat Pump
Appliances
- Included: Dishwasher, Electric Range, Refrigerator
- Laundry: Washer Hookup, Dryer Hookup
Features
- Primary Downstairs, Remodeled, Breakfast Bar, Entrance Foyer, Utility Room, Vaulted Ceiling(s)
- Flooring: Ceramic Tile, Hardwood, Luxury Vinyl Plank
- Basement: Full,Finished,Walk-Out Access
- Number of fireplaces: 2
- Fireplace features: Two, Wood Burning
Interior area
- Total structure area: 3,634
- Total interior livable area: 3,010 sqft
- Finished area above ground: 1,830
- Finished area below ground: 1,180
Property
Parking
- Total spaces: 2
- Parking features: Detached, Garage, Garage Faces Side
- Garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Front Porch, Patio, Porch
- Exterior features: Dock
- Pool features: Association
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Lot
- Size: 0.35 Acres
- Features: Waterfront
Details
- Parcel number: 18 A 3 436
- Zoning description: R-4 Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Stick Built
- Foundation: Block, Slab
- Roof: Architectural
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1978
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
Community
- Features: Pond, Dock, Gated
- Security: Gated Community, Smoke Detector(s)
- Subdivision: LAKE MONTICELLO
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Golf Course, Picnic Area, Playground, Pool, Tennis Court(s), Water, Beach Rights
- Services included: Boat Ramp, Clubhouse, Golf, Insurance, Playground, Pool(s), Road Maintenance, Security, Tennis Courts, Trash
- HOA fee: $1,459 annually
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $304/sqft
- Tax assessed value: $484,800
- Annual tax amount: $4,248
- Date on market: 10/2/2025
- Cumulative days on market: 68 days
Price history
| Date | Event | Price |
|---|---|---|
| 1/16/2026 | Sold | $915,000-2.7%$304/sqft |
Source:  CAAR #669674 Report a problem | ||
| 12/9/2025 | Pending sale | $940,000$312/sqft |
Source: CAAR #669674 Report a problem | ||
| 12/3/2025 | Price change | $940,000-1.1%$312/sqft |
Source: CAAR #669674 Report a problem | ||
| 10/2/2025 | Listed for sale | $950,000+46.2%$316/sqft |
Source: CAAR #669674 Report a problem | ||
| 5/21/2025 | Sold | $650,000$216/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,092 | $484,800 |
| 2023 | $4,092 | $484,800 +9.9% |
| 2022 | -- | $441,100 |
| 2021 | -- | $441,100 |
| 2020 | -- | $441,100 +7.3% |
| 2018 | $3,362 | $411,100 |
| 2017 | $3,362 | $411,100 +6.7% |
| 2016 | $3,362 | $385,400 |
| 2015 | $3,362 +10.7% | $385,400 +0.9% |
| 2014 | $3,038 +19.6% | $382,100 |
| 2013 | $2,539 | $382,100 -14.2% |
| 2012 | -- | $445,500 |
| 2011 | $2,406 | $445,500 |
| 2010 | -- | $445,500 |
| 2009 | -- | $445,500 |
| 2008 | -- | $445,500 |
| 2007 | -- | $445,500 +35.9% |
| 2006 | -- | $327,800 |
| 2005 | -- | $327,800 +57.4% |
| 2004 | -- | $208,200 |
| 2003 | -- | $208,200 |
| 2002 | -- | $208,200 +10.6% |
| 2001 | $1,336 | $188,200 |
Find assessor info on the county website
Neighborhood: 22963
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Nearby schools
GreatSchools rating
- 6/10Fluvanna MiddleGrades: 5-7Distance: 6.6 mi
- 5/10Fluvanna County High SchoolGrades: 8-12Distance: 2.8 mi
- NAWest Central Primary SchoolGrades: PK-KDistance: 6.6 mi
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$904,400
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Estimated market value
$904,400
- Virginia
- Fluvanna County
- Palmyra
- 22963
- 12 Whinchat Ln
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