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For sale
  • $825,000

    120 Cote D Azur, Chico, TX 76431

    4beds
    2,900sqft
    : 
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    Single Family Residence
    Built in 2016
    2.09 Acres Lot
    $776,600 Zestimate®
    $284/sqft
    $63/mo HOA

    What's special

    Scenic lake viewsPrivate boat rampSwim spaCozy dining spaceFull kitchenWell-equipped kitchenEnclosed air-conditioned patio
    Beautifully Upgraded Lake View Home with Private Mother-In-Law Suite in Gated Community. This beautifully maintained property features a spacious 3-bedroom, 2-bath main residence with an oversized 3-car garage, offering both comfort and convenience. Located in a gated community with lake views, residents enjoy access to a private boat ramp, community pool, and pickleball courts, blending everyday comfort with resort-style amenities. The open-concept layout includes a bright and inviting living area, a well-equipped kitchen with ample cabinetry, and a cozy dining space perfect for family gatherings. Just off the living room is an enclosed, air-conditioned patio featuring a swim spa—ideal for year-round relaxation, entertaining, or exercise. The primary home is loaded with upgrades, including a whole-house generator, comprehensive water filtration system, and a brand-new AC unit. The private primary suite offers a tranquil retreat with an en-suite bath and generous closet space. Two additional bedrooms provide flexibility for family, guests, or a home office. The oversized 3-car garage offers plenty of room for vehicles, storage, or hobby use. Completing the property is a separate 1-bedroom, 1-bath MOTHER IN LAW SUITE with its own full kitchen, living room, and private entrance—perfect for multigenerational living, extended guests, or potential rental income. With premium upgrades, flexible living spaces, scenic lake views, and access to a wide range of community amenities, this home offers a lifestyle of comfort, convenience, and leisure.
    351 days
    |
    48
    |
    1
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Sheri Sanders 0785214 940-391-9716,

    Monument Realty 214-705-7827

    Source: NTREIS,MLS#: 20999943

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Features: Built-in Features, Ceiling Fan(s), Dual Sinks, Separate Shower, Walk-In Closet(s)
      • Level: First
      • Dimensions: 0 x 0
      Primary bedroom
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: First
      • Dimensions: 0 x 0
      Primary bedroom
      • Features: Built-in Features, Closet Cabinetry, Ceiling Fan(s), Walk-In Closet(s)
      • Level: First
      • Dimensions: 0 x 0
      Bedroom
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: First
      • Dimensions: 0 x 0
      Primary bathroom
      • Level: First
      • Dimensions: 0 x 0
      Bonus room
      • Level: First
      • Dimensions: 0 x 0
      Other
      • Features: Built-in Features
      • Level: First
      • Dimensions: 0 x 0
      Other
      • Level: First
      • Dimensions: 0 x 0
      Laundry
      • Level: First
      • Dimensions: 0 x 0
      Living room
      • Level: First
      • Dimensions: 0 x 0
      Heating
      • Electric
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Double Oven, Dishwasher, Electric Cooktop, Disposal, Refrigerator, Tankless Water Heater, Water Purifier
      • Laundry: Electric Dryer Hookup, Laundry in Utility Room
      Features
      • Built-in Features, Decorative/Designer Lighting Fixtures, Granite Counters, High Speed Internet, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Cable TV, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Ceramic Tile, Luxury Vinyl Plank, Tile
      • Windows: Window Coverings
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total interior livable area: 2,900 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Concrete, Covered, Garage, Garage Door Opener, Private, Garage Faces Side
      • Attached garage spaces: 3
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Awning(s), Covered
      • Exterior features: Garden
      • Pool features: None, Community
      • Fencing: Back Yard,Fenced,Metal,Partial
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Body of water: Bridgeport
      Lot
      • Size: 2.09 Acres
      • Features: Acreage, Landscaped, Many Trees, Subdivision, Sprinkler System
      • Residential vegetation: Partially Wooded
      Details
      • Additional structures: Guest House, Second Residence
      • Parcel number: 782728
      • Other equipment: Generator

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional,Detached
      • Property subtype: Single Family Residence
      • Attached to another structure: Yes
      Materials
      • Board & Batten Siding, Brick
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Year built: 2016

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Community/Coop
      • Utilities for property: Electricity Available, Propane, Septic Available, Water Available, Cable Available

      Community & HOA

      Community
      • Features: Boat Facilities, Lake, Pickleball, Pool, Gated
      • Security: Gated Community
      • Subdivision: Grand Harbor On Lake Bridgeport
      HOA
      • Has HOA: Yes
      • Services included: All Facilities, Maintenance Grounds
      • HOA fee: $375 semi-annually
      • HOA name: NTX Management Group
      • HOA phone: 940-340-1575
      Location
      • Region: Chico

      Financial & listing details

      • Price per square foot: $284/sqft
      • Tax assessed value: $173,263
      • Annual tax amount: $3,133
      • Date on market: 7/15/2025
      • Cumulative days on market: 240 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Electric utility on property: Yes

        Estimated market value

        $776,600

        $738,000 - $815,000

        $3,357/mo

        Price history

        DateEventPrice
        1/8/2026Price change$825,000-2.9%$284/sqft
        Source: NTREIS #20999943 Report a problem
        7/15/2025Listed for sale$850,000$293/sqft
        Source: NTREIS #20999943 Report a problem
        6/4/2009Sold--
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,502 -41.3%$173,263 -35.6%
        2024$2,559 +18.8%$269,185 +10%
        2023$2,154 $244,714 +10%
        2022-- $222,467 +10%
        2021$2,874 +4.3%$202,250 +4.1%
        2020$2,756 -6.3%$194,370 +1.7%
        2019$2,943 +2.6%$191,080 +2.4%
        2018$2,869 -35.7%$186,550 -29.3%
        2017$4,463 $263,890 +10.2%
        2016-- $239,480 +2552%
        2015-- $9,030
        2014-- $9,030

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 76431

        Getting around

        0 / 100
        Car-Dependent
        16 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Chico
        • Middle: Chico
        • High: Chico
        • District: Chico ISD

        Source: NTREIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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