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For sale
  • Price cut: $16.9K (7/3)
    $658,000

    12011 Front Beach Rd Unit 201C, Panama City Beach, FL 32413

    3beds
    1,588sqft
    : 
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    Condominium
    Built in 2005
    -- sqft lot
    $629,800 Zestimate®
    $414/sqft
    $-- HOA

    What's special

    Direct beach accessPrivate balconyStunning viewsGulf-front poolGrilling areas
    Wake up to breathtaking, unobstructed views of the sparkling emerald waters and sugar-white sands of Panama City Beach from this beautiful view positioned 3-bedroom, 2-bath condominium at Sterling Reef. Located on the highly desirable east side of the building, this second-floor unit offers a unique vantage point where it feels as though your balcony extends directly into the Gulf of America. Unlike many units in the area, this condo has never been used as a rental and has been privately owned, offering exceptional care and pride of ownership throughout. While short-term rentals are allowed, this property presents a rare opportunity to own a pristine, never-rented by current owners and a perfect beachfront retreat or establish a premium vacation rental investment. Perfectly situated next to MB Miller County Pier, you'll enjoy front-row seats to spectacular fireworks displays right from your private balcony. The second-floor location provides the ideal elevation for enjoying panoramic Gulf views while maintaining a close connection to the beach and water below. Sterling Reef offers outstanding amenities, including a Gulf-front pool, fitness center, activity room, grilling areas, and direct beach access. Conveniently located near dining, shopping, entertainment, and local attractions, this condo combines an unbeatable location with stunning views and exceptional ownership history. Opportunities like this don't come along often--don't let this one slip away!
    25 days
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    430
    |
    24
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    Zillow last checked:

    Listing updated:

    Listed by:

    Kay H Pate 205-382-0647,

    Beach Haven Realty,

    Patrick D Pate 850-381-7273,

    Beach Haven Realty

    Source: CPAR,MLS#: 791304MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bedroom, Primary Bathroom
      Bedroom
      • Level: First
      • Dimensions: 14 x 11
      Bedroom
      • Level: First
      • Dimensions: 12 x 10
      Primary bathroom
      • Level: First
      • Dimensions: 19 x 11
      Heating
      • Electric
      Cooling
      • Ceiling Fan(s)
      Appliances
      • Included: Washer/Dryer Stacked, Electric Range
      • Laundry: Stacked
      Features
      • Main Level Primary
      Interior area
      • Total structure area: 1,588
      • Total interior livable area: 1,588 sqft

      Property

      Features
      • Stories: 19
      • Patio & porch: Balcony
      • Pool features: Community
      • Has view: Yes
      • View description: Gulf
      • Has water view: Yes
      • Water view: Gulf
      • Waterfront features: Gulf, Shoreline - Sand
      Details
      • Parcel number: 34809610008
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: High Rise
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Condition
      • New construction: No
      • Year built: 2005

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Electricity Available

      Community & HOA

      Community
      • Features: Community Pool, Short Term Rental Allowed
      • Subdivision: Sterling Reef
      HOA
      • Has HOA: Yes
      • Amenities included: Beach Rights, Barbecue, Picnic Area
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $414/sqft
      • Tax assessed value: $623,688
      • Annual tax amount: $7,085
      • Date on market: 6/13/2026
      • Cumulative days on market: 217 days
      • Electric utility on property: Yes

        Estimated market value

        $629,800

        $598,000 - $661,000

        $5,224/mo

        Price history

        DateEventPrice
        7/3/2026Price change$658,000-2.5%$414/sqft
        Source: CPAR #791304 Report a problem
        6/13/2026Listed for sale$674,900-2.8%$425/sqft
        Source: CPAR #791304 Report a problem
        6/6/2026Listing removed$694,500$437/sqft
        Source: CPAR #782117 Report a problem
        2/24/2026Price change$694,500-0.7%$437/sqft
        Source: ECAOR #990384 Report a problem
        12/18/2025Price change$699,500-2.2%$440/sqft
        Source: ECAOR #990384 Report a problem
        11/26/2025Listed for sale$715,000+243.8%$450/sqft
        Source: CPAR #782117 Report a problem
        1/30/2012Sold$208,000+246.1%$131/sqft
        Source: Public Record Report a problem
        8/11/2010Sold$60,100-90.9%$38/sqft
        Source: Public Record Report a problem
        3/27/2006Sold$660,000$416/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$7,085 +4.7%$487,047 +10%
        2023$6,764 +27.4%$442,770 +10%
        2022$5,308 $402,518
        2021-- --
        2020$4,194 +4.6%$348,500 +8%
        2019$4,010 $322,575 +10%
        2018$4,010 +11.1%$293,250 +0%
        2017$3,611 +3.2%$293,123 +10%
        2016$3,498 +20.9%$266,475 +10%
        2015$2,894 $242,250 +9.4%
        2014$2,894 $221,425 +8.5%
        2013-- $204,000
        2012-- $204,000 -15.7%
        2011-- $242,105 -7.6%
        2010-- $262,020 -19.5%
        2009-- $325,540 -4.2%
        2008-- $339,864 -16%
        2007-- $404,600 -30%
        2006-- $578,000 +1826.7%
        2005-- $30,000

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32413

        Getting around

        32 / 100
        Car-Dependent
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hutchison Beach
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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