Located in the highly desirable St. Johns Vista community, this beautifully positioned ranch-style home sits on a .95-acre lot and offers stunning water views of the Elk River. Designed for comfortable main-level living, this home features 3 bedrooms and 2 full bathrooms, along with a custom-built sunroom that captures natural light and scenic surroundings. Outdoor living is a standout with water views from the rear deck, patio, and an incredible second-floor terrace—perfect for enjoying sunsets and relaxing by the water views. The property also includes a rare 3-car garage and a fully finished basement highlighted by a unique sunken indoor golf driving range room, along with additional finished living and recreation space. Enjoy the benefits of the St. Johns Vista HOA, which includes beach access, boat ramp, pier/dock, picnic area, and common grounds—ideal for water enthusiasts.
Pending
$579,000
122 Willow Oak Ct, Elkton, MD 21921
3beds
3,369sqft
Single Family Residence
Built in 1998
0.95 Acres Lot
$-- Zestimate®
$172/sqft
$4/mo HOA
What's special
Ranch-style homeComfortable main-level livingFully finished basement
- 51 days |
- 1,018 |
- 40 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Mark Saunders 443-309-0161,
Integrity Real Estate 410-287-8080
Source: Bright MLS,MLS#: MDCC2021482
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Game Room, Family Room, Den, Sun/Florida Room, Laundry, Office, Recreation Room, Storage Room, Workshop, Hobby Room, Primary Bathroom
Primary bedroom
- Features: Attached Bathroom, Cathedral/Vaulted Ceiling, Ceiling Fan(s), Flooring - Carpet, Walk-In Closet(s)
- Level: Main
Bedroom 2
- Features: Ceiling Fan(s), Flooring - Carpet
- Level: Main
Bedroom 3
- Features: Ceiling Fan(s), Flooring - Carpet
- Level: Main
Primary bathroom
- Features: Bathroom - Walk-In Shower, Soaking Tub, Flooring - Vinyl
- Level: Main
Den
- Features: Flooring - HardWood, Fireplace - Gas, Ceiling Fan(s), Cathedral/Vaulted Ceiling
- Level: Main
Dining room
- Features: Cathedral/Vaulted Ceiling, Flooring - Solid Hardwood
- Level: Main
Family room
- Features: Flooring - Carpet, Built-in Features, Recessed Lighting, Ceiling Fan(s), Fireplace - Gas
- Level: Main
Family room
- Features: Fireplace - Gas, Flooring - Carpet
- Level: Lower
Game room
- Level: Lower
Other
- Level: Lower
Kitchen
- Features: Breakfast Room, Crown Molding, Kitchen - Propane Cooking, Eat-in Kitchen, Recessed Lighting, Pantry, Flooring - Solid Hardwood
- Level: Main
Laundry
- Level: Main
Office
- Level: Lower
Recreation room
- Level: Lower
Storage room
- Level: Lower
Other
- Features: Flooring - Solid Hardwood
- Level: Main
Workshop
- Level: Lower
Heating
- Forced Air, Propane
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Microwave, Dishwasher, Dryer, Oven, Oven/Range - Gas, Refrigerator, Stainless Steel Appliance(s), Washer, Water Conditioner - Owned, Water Heater, Water Treat System, Electric Water Heater
- Laundry: Main Level, Laundry Room
Features
- Attic, Soaking Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Open Floorplan, Formal/Separate Dining Room, Kitchen - Gourmet, Primary Bath(s), Recessed Lighting, Walk-In Closet(s), Dry Wall, Cathedral Ceiling(s), Vaulted Ceiling(s)
- Flooring: Hardwood, Carpet, Vinyl, Wood
- Windows: Double Hung, Double Pane Windows, Energy Efficient, Vinyl Clad, Window Treatments
- Basement: Connecting Stairway,Partial,Full,Heated,Improved,Interior Entry,Exterior Entry,Finished,Sump Pump,Walk-Out Access,Workshop
- Number of fireplaces: 2
- Fireplace features: Double Sided, Gas/Propane, Mantel(s)
Interior area
- Total structure area: 3,738
- Total interior livable area: 3,369 sqft
- Finished area above ground: 1,869
- Finished area below ground: 1,500
Property
Parking
- Total spaces: 9
- Parking features: Storage, Covered, Garage Faces Side, Garage Door Opener, Driveway, Attached
- Attached garage spaces: 3
- Uncovered spaces: 6
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Brick, Deck, Patio, Wrap Around, Roof Deck
- Exterior features: Awning(s), Extensive Hardscape, Lighting, Sidewalks
- Pool features: None
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- Waterfront features: River
Lot
- Size: 0.95 Acres
- Features: Cul-De-Sac, Front Yard, Interior Lot, Landscaped, Level, No Thru Street, Rear Yard, SideYard(s)
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0805094933
- Zoning: NAR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Raised Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Architectural Shingle
Condition
- Very Good
- New construction: No
- Year built: 1998
Utilities & green energy
- Electric: 200+ Amp Service
- Sewer: On Site Septic
- Water: Well
- Utilities for property: Cable
Community & HOA
Community
- Subdivision: St. Johns Vista
HOA
- Has HOA: Yes
- Amenities included: Beach Access, Boat Ramp, Common Grounds, Picnic Area, Pier/Dock
- HOA fee: $44 annually
Location
- Region: Elkton
Financial & listing details
- Price per square foot: $172/sqft
- Tax assessed value: $491,200
- Annual tax amount: $5,138
- Date on market: 5/22/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/29/2026 | Pending sale | $579,000$172/sqft |
Source:  Bright MLS #MDCC2021482 Report a problem | ||
| 6/24/2026 | Listing removed | $579,000$172/sqft |
Source: Bright MLS #MDCC2021482 Report a problem | ||
| 6/10/2026 | Price change | $579,000-3.3%$172/sqft |
Source: Bright MLS #MDCC2021482 Report a problem | ||
| 5/22/2026 | Listed for sale | $599,000+934.5%$178/sqft |
Source: Bright MLS #MDCC2021482 Report a problem | ||
| 10/27/1995 | Sold | $57,900$17/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,931 +3.2% | $463,967 +6.2% |
| 2024 | $4,780 +5.7% | $436,733 +6.7% |
| 2023 | $4,523 -0.8% | $409,500 |
| 2022 | $4,557 +0% | $409,500 +2.5% |
| 2021 | $4,556 +0.1% | $399,700 +1.2% |
| 2020 | $4,554 +3.9% | $394,800 |
| 2019 | $4,382 +4.1% | $394,800 +8.1% |
| 2018 | $4,211 +2.7% | $365,067 +4.2% |
| 2017 | $4,099 +5.6% | $350,200 +1.1% |
| 2016 | $3,881 +1.2% | $346,333 +1.1% |
| 2015 | $3,836 -7.7% | $342,467 +1.1% |
| 2014 | $4,158 | $338,600 |
| 2013 | -- | $338,600 |
| 2012 | -- | $338,600 -19.4% |
| 2011 | -- | $419,840 +1.8% |
| 2010 | -- | $412,460 +1.8% |
| 2009 | -- | $405,080 +1.9% |
| 2008 | -- | $397,700 +14.1% |
| 2007 | -- | $348,522 +16.4% |
| 2006 | -- | $299,346 +19.7% |
| 2005 | -- | $250,170 +1.6% |
| 2004 | -- | $246,112 +1.7% |
| 2003 | -- | $242,056 +1.7% |
| 2002 | -- | $238,000 +4.9% |
| 2001 | -- | $226,902 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 21921
Nearby schools
GreatSchools rating
- 6/10Elk Neck Elementary SchoolGrades: PK-5Distance: 0.5 mi
- 4/10North East Middle SchoolGrades: 6-8Distance: 5.4 mi
- 3/10North East High SchoolGrades: 9-12Distance: 4.3 mi
Schools provided by the listing agent
- Elementary: Elk Neck
- Middle: North East
- High: North East
- District: Cecil County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Maryland
- Cecil County
- Elkton
- 21921
- 122 Willow Oak Ct
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