Tucked away in the laid-back charm of Cedar Key, this waterfront retreat offers the perfect blend of coastal serenity and opportunity. Whether you're looking for a full-time residence, vacation getaway, or investment property, this home delivers unbeatable Gulf views and endless potential. Upstairs, you'll find a bright and inviting 2-bedroom, 2-bath layout designed to capture the beauty of waterfront living. Natural light pours in, while the open living spaces create a relaxed, airy feel perfect for entertaining or unwinding after a day on the water. Step outside onto your expansive deck overlooking the water, where you can enjoy morning coffee with sunrise reflections and evening breezes off the Gulf. Just steps away, your private dock provides direct access to some of the best fishing, boating, and kayaking that Cedar Key has to offer. The ground level presents a rare opportunity for customization, already primed for renovation into additional living space. Envision a game room, guest suite, extra bedroom and bath, or a spacious entertainment area—the possibilities are wide open to fit your lifestyle and needs. Highlights include: Prime waterfront location with stunning views Private dock for boating and fishing Large deck perfect for outdoor living 2 bedrooms / 2 baths upstairs Ground floor ready to be transformed into additional living space Ideal for full-time living, vacation home, or income-producing rental This is more than just a home—it's a chance to create your own piece of paradise in one of Florida's most beloved island communities.
Active
$605,000
12226 Franko Cir, Cedar Key, FL 32625
2beds
1,680sqft
Single Family Residence
Built in 1960
9,147 Square Feet Lot
$-- Zestimate®
$360/sqft
$-- HOA
What's special
Natural light pours inUnbeatable gulf viewsOpen living spacesWaterfront retreat
- 98 days |
- 376 |
- 13 |
Zillow last checked:
Listing updated:
Listed by:
Angela Beckham 904-206-1257,
Cedar Key Realty, Inc. 352-543-9899
Source: Dixie-Gilchrist Levy Counties BOR,MLS#: 798915
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Laundry
Primary bedroom
- Features: 1 Master Suite
Primary bathroom
- Features: Dual Sinks, Shower Only, Walk-in Shower
Heating
- Electric, Ductless
Cooling
- Electric
Appliances
- Included: Dishwasher, Dryer - Electric, Garbage Disposal, Electric Range, Refrigerator, Washer - Front Load
- Laundry: Laundry Room
Features
- Ceiling Fan(s)
- Flooring: Luxury Vinyl Planking, No Carpet
- Doors: French Doors
- Windows: Double Pane Windows, Blinds
- Has fireplace: No
- Fireplace features: None
Interior area
- Total structure area: 1,680
- Total interior livable area: 1,680 sqft
Video & virtual tour
Property
Parking
- Parking features: Under House
Features
- Levels: 2+ Story
- Patio & porch: Open Deck
- Exterior features: Balcony, Dock
- On waterfront: Yes
- Waterfront features: Gulf Front
- Body of water: Gulf of Mexico
Lot
- Size: 9,147 Square Feet
- Features: Irregular Lot, Native Plants
- Topography: Level
Details
- Parcel number: 0037700400
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- HardiPlank Type, Frame
- Foundation: Coastal, Pillar/Post/Pier
- Roof: Metal
Condition
- Year built: 1960
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Cedar Key
Location
- Region: Cedar Key
Financial & listing details
- Price per square foot: $360/sqft
- Tax assessed value: $400,215
- Annual tax amount: $2,025
- Date on market: 3/30/2026
- Listing terms: Cash,Conventional
- Road surface type: Limerock
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 3/30/2026 | Listed for sale | $605,000+51.2%$360/sqft |
Source: | ||
| 2/4/2005 | Sold | $400,000$238/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $7,850 +4.7% | $347,720 +10% |
| 2023 | $7,494 +12.4% | $316,109 +10% |
| 2022 | $6,666 +14.9% | $287,372 +16.3% |
| 2021 | $5,803 +4.9% | $247,089 |
| 2020 | $5,533 +2.4% | $247,089 +3.5% |
| 2019 | $5,403 +5.4% | $238,639 +8.7% |
| 2018 | $5,124 | $219,439 +4.8% |
| 2017 | $5,124 +6.2% | $209,354 |
| 2016 | $4,827 -1.9% | $209,354 +1.9% |
| 2015 | $4,919 +3.7% | $205,439 +0% |
| 2014 | $4,745 | $205,387 |
| 2013 | -- | $205,387 -0.9% |
| 2012 | -- | $207,168 -6.9% |
| 2011 | -- | $222,560 -6.7% |
| 2010 | -- | $238,513 -8.1% |
| 2009 | -- | $259,513 -20.5% |
| 2008 | -- | $326,504 -1.1% |
| 2007 | -- | $330,098 -9.1% |
| 2006 | -- | $362,998 +197.5% |
| 2005 | -- | $122,001 +3% |
| 2004 | -- | $118,448 +1.9% |
| 2003 | -- | $116,240 +2.4% |
| 2002 | -- | $113,516 +4% |
| 2001 | -- | $109,106 +3% |
| 2000 | -- | $105,929 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32625
Nearby schools
GreatSchools rating
- 8/10Cedar Key High SchoolGrades: PK-12Distance: 0.7 mi
- NALevy Virtual Instruction Program (District Provided)Grades: K-12Distance: 32.1 mi
- NALevy Virtual Instruction ProgramGrades: K-12Distance: 32.1 mi
Schools provided by the listing agent
- District: Levy
Source: Dixie-Gilchrist Levy Counties BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Levy County
- Cedar Key
- 32625
- 12226 Franko Cir









