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For sale
  • $800,000

    12578 Algonquin Trl, Lusby, MD 20657

    3beds
    2,597sqft
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    Single Family Residence
    Built in 1979
    0.57 Acres Lot
    $791,900 Zestimate®
    $308/sqft
    $52/mo HOA

    What's special

    Split entrance homeFully renovated bathRenovated guest half bathLight-filled main levelWalk-in showerSoaring cathedral ceilingsExpansive wraparound deck
    Welcome to a rare offering on the Chesapeake Bay—this architect-designed 1979 Acorn Deck House seamlessly blends timeless mid-century modern design with breathtaking waterfront living. Privately tucked among the trees, this exceptional split entrance home showcases signature post-and-beam construction, rich natural wood finishes, and dramatic walls of glass that frame panoramic bay views from both levels and almost every room. Step inside to a light-filled main level where soaring cathedral ceilings and floor-to-ceiling windows create a stunning connection to the water. Family room features a wood burning brick fireplace and flows effortlessly into the updated kitchen and dining area complete with Corian countertops, center island, and heated floors—perfect for gathering and entertaining. A sunroom and expansive wraparound deck extend your living space outdoors, offering front-row seats to ever-changing Chesapeake Bay vistas. The primary suite is a true retreat, featuring private deck access, sweeping water views, and a beautifully updated bath with jetted tub, walk-in shower, and heated ceramic tile floors. A renovated guest half bath completes the main level. The lower level is equally impressive, filled with natural light and designed for both relaxation and functionality. Enjoy a spacious rec room with a second brick fireplace, direct access to the lower-level deck, two additional bedrooms, a fully renovated bath, and generous storage areas. Outside, a private walkway leads to your own sandy beach along the Chesapeake Bay—an incredible extension of this already remarkable property. A two-car garage with direct access to the home adds convenience to this one-of-a-kind property. This is more than a home—it’s a lifestyle defined by architecture, privacy, and unparalleled waterfront views.
    72 days
    |
    1,132
    |
    96
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Becky King 443-624-3359,

    Home Towne Real Estate 8882252736

    Source: Bright MLS,MLS#: MDCA2026806MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 1
      Rooms
      • Room types: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Foyer, Sun/Florida Room, Great Room, Laundry, Recreation Room, Storage Room, Primary Bathroom, Full Bath, Half Bath
      Primary bedroom
      • Level: Main
      • Area: 272 Square Feet
      • Dimensions: 17 X 16
      Bedroom 2
      • Level: Lower
      • Area: 143 Square Feet
      • Dimensions: 11 X 13
      Bedroom 3
      • Level: Lower
      • Area: 240 Square Feet
      • Dimensions: 16 X 15
      Primary bathroom
      • Level: Main
      • Area: 121 Square Feet
      • Dimensions: 11 X 11
      Dining room
      • Level: Main
      • Area: 140 Square Feet
      • Dimensions: 14 X 10
      Foyer
      • Level: Main
      • Area: 32 Square Feet
      • Dimensions: 4 X 8
      Other
      • Level: Lower
      • Area: 56 Square Feet
      • Dimensions: 8 X 7
      Great room
      • Level: Main
      • Area: 391 Square Feet
      • Dimensions: 17 X 23
      Half bath
      • Level: Main
      • Area: 70 Square Feet
      • Dimensions: 10 X 7
      Kitchen
      • Level: Main
      • Area: 224 Square Feet
      • Dimensions: 14 X 16
      Laundry
      • Level: Lower
      • Area: 192 Square Feet
      • Dimensions: 12 X 16
      Recreation room
      • Level: Lower
      • Area: 240 Square Feet
      • Dimensions: 16 X 15
      Storage room
      • Level: Lower
      • Area: 168 Square Feet
      • Dimensions: 12 X 14
      Other
      • Level: Main
      • Area: 130 Square Feet
      • Dimensions: 13 X 10
      Heating
      • Hot Water, Oil
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Microwave, Dishwasher, Dryer, Exhaust Fan, Ice Maker, Oven/Range - Electric, Refrigerator, Washer, Electric Water Heater
      • Laundry: Has Laundry, Lower Level, Laundry Room
      Features
      • Bathroom - Walk-In Shower, Built-in Features, Ceiling Fan(s), Combination Kitchen/Dining, Dining Area, Exposed Beams, Floor Plan - Traditional, Kitchen Island, Primary Bath(s), Primary Bedroom - Bay Front, 9'+ Ceilings, Beamed Ceilings, Cathedral Ceiling(s), Vaulted Ceiling(s), Wood Ceilings
      • Flooring: Carpet, Ceramic Tile, Heated
      • Windows: Window Treatments
      • Basement: Full,Heated,Improved,Rear Entrance
      • Number of fireplaces: 2
      • Fireplace features: Brick
      Interior area
      • Total structure area: 2,597
      • Total interior livable area: 2,597 sqft
      • Finished area above ground: 1,542
      • Finished area below ground: 1,055

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Faces Front, Garage Door Opener, Asphalt, Detached, Off Street
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Enclosed, Porch, Screened
      • Exterior features: Private Beach
      • Pool features: None
      • Spa features: Bath
      • Has view: Yes
      • View description: Bay, Water, Trees/Woods
      • Has water view: Yes
      • Water view: Bay,Water
      • Waterfront features: Sandy Beach, Bayfront, Canoe/Kayak, Fishing Allowed, Swimming Allowed, Private Access, Bay
      • Body of water: Chesapeake Bay
      • Frontage length: Water Frontage Ft: 20
      Lot
      • Size: 0.57 Acres
      • Features: Wooded, Private, Rear Yard
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 0501123556
      • Zoning: R
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Frame
      • Foundation: Block
      • Roof: Asphalt
      Condition
      • Excellent
      • New construction: No
      • Year built: 1979
      • Major remodel year: 2010

      Utilities & green energy

      • Sewer: Septic Exists
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Chesapeake Ranch Estates
      HOA
      • Has HOA: Yes
      • Amenities included: Basketball Court, Baseball Field, Beach Access, Boat Ramp, Clubhouse, Common Grounds, Jogging Path, Lake, Picnic Area, Pier/Dock, Tot Lots/Playground, Water/Lake Privileges
      • Services included: Common Area Maintenance
      • HOA fee: $623 annually
      • HOA name: POACRE
      Location
      • Region: Lusby

      Financial & listing details

      • Price per square foot: $308/sqft
      • Tax assessed value: $515,600
      • Annual tax amount: $5,191
      • Date on market: 5/8/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,Private Financing Available,VA Loan
      • Inclusions: Some Contents May Convey
      • Ownership: Fee Simple

        Estimated market value

        $791,900

        $752,000 - $831,000

        $2,699/mo

        Price history

        DateEventPrice
        6/4/2026Listed for sale$800,000$308/sqft
        Source: Bright MLS #MDCA2026806 Report a problem
        5/13/2026Contingent$800,000$308/sqft
        Source: Bright MLS #MDCA2026806 Report a problem
        5/8/2026Listed for sale$800,000+61.6%$308/sqft
        Source: Bright MLS #MDCA2026806 Report a problem
        6/26/2009Sold$495,000-9.2%$191/sqft
        Source: Public Record Report a problem
        4/25/2009Listed for sale$545,000$210/sqft
        Source: Listhub #CA7037969 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,191 +7.7%$481,067 +7.7%
        2024$4,818 +12.6%$446,533 +8.4%
        2023$4,281 +1.9%$412,000
        2022$4,201 +1.9%$412,000 +3.9%
        2021$4,121 +1.5%$396,667 +2%
        2020$4,061 -0.5%$389,000
        2019$4,081 $389,000
        2018$4,081 -3%$389,000 -1.6%
        2017$4,208 -25.2%$395,500
        2016$5,628 $395,500
        2015$5,628 $395,500 -0.8%
        2014$5,628 $398,800
        2013-- $398,800
        2012-- $398,800 -24%
        2011-- $524,430 +7.7%
        2010-- $486,946 +8.3%
        2009-- $449,463 +9.1%
        2008-- $411,980 +9.7%
        2007-- $375,442 +10.8%
        2006-- $338,906 +12.1%
        2005-- $302,370 +5.1%
        2004-- $287,630 +5.4%
        2003-- $272,890 +5.7%
        2002-- $258,150 +1%
        2001-- $255,540
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 20657

        Getting around

        0 / 100
        Car-Dependent
        5 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • High: Patuxent
        • District: Calvert County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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