Skip main navigation
Closed
  • $895,000

    12686 96th St NE, Otsego, MN 55330

    5beds
    3,786sqft
    Single Family
    Built in 2010
    1 Acres Lot
    $893,100 Zestimate®
    $236/sqft
    $3,552 Estimated rent

    Home value

    $893,100

    $813,000 - $982,000

    $3,552/mo

    Zestimate® history
    Loading
    Loading...

    Owner options

    List your home for rent

    $3,552/mo

    Rent Zestimate®

    Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.

    Learn more

    $3,552/mo

    Rent Zestimate®

    Refinance and save

    $6,253/mo

    Est. payment

    Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.

    See today's rates

    $6,253/mo

    Est. payment

    Explore your selling options

    Work with a Zillow partner agent

    Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.

    Get started

    List with your own agent

    Get your home in front of millions of buyers by listing it on Zillow.

    Learn how to do it

    Sell it yourself

    Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).

    List your home

    What's special

    Welcome home to your own private slice of paradise in the highly sought-after Mississippi Cove neighborhood in Otsego! This meticulously maintained custom-built 5-bedroom, 4-bath home sits on a stunning 1-acre lot with no neighbors in front or behind, offering rare privacy, space, and comfort. Enjoy peaceful living in this exclusive HOA-maintained community featuring all 1-acre lots, over 50% open green space, and no remaining buildable lots—preserving the natural beauty and serenity of the area. From the charming front porch to the incredible backyard, this home is designed for both relaxation and entertaining. Out back, enjoy a spacious deck and patio, plus an eye-catching 3-season porch with fireplace for year-round enjoyment. Inside, the main floor features beautiful maple flooring, in-floor heat, a chef’s kitchen with rich maple cabinetry, walk-in pantry, and a generous living room with fireplace. A main floor office adds flexible workspace. Upstairs offers brand new carpet throughout, four spacious bedrooms, upper-level laundry, and an impressive primary suite with walk-in closet, private bath, and peaceful backyard views. A full hall bath serves the secondary bedrooms. Thoughtful design includes a mudroom with lockers, walk-in closet, and nearby half bath. Wide 4-foot stairs and hallways make moving furniture simple and stress-free. The fully finished basement features in-floor radiant heat, a large family room with fireplace and custom built-ins, wet bar, additional bedroom with walk-in closet, full bath, and extra laundry—ideal for guests or a mother-in-law suite. A heated oversized 3-car garage with water and floor drains adds rare practicality, while a brand new roof in 2024 provides peace of mind. Outdoor enthusiasts will appreciate nearby river and islands offering fishing and bow hunting opportunities. An exceptional opportunity to own a true legacy property along the Mississippi with unmatched quality, space, and lifestyle.

    Zillow last checked:

    Listing updated:

    Listed by:

    Jimmy V Myers 763-438-5747,

    eXp Realty

    Bought with:

    Jason Lahr

    Bold North Real Estate LLC

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7074288MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 5
    • Bathrooms: 4
    • Full bathrooms: 2
    • 3/4 bathrooms: 1
    • 1/2 bathrooms: 1
    Bedroom
    • Level: Upper
    • Area: 255 Square Feet
    • Dimensions: 15x17
    Bedroom 2
    • Level: Upper
    • Area: 180 Square Feet
    • Dimensions: 12x15
    Bedroom 3
    • Level: Upper
    • Area: 169 Square Feet
    • Dimensions: 13x13
    Bedroom 4
    • Level: Upper
    • Area: 180 Square Feet
    • Dimensions: 12x15
    Bedroom 5
    • Level: Lower
    • Area: 168 Square Feet
    • Dimensions: 12x14
    Bathroom
    • Level: Main
    • Area: 48 Square Feet
    • Dimensions: 6x8
    Bathroom
    • Level: Upper
    • Area: 168 Square Feet
    • Dimensions: 12x14
    Bathroom
    • Level: Upper
    • Area: 72 Square Feet
    • Dimensions: 6x12
    Bathroom
    • Level: Lower
    • Area: 72 Square Feet
    • Dimensions: 6x12
    Deck
    • Level: Main
    • Area: 198 Square Feet
    • Dimensions: 11x18
    Den
    • Level: Main
    • Area: 120 Square Feet
    • Dimensions: 10x12
    Dining room
    • Level: Main
    • Area: 132 Square Feet
    • Dimensions: 11x12
    Family room
    • Level: Lower
    • Area: 640 Square Feet
    • Dimensions: 20x32
    Foyer
    • Level: Main
    • Area: 160 Square Feet
    • Dimensions: 10x16
    Great room
    • Level: Main
    • Area: 324 Square Feet
    • Dimensions: 18x18
    Kitchen
    • Level: Main
    • Area: 300 Square Feet
    • Dimensions: 15x20
    Laundry
    • Level: Upper
    • Area: 72 Square Feet
    • Dimensions: 8x9
    Laundry
    • Level: Lower
    • Area: 24 Square Feet
    • Dimensions: 4x6
    Mud room
    • Level: Main
    • Area: 105 Square Feet
    • Dimensions: 7x15
    Patio
    • Level: Lower
    • Area: 720 Square Feet
    • Dimensions: 18x40
    Patio
    • Level: Main
    • Area: 264 Square Feet
    • Dimensions: 12x22
    Other
    • Level: Main
    • Area: 270 Square Feet
    • Dimensions: 15x18
    Utility room
    • Level: Lower
    • Area: 144 Square Feet
    • Dimensions: 12x12
    Walk in closet
    • Level: Upper
    • Area: 72 Square Feet
    • Dimensions: 6x12
    Heating
    • Forced Air
    Cooling
    • Central Air
    Appliances
    • Included: Air-To-Air Exchanger, Dishwasher, Double Oven, Exhaust Fan, Freezer, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliance(s), Wall Oven, Washer, Water Softener Owned
    Features
    • Basement: Daylight,Drain Tiled,Egress Window(s)
    • Number of fireplaces: 3
    Interior area
    • Total structure area: 3,930
    • Total interior livable area: 3,786 sqft
    • Finished area above ground: 2,620
    • Finished area below ground: 1,166

    Property

    Parking
    • Total spaces: 3
    • Parking features: Attached, Concrete, Floor Drain, Garage Door Opener, Heated Garage
    • Attached garage spaces: 3
    • Has uncovered spaces: Yes
    • Details: Garage Dimensions (38x30)
    Accessibility
    • Accessibility features: None
    Features
    • Levels: Two
    • Stories: 2
    Lot
    • Size: 1 Acres
    Details
    • Foundation area: 1310
    • Parcel number: 118247003060
    • Zoning description: Residential-Single Family

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family
    Condition
    • New construction: No
    • Year built: 2010

    Utilities & green energy

    • Gas: Natural Gas
    • Sewer: Septic System Compliant - Yes
    • Water: Well

    Community & HOA

    Community
    • Subdivision: Davis Mississippi Cove 2nd Add
    HOA
    • Has HOA: Yes
    • Services included: Other
    • HOA fee: $500 annually
    • HOA name: Davis Mississippi Cove
    • HOA phone: 763-350-0022
    Location
    • Region: Otsego

    Financial & listing details

    • Price per square foot: $236/sqft
    • Tax assessed value: $658,600
    • Annual tax amount: $7,069
    • Date on market: 5/14/2026
    • Cumulative days on market: 47 days

    Price history

    DateEventPrice
    9/3/2026Sold$895,000-0.6%$236/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7074288 Report a problem
    7/7/2026Pending sale$899,999$238/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7074288 Report a problem
    6/19/2026Price change$899,999-2.7%$238/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7074288 Report a problem
    5/21/2026Listed for sale$925,000+1221.4%$244/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7074288 Report a problem
    5/26/2010Sold$70,000$18/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2026$7,118 +3.2%$658,600 +7.8%
    2025$6,894 -3.4%$610,800 +1.7%
    2024$7,134 +5.8%$600,400 -6.1%
    2023$6,742 +14.1%$639,400 +17.6%
    2022$5,909 -3.2%$543,600 +26.8%
    2021$6,102 +8.9%$428,600 +0.4%
    2020$5,602 -65.1%$426,900 +1.3%
    2019$16,042 +186.4%$421,500 +0.5%
    2018$5,602 +5.6%$419,300 +5.1%
    2017$5,306 +5.7%$398,900
    2016$5,022 --
    2015$5,022 -1.2%--
    2014$5,084 +6.2%--
    2013$4,788 -0.5%--
    2012$4,814 +406.6%--
    2011$950 -16.5%--
    2010$1,138 +23.9%--
    2009$919 --
    Find assessor info on the county website

    Neighborhood: 55330

    Nearby schools

    GreatSchools rating
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value

    $893,100

    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value

    $893,100