New construction

$404,990

12706 Horizon Crest, Schertz, TX 78154

4beds

2,403sqft

$2,892/mo

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Single Family Residence

Built in 2026

5,662 Square Feet Lot

$403,600 Zestimate^®

$169/sqft

$58/mo HOA

What's special

Main floor primary suite

Brand new, energy-efficient home available! Upon entering, soaring two-story ceilings in the Medina's great room make a stunning first impression. The main floor primary suite is secluded from the versatile media and game rooms located upstairs. Starting in the $300s, Carmel Ranch is located in southern Schertz, just northeast of San Antonio. This prime location offers quick access to I-10 and Loop 1604 and is served by the highly acclaimed, 'A'-rated Schertz-Cibolo-Universal City ISD. Residents can embrace nature with nearby parks and scenic trails, creating the ideal balance between convenience and outdoor living. Discover a better way of life at Carmel Ranch-stake your claim today! Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 2
Full bathrooms: 2

Primary bedroom

Features: Full Bath, Walk-In Closet(s)
Area: 238
Dimensions: 17 x 14

Bedroom 2

Area: 154
Dimensions: 14 x 11

Bedroom 3

Area: 121
Dimensions: 11 x 11

Bedroom 4

Area: 132
Dimensions: 12 x 11

Primary bathroom

Features: Double Vanity, Tub/Shower Separate
Area: 130
Dimensions: 13 x 10

Dining room

Area: 225
Dimensions: 15 x 15

Kitchen

Area: 204
Dimensions: 17 x 12

Living room

Area: 196
Dimensions: 14 x 14

Heating

90% Efficient Furnace, Central, Electric

Cooling

13-15 SEER AX, Ceiling Fan(s), Central Air

Appliances

Included: Built-In Oven, Dishwasher, Disposal, Dryer, Plumbed For Ice Maker, Plumb for Water Softener, Refrigerator, Range, Washer, Dehumidifier, ENERGY STAR Qualified Appliances, High Efficiency Water Heater
Laundry: Main Level, Laundry Room, Dryer Connection, Washer Hookup

Features

Game Room, High Speed Internet, Kitchen Island, Liv/Din Combo, Media Room, One Living Area, Telephone, Walk-In Closet(s), Pantry, Master Downstairs, Ceiling Fan(s), Solid Counter Tops, Programmable Thermostat
Flooring: Carpet, Ceramic Tile, Laminate
Windows: Double Pane Windows, Low Emissivity Windows, Window Coverings
Has basement: No
Attic: 12"+ Attic Insulation
Has fireplace: No
Fireplace features: Not Applicable

Interior area

Total interior livable area: 2,403 sqft

Property

Parking

Total spaces: 2
Parking features: Two Car Garage, Garage Door Opener
Garage spaces: 2

Features

Levels: Two
Stories: 2
Patio & porch: Covered, Patio
Exterior features: Sprinkler System
Pool features: None, Community
Fencing: Privacy

Lot

Size: 5,662 Square Feet
Features: Curbs, Fire Hydrant w/in 500', Sidewalks, Street Gutters, Streetlights

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Brick, Fiber Cement, Siding, Stone, Foam Insulation
Foundation: Slab
Roof: Composition

Condition

New Construction
New construction: Yes
Year built: 2026

Details

Builder name: Meritage Homes

Utilities & green energy

Electric: GVEC, Smart Electric Meter
Gas: GVEC
Sewer: CIty of Sche
Water: City of Sche
Utilities for property: Cable Available

Green energy

Energy efficient items: Variable Speed HVAC
Indoor air quality: Contaminant Control, Mechanical Fresh Air, Integrated Pest Management
Water conservation: Water-Smart Landscaping, EF Irrigation Control, Low Flow Commode, Low-Flow Fixtures

Community & HOA

Community

Features: Playground, Jogging Trails, Cluster Mail Box, School Bus
Security: Carbon Monoxide Detector(s), Prewired, Smoke Detector(s)
Subdivision: Carmel Ranch

HOA

Has HOA: Yes
HOA fee: $175 quarterly
HOA name: CARMEL RANCH RESIDENTIAL COMMUNITY, INC

Location

Region: Schertz

Financial & listing details

Price per square foot: $169/sqft
Price range: $405K - $405K
Date on market: 7/29/2026
Cumulative days on market: 3 days
Listing terms: 100% Financing,Cash,Conventional,FHA,TX Vet,VA Loan
Road surface type: Paved

Estimated market value

$403,600

$383,000 - $424,000

$2,316/mo

Price history

Date	Event	Price
7/29/2026	Listed for sale	$404,990-5.7%$169/sqft
Source: LERA MLS #2004096 Report a problem
4/25/2026	Listing removed	$429,300$179/sqft
Source: Meritage Homes Report a problem
4/23/2026	Listed for sale	$429,300$179/sqft
Source: Meritage Homes Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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