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Sold for $449,900
  • $449,900

    12887 Ships Way, Lusby, MD 20657

    3beds
    2,105sqft
    Single Family Residence
    Built in 1980
    0.26 Acres Lot
    $449,500 Zestimate®
    $214/sqft
    $2,796 Estimated rent

    Home value

    $449,500

    $414,000 - $490,000

    $2,796/mo

    Zestimate® history
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    $2,861/mo

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    What's special

    Gas fireplaceBlooming plantsOversized walk-in closetInground poolFenced pool areaCovered patioLight and bright space
    BACK ON THE MARKET! Septic repair and update 11/2025 with passing test to satisfy lenders! Whether you are looking to upsize, downsize, or just want the flexibility of an ADU, this home has it all! This home has been lovingly maintained with many improvements. When entering, you’ll appreciate the large bay window, the gas fireplace, and the spacious open floorplan. The entry-level owner’s suite is large, with an oversized closet and ensuite. An addition in 2013 added a large sunroom across the back of the home overlooking the inground pool. This light and bright space lets the breezes from Mill Creek across the street flow through the windows and offers multiple uses - sitting area to enjoy coffee, office, music room, game room, play room, dining room... the options are endless. Downstairs, you’ll find a family room and a large bedroom featuring an oversized walk-in closet with built-in organizers. There is also an updated bathroom with a step-in shower. Out back, the fenced pool area features a covered patio for enjoying summertime fun by the pool. In 2024, a pool cover pump and a new Polaris were added, and the pool pump was new in 2023. The yard is full of blooming plants throughout the year and includes, among its many varieties, a huge fig tree. There are three garages, but one is used primarily as a shed. One garage attached to the home has a workshop area. The large detached one-car garage is oversized and has ample storage on the main level as well as additional storage space above. And some of the major homeowner woes have been addressed: new roof 2019, new septic 2005, and new HVAC in 2020. Schedule your visit today!

    Zillow last checked:

    Listing updated:

    Listed by:

    Julie Fuller 240-354-7351,

    EXP Realty, LLC,

    Listing Team: Vr Group Of Exp Realty

    Bought with:

    Mark Frisco Jr., 633534

    CENTURY 21 New Millennium

    Source: Bright MLS,MLS#: MDCA2023554MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 3
    • Main level bathrooms: 2
    • Main level bedrooms: 2
    Primary bedroom
    • Features: Ceiling Fan(s), Flooring - Carpet, Window Treatments
    • Level: Main
    Bedroom 2
    • Features: Ceiling Fan(s), Flooring - Carpet
    • Level: Main
    Bedroom 3
    • Features: Ceiling Fan(s), Flooring - Carpet
    • Level: Lower
    Primary bathroom
    • Features: Flooring - Ceramic Tile
    • Level: Main
    Bathroom 2
    • Level: Main
    Bathroom 3
    • Level: Lower
    Family room
    • Features: Built-in Features, Ceiling Fan(s), Flooring - Carpet
    • Level: Lower
    Kitchen
    • Features: Ceiling Fan(s), Granite Counters, Flooring - Luxury Vinyl Plank, Lighting - Pendants
    • Level: Main
    Kitchen
    • Features: Built-in Features, Recessed Lighting
    • Level: Lower
    Laundry
    • Features: Flooring - Vinyl
    • Level: Lower
    Living room
    • Features: Window Treatments, Flooring - Luxury Vinyl Plank, Fireplace - Gas, Recessed Lighting
    • Level: Main
    Other
    • Features: Ceiling Fan(s), Granite Counters, Flooring - Luxury Vinyl Plank, Window Treatments, Flooring - Carpet
    • Level: Main
    Heating
    • Heat Pump, Central, Programmable Thermostat, Electric
    Cooling
    • Ceiling Fan(s), Central Air, Programmable Thermostat, Ductless, Electric
    Appliances
    • Included: Dishwasher, Microwave, Oven/Range - Electric, Disposal, Washer, Dryer, Stainless Steel Appliance(s), Electric Water Heater
    • Laundry: In Basement, Laundry Room
    Features
    • 2nd Kitchen, Air Filter System, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Primary Bath(s), Walk-In Closet(s), Dry Wall
    • Flooring: Luxury Vinyl, Carpet, Ceramic Tile
    • Doors: Sliding Glass
    • Windows: Double Pane Windows, Window Treatments
    • Basement: Walk-Out Access,Rear Entrance,Exterior Entry,Improved,Interior Entry,Full,Partial,Connecting Stairway
    • Number of fireplaces: 1
    • Fireplace features: Gas/Propane
    Interior area
    • Total structure area: 2,268
    • Total interior livable area: 2,105 sqft
    • Finished area above ground: 1,182
    • Finished area below ground: 923

    Property

    Parking
    • Total spaces: 6
    • Parking features: Storage, Garage Faces Front, Garage Door Opener, Inside Entrance, Gravel, Attached, Detached, Driveway
    • Attached garage spaces: 2
    • Uncovered spaces: 4
    Accessibility
    • Accessibility features: None
    Features
    • Levels: Two
    • Stories: 2
    • Exterior features: Flood Lights
    • Has private pool: Yes
    • Pool features: In Ground, Fenced, Private
    • Fencing: Back Yard,Partial
    • Has view: Yes
    • View description: Garden
    • Waterfront features: Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed, Waterski/Wakeboard, Bay
    • Body of water: Chesapeake Bay
    Lot
    • Size: 0.26 Acres
    • Features: Landscaped, Corner Lot/Unit
    Details
    • Additional structures: Above Grade, Below Grade
    • Parcel number: 0501073559
    • Zoning: R
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch/Rambler
    • Property subtype: Single Family Residence
    Materials
    • Vinyl Siding, Blown-In Insulation
    • Foundation: Slab
    • Roof: Shingle
    Condition
    • Very Good
    • New construction: No
    • Year built: 1980

    Utilities & green energy

    • Sewer: Private Septic Tank
    • Water: Well

    Community & neighborhood

    Security
    • Security features: Smoke Detector(s)
    Location
    • Region: Lusby
    • Subdivision: Drum Point

    HOA & financial

    HOA
    • Has HOA: Yes
    • HOA fee: $175 annually
    • Amenities included: Beach Access, Boat Ramp, Lake, Water/Lake Privileges
    • Services included: Common Area Maintenance, Management, Snow Removal
    • Association name: DPPOA

    Other

    Other facts
    • Listing agreement: Exclusive Right To Sell
    • Ownership: Fee Simple
    • Road surface type: Paved

    Price history

    DateEventPrice
    12/19/2025Sold$449,900$214/sqft
    Source: Bright MLS #MDCA2023554 Report a problem
    11/18/2025Contingent$449,900$214/sqft
    Source: Bright MLS #MDCA2023554 Report a problem
    11/1/2025Listed for sale$449,900$214/sqft
    Source: Bright MLS #MDCA2023554 Report a problem
    10/13/2025Contingent$449,900$214/sqft
    Source: Bright MLS #MDCA2023554 Report a problem
    10/9/2025Listed for sale$449,900+36.7%$214/sqft
    Source: Bright MLS #MDCA2023554 Report a problem
    2/29/2008Listing removed$329,000$156/sqft
    Source: Homes & Land Report a problem
    2/2/2008Listed for sale$329,000+9.7%$156/sqft
    Source: Homes & Land Report a problem
    12/3/2007Sold$299,900$142/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$3,632 +8.7%$336,600 +8.7%
    2024$3,343 +13.7%$309,800 +9.5%
    2023$2,940 +3.6%$283,000
    2022$2,838 +3.8%$283,000 +7.5%
    2021$2,735 +3.4%$263,200 +3.9%
    2020$2,644 -0.5%$253,300
    2019$2,657 $253,300
    2018$2,657 -1.9%$253,300 -0.5%
    2017$2,709 -12%$254,600 +4.8%
    2016$3,079 $243,000 +5%
    2015$3,079 $231,400 +5.3%
    2014$3,079 $219,800
    2013-- $219,800
    2012-- $219,800 -23.5%
    2011-- $287,440 +2.1%
    2010-- $281,640 +2.1%
    2009-- $275,840 +2.1%
    2008-- $270,040 +13.6%
    2007-- $237,622 +15.8%
    2006-- $205,206 +18.8%
    2005-- $172,790 +4.5%
    2004-- $165,332 +4.7%
    2003-- $157,876 +5%
    2002-- $150,420
    2001-- $150,420

    Find assessor info on the county website

    Neighborhood: 20657

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Dowell
    • Middle: Mill Creek
    • High: Patuxent
    • District: Calvert County Public Schools

    Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $449,500
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $449,500