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ActivePrice cut: $50K (8/25)
$799,000
3beds
2,511sqft

13 Flag Cove Road, Bowerbank, ME 04426

3beds
2,511sqft
Single family residence
Built in 2007
0.57 Acres
2 Garage spaces
$318 price/sqft
$17/mo HOA

What's special

Stone wood-burning fireplaceLakefront propertyTurnkey dock system

Welcome to your own slice of paradise on Sebec Lake. This exceptional lakefront property with private waterfront in a protected cove offers a rare combination of privacy, comfort, and proven income potential--ideal as both a personal retreat and an established short-term rental. The property features a spacious 3-4 bedroom, 2.5-bath layout, including two bedrooms in the main home, a bonus room in the basement, and a beautifully finished loft above the two-car garage, complete with heat pumps for year-round comfort. Enjoy private water frontage in a protected cove, perfect for swimming, boating, and relaxing lakeside. Outdoor enthusiasts will appreciate direct access to ATV and snowmobile trails right from the property. Located on the desirable Bowerbank side of Sebec Lake, this home benefits from lower taxes while delivering an authentic Maine lakefront lifestyle. With over 10 years of successful rental history, this property comfortably sleeps up to 12 guests and comes fully equipped with systems already in place including cleaning, plowing, turnkey dock service, allowing for a seamless transition to new ownership. Bookings for the 2026 season are already secured, and buyers have the flexibility to honor existing reservations for immediate income or reserve time for personal enjoyment. Recent upgrades and thoughtful improvements enhance both comfort and efficiency, including a brand-new composite deck with under-deck screened room, stone wood-burning fireplace, whole-house automatic generator, and turnkey dock system. The property can be offered fully furnished for immediate enjoyment, with furnishings available by separate negotiation. Conveniently located just 30 minutes from Dover-Foxcroft and approximately one hour from Bangor and Bangor International Airport. Whether you're seeking a Sebec Lake home or a fully operational short-term rental, this lakefront property is a rare opportunity you won't want to miss. Showing availability limited to Sund

177 days
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Source: Maine Listings,MLS#: 1654870MLS Logo
Travel times

Living Room

Kitchen

Walk out Basement

Master Bedroom

Bedroom

Zillow last checked:

Listing updated:

Listed by:

NextHome Experience

Source: Maine Listings,MLS#: 1654870MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
Primary bedroom
  • Level: Second
Bedroom 1
  • Level: First
Bedroom 2
  • Level: Upper
Bonus room
  • Level: Basement
Dining room
  • Level: First
Family room
  • Level: Basement
Kitchen
  • Level: First
Living room
  • Level: First
Heating
  • Heat Pump, Zoned, Radiant, Wood Stove
Cooling
  • Heat Pump
Appliances
  • Included: Dishwasher, Dryer, Microwave, Gas Range, Refrigerator, Washer
Features
  • 1st Floor Bedroom, Bathtub, Shower, Storage, Primary Bedroom w/Bath
  • Flooring: Carpet, Tile, Wood
  • Basement: Interior Entry,Walk-Out Access,Daylight,Finished,Full
  • Number of fireplaces: 1
Interior area
  • Total structure area: 2,511
  • Total interior livable area: 2,511 sqft
  • Finished area above ground: 1,615
  • Finished area below ground: 896
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Property

Parking
  • Total spaces: 2
  • Parking features: Gravel, 5 - 10 Spaces, Garage Door Opener, Detached, Heated Garage
  • Garage spaces: 2
Features
  • Patio & porch: Deck, Screened
  • Has view: Yes
  • View description: Scenic, Trees/Woods
  • Body of water: Sebec
  • Frontage length: Waterfrontage: 150,Waterfrontage Owned: 150
Lot
  • Size: 0.57 Acres
  • Features: Rural, Open Lot, Rolling Slope, Landscaped, Wooded
Details
  • Additional structures: Shed(s)
  • Parcel number: BOWEM006L016010
  • Zoning: Resi
  • Other equipment: Generator, Internet Access Available

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subtype: Single Family Residence
Materials
  • Wood Frame, Fiber Cement, Vinyl Siding
  • Foundation: Poured Concrete
  • Roof: Shingle
Condition
  • Year built: 2007

Utilities & green energy

  • Electric: Circuit Breakers
  • Sewer: Private Sewer
  • Water: Private
Green energy
  • Energy efficient items: Ceiling Fans

Community & HOA

HOA
  • Has HOA: Yes
  • HOA fee: $200 annually
Location
  • Region: Bowerbank

Financial & listing details

  • Price per square foot: $318/sqft
  • Tax assessed value: $302,180
  • Annual tax amount: $2,266
  • Date on market: 3/23/2026
  • Road surface type: Gravel, Dirt

Price history

DateEventPrice
8/25/2026Price change$799,000-5.9%$318/sqft
Source: Maine Listings #1654870 Report a problem
7/14/2026Price change$849,000-3%$338/sqft
Source: Maine Listings #1654870 Report a problem
5/13/2026Price change$874,900-2.8%$348/sqft
Source: Maine Listings #1654870 Report a problem
4/16/2026Price change$899,900-2.7%$358/sqft
Source: Maine Listings #1654870 Report a problem
3/23/2026Listed for sale$924,900+245.8%$368/sqft
Source: Maine Listings #1654870 Report a problem
4/20/2012Sold$267,500$107/sqft
Source: Maine Listings #1043074 Report a problem

Public tax history

YearProperty taxesTax assessment
2024$1,813 +10.1%$302,180
2023$1,647 +3.1%$302,180 +5%
2022$1,597 -0.9%$287,820
2021$1,612 $287,820
2020$1,612 +31.8%$287,820
2019$1,223 +22.7%$287,820 +11.1%
2018$997 +9.9%$259,000
2017$907 +2.3%$259,000 +54.7%
2016$887 +6%$167,440
2015$837 -6.3%$167,440 -0.6%
2014$893 $168,430

Find assessor info on the county website

Monthly payment

Est. payment
$4,841/mo
Principal & interest
$4178
Property taxes
$646
HOA Fees
$17
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Estimated market value

Not available

Estimated sales range

Not available

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Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 04426

Nearby schools

Se Do Mo Cha Middle School
Grades 5-85.2 miles
3/10
GreatSchools® Rating
Test Score Rating
3/10
Piscataquis Community Secondary School
Grades 7-1210.9 miles
N/A
GreatSchools® Rating