For sale

Price cut: $9K (4/7)

$399,999

13 Judy Pl, Key Largo, FL 33037

3beds

1,344sqft

Manufactured Home

Built in 1981

5,000 Square Feet Lot

$385,900 Zestimate^®

$298/sqft

$-- HOA

What's special

ROGO EXEMPT BUILDABLE LOT in Key Largo! Exceptional opportunity to redevelop a legally established homesite with prior residence, offering immediate building potential without waiting for ROGO allocation. Existing structure is a tear-down due to storm damage, making this a prime candidate for new construction built to current Florida Keys codes. Ideal for builders, investors, or end-users looking to secure a buildable parcel in a high-demand market. Located in a desirable neighborhood with strong redevelopment activity. Replacement permit opportunity - buyer to verify with Monroe County.

119 days

161

9

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Heating

Central

Cooling

Central Air

Appliances

Included: Microwave, Other, Gas Range, Refrigerator

Features

Built-in Features, Closet Cabinetry, Other
Flooring: Other

Interior area

Total structure area: 1,470
Total interior livable area: 1,344 sqft

Video & virtual tour

View virtual tour

Property

Parking

Parking features: Other

Features

Entry location: First Floor Entry
Patio & porch: Open Porch
Has view: Yes
View description: Garden

Lot

Size: 5,000 Square Feet
Features: Less Than 1/4 Acre Lot

Details

Parcel number: 00458260000000
Zoning: URM
Other equipment: Other

Construction

Type & style

Home type: MobileManufactured
Property subtype: Manufactured Home

Materials

Manufactured/Mobile Home
Roof: Manufactured/Mobile Home

Condition

Year built: 1981

Utilities & green energy

Sewer: Public Sewer
Water: Municipal Water

Community & HOA

Community

Subdivision: Largo Gardens

HOA

Has HOA: No

Location

Region: Key Largo

Financial & listing details

Price per square foot: $298/sqft
Tax assessed value: $241,393
Annual tax amount: $2,785
Date on market: 3/4/2026
Listing terms: All Cash,Conventional

Estimated market value

$385,900

$367,000 - $405,000

$3,570/mo

Price history

Date	Event	Price
4/7/2026	Price change	$399,999-2.2%$298/sqft
Source: MIAMI #A11976351 Report a problem
3/4/2026	Listed for sale	$409,000-2.6%$304/sqft
Source: MIAMI #A11976351 Report a problem
2/28/2026	Listing removed	$420,000+2.7%$313/sqft
Source: eXp Realty #616271 Report a problem
2/4/2026	Price change	$409,000-2.6%$304/sqft
Source: MIAMI #A11863440 Report a problem
10/20/2025	Price change	$420,000-2.3%$313/sqft
Source: Key West AOR #616271 Report a problem
8/22/2025	Listed for sale	$430,000$320/sqft
Source: MIAMI #A11863440 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,785 +9.7%	$241,393 +12.5%
2024	$2,538 +11.1%	$214,628 +10%
2023	$2,285 +4.5%	$195,116 +2.6%
2022	$2,187 +123.7%	$190,094 +170%
2021	$978 -0.2%	$70,411 +1.4%
2020	$979	$69,439 +2.3%
2019	$979 +0.2%	$67,878 +1.9%
2018	$977 +0.2%	$66,613 +2.1%
2017	$975 +0.8%	$65,243 +2.1%
2016	$967 -1.2%	$63,902 +0.7%
2015	$979	$63,458

Find assessor info on the county website

Monthly payment

Estimated monthly payment$1,822

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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