Welcome to 902 S. Ruby Drive in the highly sought-after Silver Shores, a vibrant 55+ oceanfront community in the heart of Key Largo. This beautifully maintained 2-bedroom, 2-bathroom home offers 1,298 square feet of comfortable living space and truly feels like home with drywalled walls and ceilings, new flooring, and a brand-new HVAC system. Thoughtfully updated and well cared for, this spacious layout provides both functionality and relaxed Florida Keys charm.Enjoy morning coffee or sunset evenings from your screened porch, perfectly positioned to capture the island breeze.Silver Shores is known for offering one of the best lifestyle values in the Upper Keys with a remarkably affordable monthly HOA. Residents enjoy a heated and chilled oceanfront pool, community dockage (waiting list), boat trailer storage, tennis and pickleball courts, and one of the most active clubhouses in town. On-site management is helpful and accommodating, adding to the ease of ownership.If you've been searching for an affordable way to enjoy the Keys lifestyle without sacrificing amenities, this is your opportunity.
For sale
$498,000
902 S Ruby Dr, Key Largo, FL 33037
2beds
1,259sqft
Mobile Home, Manufactured Home
Built in 1978
3,920 Square Feet Lot
$465,900 Zestimate®
$396/sqft
$278/mo HOA
What's special
Community dockageBrand-new hvac systemTennis and pickleball courtsDrywalled walls and ceilingsSpacious layoutNew flooringBoat trailer storage
- 124 days |
- 424 |
- 14 |
Zillow last checked:
Listing updated:
Listed by:
Jaclyn Kelley, Broker 305-923-1042,
Better Homes and Gardens Real Estate Destinations,
Samantha Arce 305-393-2725,
Better Homes and Gardens Real Estate Destinations
Source: FLKMLS,MLS#: 618742
Originating MLS: Florida Keys
Originating MLS: Florida KeysFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Cooling
- Central Air, Ceiling Fans(s)
Appliances
- Included: Washer, Oven, Refrigerator, Dishwasher, Dryer
Features
- Built-in Cabinets
- Flooring: Tile
- Windows: Drapes/Blinds Incl, Single Hung Windows, Clam Shell
Interior area
- Total interior livable area: 1,259 sqft
Property
Parking
- Total spaces: 2
- Parking features: Carport, Covered, Guest
- Has carport: Yes
Features
- Levels: One,Ground Level
- Stories: 1
- Patio & porch: Screened P/B, Screened Patio
- Exterior features: Storage
- Has private pool: Yes
- Pool features: Heated, In Ground, Decked
- Water view: None
- On waterfront: Yes
- Waterfront features: None, Waterfront, Dockage: Other Dockage
Lot
- Size: 3,920 Square Feet
- Features: Less Than 1/4 Acre
Details
- Additional structures: Shed(s)
- Parcel number: 00486852010100
- Zoning: URM
- Zoning description: Urban Res Mobile Home District
- Special conditions: Standard
Construction
Type & style
- Home type: MobileManufactured
- Property subtype: Mobile Home, Manufactured Home
Materials
- Roof: Metal,Other
Condition
- Year built: 1978
Utilities & green energy
- Sewer: Municipal Sewer, Public Sewer
- Utilities for property: FKAA, Buyer to Verify, Cable Connected
Community & HOA
Community
- Features: Pool, Manager on Premises, Tennis Court(s), Clubhouse, Community Boat Ramp, Community Dockage
- Security: Electric Gate
- Subdivision: Silver Shores (96.0)
HOA
- Has HOA: Yes
- Services included: Cable TV, Other, Maintenance Grounds
- HOA fee: $278 monthly
Location
- Region: Key Largo
Financial & listing details
- Price per square foot: $396/sqft
- Tax assessed value: $331,168
- Annual tax amount: $3,087
- Date on market: 2/20/2026
Estimated market value
$465,900
$443,000 - $489,000
$2,540/mo
Price history
| Date | Event | Price |
|---|---|---|
| 2/20/2026 | Listed for sale | $498,000+121.3%$396/sqft |
Source:  Key West AOR #618742 Report a problem | ||
| 10/16/2017 | Sold | $225,000-13.1%$179/sqft |
Source:  FLKMLS #576189 Report a problem | ||
| 8/30/2017 | Price change | $258,900-3.7%$206/sqft |
Source: Keys Country Realty & Dev. Inc #576189 Report a problem | ||
| 7/8/2017 | Listed for sale | $268,900+59.1%$214/sqft |
Source: Keys Country Realty & Dev. Inc #576189 Report a problem | ||
| 4/30/2013 | Sold | $169,000-4.5%$134/sqft |
Source: FLKMLS #559808 Report a problem | ||
| 12/19/2012 | Listed for sale | $177,000$141/sqft |
Source: Schwartz Property Sales #559808 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,088 +12% | $270,293 +10% |
| 2024 | $2,757 +6.5% | $245,721 +10% |
| 2023 | $2,589 +15.9% | $223,383 +10% |
| 2022 | $2,234 +7.2% | $203,075 +10% |
| 2021 | $2,084 -6.7% | $184,614 -8.6% |
| 2020 | $2,235 | $201,877 -4% |
| 2019 | $2,235 -3.1% | $210,388 +3% |
| 2018 | $2,306 +0.9% | $204,193 +15.6% |
| 2017 | $2,286 | $176,677 +22.1% |
| 2016 | -- | $144,656 -1.6% |
| 2015 | -- | $147,021 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 33037
Nearby schools
GreatSchools rating
- 8/10Key Largo SchoolGrades: PK-8Distance: 9.1 mi
- 5/10Coral Shores High SchoolGrades: 9-12Distance: 5.5 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Monroe County
- Key Largo
- 33037
- 902 S Ruby Dr
Nearby cities
Nearby zip codes
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