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For sale
  • Price cut: $31K (5/7)
    $689,000

    13 Pirates Dr, Key Largo, FL 33037

    1beds
    730sqft
    : 
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    Single Family Residence
    Built in 1953
    0.37 Acres Lot
    $-- Zestimate®
    $944/sqft
    $21/mo HOA

    What's special

    Open courtyardPrivate community beachNative plantingsSecluded outdoor spacesMultiple outdoor gathering areasCanopy of tropical treesFire pit
    Home Sweet Home. Tucked beneath a canopy of tropical trees in the quiet Key Largo community of Pirates Cove, this charming island cottage is a place to slow down, create, and reconnect with nature. Set on an expansive 15,890-square-foot property, the home feels like a private botanical garden, where winding pathways, native plantings, and secluded outdoor spaces invite peaceful mornings and unhurried afternoons. Less than 500 feet from the salt waters of Florida Bay, the private community beach offers a place to swim, launch a kayak or paddleboard, and end the day with breathtaking Florida Keys sunsets. It is a neighborhood where life naturally unfolds outdoors. Inside, vaulted ceiling, impact windows and doors. The inviting island-inspired interior and bedroom that opens to its own garden patio create a comfortable and intimate living space. The screened porch, open courtyard, fire pit, and multiple outdoor gathering areas offer endless places to read, paint, write, entertain friends, or simply listen to the breeze through the palms. The oversized property provides room to dream, with space for a pool, artist's studio, guest cottage, garage, boat storage, or future expansion. Brick paver walkways, an outdoor shower, storage, and a dedicated laundry room add convenience while preserving the home's relaxed character. Pirates Cove is one of Key Largo's hidden gems, offering a voluntary neighborhood boat ramp and easy access to Florida Bay for boating, fishing, and exploring the backcountry waters, all while being just minutes from local restaurants, shops, and everyday conveniences. Whether you are an artist seeking inspiration, a nature lover searching for tranquility, or simply someone who appreciates the charm of a smaller home with an extraordinary sense of place, 13 Pirates Drive offers a rare opportunity to embrace the authentic, laid-back spirit of the Florida Keys.
    128 days
    |
    272
    |
    10
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Carolyn C Ambler 305-664-4866,

    American Caribbean Real Estate, Christie's International Real Estate

    Source: FLKMLS,MLS#: 618777MLS LogoOriginating MLS: Florida Keys

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 1
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Cooling
      • Central Air
      Appliances
      • Included: Washer, Stainless Steel Appliance(s), Refrigerator, Dryer, cooktop - gas
      Features
      • Granite Counters, Dade County Pine
      • Windows: Impact Rstnce Window
      • Furnished: Yes
      Interior area
      • Total interior livable area: 730 sqft

      Property

      Parking
      • Parking features: Open, Off Street
      • Has uncovered spaces: Yes
      Features
      • Levels: Ground Level
      • Patio & porch: Patio, Screened Patio
      • Exterior features: Outdoor Shower, Storage
      • Water view: None
      • Waterfront features: None, Dockage: None
      Lot
      • Size: 0.37 Acres
      • Features: 1/4 - 1/2 Acre
      Details
      • Additional structures: Shed(s)
      • Parcel number: 00494490000000
      • Zoning: ISM
      • Zoning description: Improved Sub Masonry
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • CBS, Concrete
      • Roof: Metal
      Condition
      • Year built: 1953

      Utilities & green energy

      • Sewer: Municipal Sewer, Public Sewer
      • Utilities for property: FKAA

      Community & HOA

      Community
      • Features: Community Boat Ramp
      • Subdivision: Pirates Cove (Key Largo) (98.5)
      HOA
      • Has HOA: Yes
      • Services included: Other
      • HOA fee: $250 yearly
      Location
      • Region: Key Largo

      Financial & listing details

      • Price per square foot: $944/sqft
      • Tax assessed value: $713,347
      • Annual tax amount: $6,523
      • Date on market: 2/23/2026
      • Listing terms: No Seller Finance,VA Loan,Conventional,Cash

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/11/2026Price change$2,400-7.7%$3/sqft
        Source: Zillow Rentals Report a problem
        6/9/2026Listed for rent$2,600$4/sqft
        Source: Zillow Rentals Report a problem
        5/7/2026Price change$689,000-4.3%$944/sqft
        Source: FLKMLS #618777 Report a problem
        2/23/2026Listed for sale$720,000+620%$986/sqft
        Source: Key West AOR #618777 Report a problem
        5/22/2020Sold$99,999+1%$137/sqft
        Source: MIAMI #A10720566 Report a problem
        4/23/2020Pending sale$99,000$136/sqft
        Source: Coldwell Banker Schmitt Real Estate Co. #A10720566 Report a problem
        1/7/2020Listed for sale$99,000$136/sqft
        Source: Coldwell Banker Schmitt Real Estate Co. #A10720566 Report a problem
        1/2/2020Pending sale$99,000$136/sqft
        Source: Coldwell Banker Schmitt Real Estate Co. #A10720566 Report a problem
        8/8/2019Listed for sale$99,000-63.3%$136/sqft
        Source: Coldwell Banker Schmitt Real Estate Co. #A10720566 Report a problem
        5/16/2014Sold$270,000-9.7%$370/sqft
        Source: FLKMLS #561978 Report a problem
        5/9/2014Listed for sale$299,000$410/sqft
        Source: Marr Properties Inc #A1932454 Report a problem
        5/9/2014Pending sale$299,000$410/sqft
        Source: Marr Properties Inc. #A1932454 Report a problem
        5/2/2014Listed for sale$299,000$410/sqft
        Source: Marr Properties Inc #A1932454 Report a problem
        5/2/2014Pending sale$299,000$410/sqft
        Source: Marr Properties Inc. #A1932454 Report a problem
        4/19/2014Listed for sale$299,000$410/sqft
        Source: Marr Properties Inc #A1932454 Report a problem
        4/19/2014Pending sale$299,000$410/sqft
        Source: Marr Properties Inc. #A1932454 Report a problem
        9/3/2013Listed for sale$299,000$410/sqft
        Source: Marr Properties, Inc. #561978 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,523 +11.7%$696,659 +10%
        2024$5,841 -0.5%$633,326 +2.4%
        2023$5,869 +16%$618,219 +10%
        2022$5,061 +103.6%$562,017 +120%
        2021$2,485 +0.5%$255,477 +1.4%
        2020$2,473 $251,950 +2.3%
        2019$2,473 +1.7%$246,286 +1.9%
        2018$2,432 +0.3%$241,694 +2.1%
        2017$2,425 +2%$236,723 +2.1%
        2016$2,378 -1.1%$231,855 +0.7%
        2015$2,404 $230,243

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33037

        Getting around

        27 / 100
        Car-Dependent
        53 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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