Home Sweet Home. Tucked beneath a canopy of tropical trees in the quiet Key Largo community of Pirates Cove, this charming island cottage is a place to slow down, create, and reconnect with nature. Set on an expansive 15,890-square-foot property, the home feels like a private botanical garden, where winding pathways, native plantings, and secluded outdoor spaces invite peaceful mornings and unhurried afternoons. Less than 500 feet from the salt waters of Florida Bay, the private community beach offers a place to swim, launch a kayak or paddleboard, and end the day with breathtaking Florida Keys sunsets. It is a neighborhood where life naturally unfolds outdoors. Inside, vaulted ceiling, impact windows and doors. The inviting island-inspired interior and bedroom that opens to its own garden patio create a comfortable and intimate living space. The screened porch, open courtyard, fire pit, and multiple outdoor gathering areas offer endless places to read, paint, write, entertain friends, or simply listen to the breeze through the palms. The oversized property provides room to dream, with space for a pool, artist's studio, guest cottage, garage, boat storage, or future expansion. Brick paver walkways, an outdoor shower, storage, and a dedicated laundry room add convenience while preserving the home's relaxed character. Pirates Cove is one of Key Largo's hidden gems, offering a voluntary neighborhood boat ramp and easy access to Florida Bay for boating, fishing, and exploring the backcountry waters, all while being just minutes from local restaurants, shops, and everyday conveniences. Whether you are an artist seeking inspiration, a nature lover searching for tranquility, or simply someone who appreciates the charm of a smaller home with an extraordinary sense of place, 13 Pirates Drive offers a rare opportunity to embrace the authentic, laid-back spirit of the Florida Keys.
For sale
Price cut: $31K (5/7)
$689,000
13 Pirates Dr, Key Largo, FL 33037
1beds
730sqft
Single Family Residence
Built in 1953
0.37 Acres Lot
$-- Zestimate®
$944/sqft
$21/mo HOA
What's special
Open courtyardPrivate community beachNative plantingsSecluded outdoor spacesMultiple outdoor gathering areasCanopy of tropical treesFire pit
- 128 days |
- 272 |
- 10 |
Zillow last checked:
Listing updated:
Listed by:
Carolyn C Ambler 305-664-4866,
American Caribbean Real Estate, Christie's International Real Estate
Source: FLKMLS,MLS#: 618777
Originating MLS: Florida Keys
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Cooling
- Central Air
Appliances
- Included: Washer, Stainless Steel Appliance(s), Refrigerator, Dryer, cooktop - gas
Features
- Granite Counters, Dade County Pine
- Windows: Impact Rstnce Window
- Furnished: Yes
Interior area
- Total interior livable area: 730 sqft
Property
Parking
- Parking features: Open, Off Street
- Has uncovered spaces: Yes
Features
- Levels: Ground Level
- Patio & porch: Patio, Screened Patio
- Exterior features: Outdoor Shower, Storage
- Water view: None
- Waterfront features: None, Dockage: None
Lot
- Size: 0.37 Acres
- Features: 1/4 - 1/2 Acre
Details
- Additional structures: Shed(s)
- Parcel number: 00494490000000
- Zoning: ISM
- Zoning description: Improved Sub Masonry
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- CBS, Concrete
- Roof: Metal
Condition
- Year built: 1953
Utilities & green energy
- Sewer: Municipal Sewer, Public Sewer
- Utilities for property: FKAA
Community & HOA
Community
- Features: Community Boat Ramp
- Subdivision: Pirates Cove (Key Largo) (98.5)
HOA
- Has HOA: Yes
- Services included: Other
- HOA fee: $250 yearly
Location
- Region: Key Largo
Financial & listing details
- Price per square foot: $944/sqft
- Tax assessed value: $713,347
- Annual tax amount: $6,523
- Date on market: 2/23/2026
- Listing terms: No Seller Finance,VA Loan,Conventional,Cash
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/11/2026 | Price change | $2,400-7.7%$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 6/9/2026 | Listed for rent | $2,600$4/sqft |
Source: Zillow Rentals Report a problem | ||
| 5/7/2026 | Price change | $689,000-4.3%$944/sqft |
Source: | ||
| 2/23/2026 | Listed for sale | $720,000+620%$986/sqft |
Source: | ||
| 5/22/2020 | Sold | $99,999+1%$137/sqft |
Source: | ||
| 4/23/2020 | Pending sale | $99,000$136/sqft |
Source: Coldwell Banker Schmitt Real Estate Co. #A10720566 Report a problem | ||
| 1/7/2020 | Listed for sale | $99,000$136/sqft |
Source: Coldwell Banker Schmitt Real Estate Co. #A10720566 Report a problem | ||
| 1/2/2020 | Pending sale | $99,000$136/sqft |
Source: Coldwell Banker Schmitt Real Estate Co. #A10720566 Report a problem | ||
| 8/8/2019 | Listed for sale | $99,000-63.3%$136/sqft |
Source: Coldwell Banker Schmitt Real Estate Co. #A10720566 Report a problem | ||
| 5/16/2014 | Sold | $270,000-9.7%$370/sqft |
Source: | ||
| 5/9/2014 | Listed for sale | $299,000$410/sqft |
Source: Marr Properties Inc #A1932454 Report a problem | ||
| 5/9/2014 | Pending sale | $299,000$410/sqft |
Source: Marr Properties Inc. #A1932454 Report a problem | ||
| 5/2/2014 | Listed for sale | $299,000$410/sqft |
Source: Marr Properties Inc #A1932454 Report a problem | ||
| 5/2/2014 | Pending sale | $299,000$410/sqft |
Source: Marr Properties Inc. #A1932454 Report a problem | ||
| 4/19/2014 | Listed for sale | $299,000$410/sqft |
Source: Marr Properties Inc #A1932454 Report a problem | ||
| 4/19/2014 | Pending sale | $299,000$410/sqft |
Source: Marr Properties Inc. #A1932454 Report a problem | ||
| 9/3/2013 | Listed for sale | $299,000$410/sqft |
Source: Marr Properties, Inc. #561978 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,523 +11.7% | $696,659 +10% |
| 2024 | $5,841 -0.5% | $633,326 +2.4% |
| 2023 | $5,869 +16% | $618,219 +10% |
| 2022 | $5,061 +103.6% | $562,017 +120% |
| 2021 | $2,485 +0.5% | $255,477 +1.4% |
| 2020 | $2,473 | $251,950 +2.3% |
| 2019 | $2,473 +1.7% | $246,286 +1.9% |
| 2018 | $2,432 +0.3% | $241,694 +2.1% |
| 2017 | $2,425 +2% | $236,723 +2.1% |
| 2016 | $2,378 -1.1% | $231,855 +0.7% |
| 2015 | $2,404 | $230,243 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 33037
Nearby schools
GreatSchools rating
- 8/10Key Largo SchoolGrades: PK-8Distance: 6.3 mi
- 5/10Coral Shores High SchoolGrades: 9-12Distance: 8.2 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Monroe County
- Key Largo
- 33037
- 13 Pirates Dr




