For sale

$659,900

21 Meridian Ave, Key Largo, FL 33037

2beds

768sqft

$4,033/mo

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Single Family Residence

Built in 1987

5,227 Square Feet Lot

$629,800 Zestimate^®

$859/sqft

$46/mo HOA

What's special

Beautifully located in the desirable Bay Haven community of Key Largo, this property offers the perfect blend of coastal living and investment potential. Enjoy the benefit of no monthly HOA, only a minimal annual fee that provides access to a private community boat ramp on the bay, a rare and valuable feature for boating enthusiasts. Situated in an area known for its great schools and welcoming neighborhood feel, this home is ideal for both full-time residents and vacation homeowners. Key Largo continues to be a sough after destination for snowbirds and travelers alike, making this property an excellent opportunity for generating strong rental income. Whether you're looking for a primary residence, seasonal retreat, or income-producing investment, this property offers exceptional value in one of the most attractive areas of the Florida Keys

132 days

271

8

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 1
Full bathrooms: 1

Heating

Has Heating (Unspecified Type)

Cooling

Central Air, Ceiling Fans(s)

Appliances

Included: Washer, Dryer, Refrigerator, Range, Oven, Microwave, Disposal, Stainless Steel Appliance(s)

Features

Built-in Features, Granite Counters, Walk-in Closet(s)
Flooring: Laminate

Interior area

Total structure area: 768
Total interior livable area: 768 sqft

Property

Features

Patio & porch: Open Porch/Balcony, Deck, Patio
Exterior features: Lighting

Lot

Size: 5,227 Square Feet
Dimensions: 50 X 100

Details

Parcel number: 00517990000000
Zoning: SR - Sub Urban Residential District

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Condition

Updated/Remodeled
New construction: No
Year built: 1987

Utilities & green energy

Utilities for property: Cable Available

Community & HOA

Community

Security: No Security
Subdivision: Bay Haven (95.0)

HOA

Has HOA: Yes
Services included: None
HOA fee: $550 annually

Location

Region: Key Largo

Financial & listing details

Price per square foot: $859/sqft
Tax assessed value: $531,343
Annual tax amount: $3,015
Date on market: 3/30/2026
Listing terms: No Seller Finance,Cash,Conventional,FHA

Estimated market value

$629,800

$598,000 - $661,000

$2,437/mo

Price history

Date	Event	Price
3/30/2026	Listed for sale	$659,900+78.4%$859/sqft
Source: Key West AOR #619272 Report a problem
12/7/2018	Sold	$370,000-3.9%$482/sqft
Source: FLKMLS #582217 Report a problem
10/8/2018	Listed for sale	$385,000+31.8%$501/sqft
Source: Postcard Properties, Inc. #582217 Report a problem
6/22/2004	Sold	$292,000$380/sqft
Source: FLKMLS #521669 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,015 +4.9%	$289,398 +2.9%
2024	$2,875 +5.3%	$281,242 +3%
2023	$2,730 +2.4%	$273,051 +3%
2022	$2,666 -1.9%	$265,099 +3%
2021	$2,717 +0.3%	$257,378 +1.4%
2020	$2,709	$253,825 +2.3%
2019	$2,709 +1.5%	$248,119 +19.1%
2018	$2,668 -2.4%	$208,364
2017	$2,735 +4.8%	$208,364 +8.1%
2016	$2,610 +3.9%	$192,782 +22.1%
2015	$2,511	$157,870

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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