Welcome home to your full time vacation retreat in Lake Monticello. The current owners have spared no expense creating a beautiful relaxing atmosphere. Open floorplan with natural light throughout. 3 beds/2.5 baths. Nicely appointed kitchen w/new SS appliances, cabinets & counters. The views are amazing from almost every window. Fully fenced yard with pool. Roof 2022. HVAC 2024. Full house remodel done 2024. Anderson windows. Open House Sunday February 23rd 1-3.
Closed
$427,000
13 Loving Ter, Palmyra, VA 22963
3beds
1,536sqft
Single Family Residence
Built in 1986
1.02 Acres Lot
$419,800 Zestimate®
$278/sqft
$2,931 Estimated rent
Home value
$419,800
$395,000 - $449,000
$2,931/mo
Zestimate® history
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Zillow last checked:
Listing updated:
Listed by:
GENEVIEVE REILLY 434-414-4453,
LONG & FOSTER - LAKE MONTICELLO
Bought with:
SASO MORABITO, 0225234791
COWAN REALTY
Source: CAAR,MLS#: 661040
Originating MLS: Charlottesville Area Association of Realtors
Originating MLS: Charlottesville Area Association of RealtorsFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Rooms
- Room types: Bathroom, Bedroom, Dining Room, Full Bath, Foyer, Half Bath, Kitchen, Laundry, Living Room
Primary bedroom
- Level: First
Bedroom
- Level: First
Primary bathroom
- Level: First
Bathroom
- Level: First
Dining room
- Level: First
Foyer
- Level: First
Half bath
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Living room
- Level: First
Heating
- Electric, Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Range, Refrigerator, Dryer, Washer
- Laundry: Stacked
Features
- Primary Downstairs, Entrance Foyer, Eat-in Kitchen, Recessed Lighting
- Flooring: Luxury Vinyl Plank, Stone
- Has basement: No
- Has fireplace: Yes
- Fireplace features: Wood Burning Stove
Interior area
- Total structure area: 1,536
- Total interior livable area: 1,536 sqft
- Finished area above ground: 1,536
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: Carport
- Carport spaces: 1
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Front Porch, Patio, Porch
- Exterior features: Fully Fenced
- Has private pool: Yes
- Pool features: Community, Pool, Private, Association
- Fencing: Fenced,Full
- Has view: Yes
- View description: Rural
Lot
- Size: 1.02 Acres
- Features: Cul-De-Sac, Level, Partially Cleared, Secluded
Details
- Additional structures: Shed(s)
- Parcel number: 18/A4/209
- Zoning description: R-4 Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Cedar, Stick Built
- Foundation: Block
- Roof: Architectural
Condition
- New construction: No
- Year built: 1986
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Fiber Optic Available, High Speed Internet Available
Community & HOA
Community
- Features: Dock, Gated
- Security: 24 Hour Security, Gated Community
- Subdivision: LAKE MONTICELLO
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Clubhouse, Golf Course, Pool, Tennis Court(s), Water, Beach Rights, Dock
- Services included: Boat Ramp, Clubhouse, Golf, Insurance, Playground, Pool(s), Road Maintenance, Snow Removal, Security, Tennis Courts, Trash
- HOA fee: $1,459 annually
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $278/sqft
- Tax assessed value: $203,400
- Annual tax amount: $2,069
- Date on market: 2/20/2025
- Cumulative days on market: 4 days
Price history
| Date | Event | Price |
|---|---|---|
| 7/4/2026 | Listing removed | $3,200$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 6/13/2026 | Listed for rent | $3,200$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 3/24/2025 | Sold | $427,000+1.7%$278/sqft |
Source:  CAAR #661040 Report a problem | ||
| 2/25/2025 | Pending sale | $419,900$273/sqft |
Source: CAAR #661040 Report a problem | ||
| 2/20/2025 | Listed for sale | $419,900+75%$273/sqft |
Source: CAAR #661040 Report a problem | ||
| 3/19/2024 | Sold | $240,000-7.7%$156/sqft |
Source:  LMLS #349817 Report a problem | ||
| 2/17/2024 | Pending sale | $260,000$169/sqft |
Source: BHHS broker feed #349817 Report a problem | ||
| 1/5/2024 | Listed for sale | $260,000+69.7%$169/sqft |
Source: BHHS broker feed #349817 Report a problem | ||
| 12/4/2023 | Sold | $153,180$100/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,717 | $203,400 |
| 2023 | $1,717 | $203,400 +18% |
| 2022 | -- | $172,300 |
| 2021 | -- | $172,300 |
| 2020 | -- | $172,300 +16.2% |
| 2018 | $1,254 | $148,300 |
| 2017 | $1,254 | $148,300 +2.1% |
| 2016 | $1,254 | $145,300 |
| 2015 | $1,254 +10.7% | $145,300 +2% |
| 2014 | $1,133 -12.1% | $142,500 |
| 2013 | $1,289 | $142,500 -37% |
| 2012 | -- | $226,200 |
| 2011 | $1,221 | $226,200 |
| 2010 | -- | $226,200 |
| 2009 | -- | $226,200 |
| 2008 | -- | $226,200 |
| 2007 | -- | $226,200 +32.7% |
| 2006 | -- | $170,400 |
| 2005 | -- | $170,400 +45.1% |
| 2004 | -- | $117,400 |
| 2003 | -- | $117,400 |
| 2002 | -- | $117,400 +9.8% |
| 2001 | $759 | $106,900 |
Find assessor info on the county website
Neighborhood: 22963
Nearby homes
- $275,0003 bd2 ba1.7k sqft12 Loving Ter, Palmyra, VA 22963Sold
- $394,1003 bd2 ba2.3k sqft11 Loving Ter, Palmyra, VA 22963Off Market
- $462,0003 bd2 ba2.1k sqft10 Loving Ter, Palmyra, VA 22963Off Market
- $434,0003 bd2 ba2.1k sqft9 Loving Ter, Palmyra, VA 22963Off Market
- $389,9003 bd3 ba2k sqft7 Loving Ter, Palmyra, VA 22963For Sale
- $450,7003 bd2 ba2.5k sqft8 Loving Ter, Palmyra, VA 22963Off Market
- $375,0003 bd2 ba1.5k sqft5 Loving Ter, Palmyra, VA 22963Sold
- $424,0003 bd-- ba1.9k sqft48 Bunker Blvd, Palmyra, VA 22963Off Market
Nearby schools
GreatSchools rating
- NAWest Central Primary SchoolGrades: PK-KDistance: 5.8 mi
- 5/10Fluvanna County High SchoolGrades: 8-12Distance: 2.1 mi
- 5/10Central Elementary SchoolGrades: PK-2Distance: 5.8 mi
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$419,800
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Estimated market value
$419,800
- Virginia
- Fluvanna County
- Palmyra
- 22963
- 13 Loving Ter
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