140 Gardenia Dr, Stafford, VA 22554

UNIQUE VA LOAN ASSUMPTION OPPORTUNITY AVAILABLE AT 2.875%! Qualified buyers may have the rare opportunity to assume the seller's existing VA loan, offering significant savings compared to many of today's market interest rates. This assumption opportunity could provide substantial long-term savings and increased purchasing power. Welcome to the lifestyle buyers are searching for in Stafford County. Nestled in the award-winning community of Embrey Mill, this beautifully maintained 4-bedroom, 3.5-bath home offers the perfect combination of modern living, outdoor enjoyment, and unmatched convenience. Imagine starting your morning with a walk along scenic community trails, grabbing coffee at the neighborhood bistro, and still being just minutes from I-95, Quantico, commuter lots, the VRE, shopping, and dining. This is the kind of location that makes everyday life easier while providing the neighborhood atmosphere buyers love. Inside, the highly sought-after open floor plan is designed for the way people live today. Sunlight fills the spacious main level, creating an inviting space where family and friends naturally gather. The kitchen serves as the centerpiece of the home, featuring stylish open shelving, abundant workspace, and seamless flow into the dining and living areas—perfect for hosting game days, holiday celebrations, or quiet evenings at home. Upstairs, the spacious primary suite offers a peaceful retreat after a long day, complete with a private en-suite bath and generous closet space. Additional bedrooms provide flexibility for family, guests, home offices, or hobbies. The finished lower level delivers even more living space, offering endless possibilities for a media room, recreation area, fitness space, guest accommodations, or multi-generational living. Step outside and discover what truly sets this home apart. The expansive rear deck overlooks a fenced backyard designed for entertaining, relaxing, and making memories. Whether you're hosting summer cookouts, enjoying evenings under the stars, or watching pets and children play, this outdoor space becomes a natural extension of the home. A desirable rear-entry two-car garage enhances both curb appeal and functionality while preserving the charming streetscape that makes Embrey Mill one of North Stafford's most sought-after communities. Residents enjoy access to resort-style amenities including multiple pools, a fitness center, clubhouse, dog parks, playgrounds, sports fields, miles of walking trails, a neighborhood café, and a full calendar of community events that create a true sense of connection. If you've been searching for a move-in ready home that offers space, flexibility, outdoor living, top-tier amenities, and one of Stafford's most desirable locations, this is the opportunity you've been waiting for.