For sale

$739,000

140 Palo Verde Ter, Santa Cruz, CA 95060

2beds

990sqft

Get pre-qualified

Townhouse, Residential

Built in 1974

871 Square Feet Lot

$727,000 Zestimate^®

$746/sqft

$827/mo HOA

What's special

Situated on Santa Cruz's desirable Upper Westside, this freshly painted townhome with new carpet offers a wonderful blend of comfort, natural beauty, and convenience. Enjoy greenbelt and arroyo views from the spacious rear deck and the galley kitchen, plus a peek of the ocean from one of the upstairs bedrooms. A large stairwell window fills the home with abundant natural light, while the open living and dining areas flow seamlessly to the outdoor living space. Features include laminate flooring on the main level, in-unit laundry, generously sized bedrooms, including one with a walk-in closet, and convenient carport parking. Residents enjoy a community pool and walking paths, with easy access to Westlake Elementary, UCSC, University Terrace Park, Moore Creek Preserve, and Pogonip. Just minutes from the beach, shopping, popular coffee shops, restaurants, bakeries, this home offers an exceptional opportunity to embrace the coveted Westside lifestyle.

3 hours

85

3

Loading...

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 1
1/2 bathrooms: 1

Bathroom

Features: ShoweroverTub1, HalfonGroundFloor

Dining room

Features: DiningAreainLivingRoom

Family room

Features: NoFamilyRoom

Heating

Central Forced Air Gas

Cooling

None

Appliances

Included: Dishwasher, Oven/Range, Refrigerator, Washer/Dryer

Features

Flooring: Carpet, Laminate, Vinyl Linoleum
Common walls with other units/homes: End Unit

Interior area

Total structure area: 990
Total interior livable area: 990 sqft

Property

Parking

Total spaces: 1
Parking features: Carport
Carport spaces: 1

Features

Stories: 2
Patio & porch: Balcony/Patio
Pool features: Community
Has view: Yes
View description: Greenbelt

Lot

Size: 871 Square Feet

Details

Parcel number: 00235131000
Zoning: PUD
Special conditions: Standard

Construction

Type & style

Home type: Townhouse
Property subtype: Townhouse, Residential

Materials

Foundation: Slab
Roof: Composition

Condition

New construction: No
Year built: 1974

Utilities & green energy

Gas: PublicUtilities
Sewer: Public Sewer
Water: Public
Utilities for property: Public Utilities, Water Public

Community & HOA

HOA

Has HOA: Yes
Amenities included: Club House, Community Pool
Services included: Insurance, Sewer
HOA fee: $827 monthly

Location

Region: Santa Cruz

Financial & listing details

Price per square foot: $746/sqft
Tax assessed value: $274,102
Annual tax amount: $3,638
Date on market: 7/20/2026
Listing agreement: ExclusiveRightToSell
Listing terms: CashorConventionalLoan

Estimated market value

$727,000

$691,000 - $763,000

$3,933/mo

Price history

Date	Event	Price
7/20/2026	Listed for sale	$739,000$746/sqft
Source: MLSListings Inc #ML82054789 Report a problem
4/27/2025	Listing removed	$4,000$4/sqft
Source: Zillow Rentals Report a problem
3/30/2025	Listed for rent	$4,000+54.1%$4/sqft
Source: Zillow Rentals Report a problem
2/24/2021	Listing removed	--
Source: Owner Report a problem
5/14/2020	Listing removed	$2,595$3/sqft
Source: Owner Report a problem
5/6/2020	Listed for rent	$2,595$3/sqft
Source: Owner Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,638 +8.6%	$274,102 +2%
2024	$3,350 +1.1%	$268,728 +2%
2023	$3,313 +1%	$263,458 +2%
2022	$3,279 +1.9%	$258,292 +2%
2021	$3,217 +0.7%	$253,228 +1%
2020	$3,194 +2.4%	$250,632 +2%
2019	$3,118 +1%	$245,716 +2%
2018	$3,086 +1.2%	$240,900 +2%
2017	$3,050 +5.3%	$236,180 +2%
2016	$2,896 +5.2%	$231,548 +1.5%
2015	$2,752 +1.6%	$228,068 +2%
2014	$2,709	$223,600 +2.5%
2012	--	$218,222 +2%
2011	--	$213,944 +0.8%
2010	--	$212,346 -0.2%
2009	--	$212,850 +2%
2008	--	$208,676 +2%
2007	--	$204,584 +2%
2006	--	$200,572 +2%
2005	--	$196,640 +2%
2004	--	$192,784 +1.9%
2003	--	$189,250 +2%
2002	--	$185,540 +2%
2001	--	$181,902 +2%
2000	--	$178,336

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

Explore the cost of this home by adjusting the details. Changes won't be saved.

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

See how much you could borrow to make a competitive offer.

Get pre-qualified