Build your dream home in the gated Saratoga Viewpoint community on Whidbey Island—a rare, buildable high-bank waterfront lot with panoramic water and mountain views and stunning sunrise exposure. Bring your building plans and start right away: power, natural gas, phone, and cable are at the lot; septic site registration is complete; water available via Silverlake Water. Located minutes from Oak Harbor, enjoy easy access to shopping, restaurants, schools, parks, beaches, marinas, and NAS Whidbey Island. If you’re searching for a ready-to-build waterfront lot with utilities in a private community, this is it.
79 days
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295
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18
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Zillow last checked:
Listing updated:
Listed by:
Nick Ricci,
Coldwell Banker 360 Team
Source: NWMLS as distributed by MLS GRID,MLS#: 2510714
Waterfront features: High Bank, Ocean Front, Sound, Strait
Lot
Size: 0.8 Acres
Features: Cul-De-Sac, Dead End Street, Paved
Topography: Cliffs,Sloped
Details
Parcel number: S810200000070
Zoning: 99
Zoning description: Residential,Jurisdiction: County
Special conditions: Standard
Utilities & green energy
Electric: In Street
Gas: In Street
Sewer: Not Available, Septic Design Applied
Water: Available, Community Well, Jurisdiction: Silver Lake Water
Utilities for property: Electricity Available, Natural Gas Available, Septic Design Applied
Community & HOA
Community
Features: CCRs, Community Well, Gated
Subdivision: Polnell Shores
HOA
Services included: Common Area Maintenance, Road Maintenance
HOA fee: $1,200 annually
Location
Region: Oak Harbor
Financial & listing details
Annual tax amount: $1,677
Date on market: 4/24/2026
Cumulative days on market: 79 days
Listing terms: Conventional
Road surface type: Paved
Estimated market value
Zestimate®
Not available
Estimated sales range
Not available
Rent Zestimate®
Not available
Price history
Date
Event
Price
4/24/2026
Listed for sale
$265,000
Source: NWMLS as distributed by MLS GRID #2510714Report a problem
Public tax history
Tax history is unavailable.
Monthly payment
Estimated monthly payment$1,822
Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Source: NWMLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.