For sale

Price cut: $50.1K (6/19)

$699,900

1438 Phifer Mine Rd #1420-B-43, Spencer, TN 38585

2beds

780sqft

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Mixed Use

Built in 2022

10.41 Acres Lot

$673,800 Zestimate^®

$897/sqft

$-- HOA

What's special

Two cottagesPrivate deckPrivate propertyFire pitQuiet wooded lot

Attention Investors!! Tucked away on a quiet wooded lot, there are two cottages the perfect getway!!! Both cabins are located on a private property and its approximately 15 min drive to the Fall Creek Falls State Park. 25-30 min away from Rock Island, Twin falls and Burgess Falls. Spend your day hiking nearby trails and your evenings lounging on the private deck or by the fire pit. Both cabins are features in the photos, with an RV available at additional cost. Both cabins are on the same lot with an additional Rv Hook up. RV is available for an additional cost- please contactthe listing agent for more information). The rates are established on highly rated Airbnb account and bookings. Seller Airbnb Super Host Account and Clientele shall convey with Purchase.

57 days

123

2

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 1
Full bathrooms: 1

Primary bedroom

Level: First

Bathroom

Level: First

Dining room

Level: First

Kitchen

Level: First

Cooling

Central Air, Ceiling Fan(s), Electric

Features

Has basement: No
Has fireplace: No

Interior area

Total structure area: 780
Total interior livable area: 780 sqft
Finished area above ground: 780

Property

Parking

Total spaces: 2
Parking features: Gravel, Off Street, Parking Lot
Carport spaces: 2

Features

Exterior features: Outdoor Grill, RV Hookup, Smart Camera(s)/Recording

Lot

Size: 10.41 Acres
Dimensions: 10.41 acres

Details

Additional parcels included: Additional parcel 5.09 ac are available
Parcel number: 054 025.00

Construction

Type & style

Home type: SingleFamily
Property subtype: Mixed Use

Materials

HardiPlank Type
Foundation: Other

Condition

New construction: No
Year built: 2022

Utilities & green energy

Sewer: Septic Tank
Water: Well
Utilities for property: Cable Connected, Electricity Connected, Phone Not Available, Water Connected

Community & HOA

Community

Subdivision: Flatbush

HOA

Has HOA: No

Location

Region: Spencer

Financial & listing details

Price per square foot: $897/sqft
Annual tax amount: $655
Date on market: 5/19/2026
Listing terms: Cash,Conventional,USDA Loan
Inclusions: Lot B-43. There is a RV charge station at the property currently with RV available per specific price. Please call listing agent for any additional info.

Estimated market value

$673,800

$640,000 - $707,000

$1,709/mo

Price history

Date	Event	Price
6/19/2026	Price change	$699,900-6.7%$897/sqft
Source: Greater Chattanooga Realtors #1535030 Report a problem
5/19/2026	Listed for sale	$750,000$962/sqft
Source: Greater Chattanooga Realtors #1535030 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 38585

Getting around

0 / 100

Car-Dependent

42 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

6/10
Spencer Elementary School
Grades: PK-5Distance: 6.1 mi
7/10
Van Buren County High School
Grades: 6-12Distance: 6.1 mi

Schools provided by the listing agent

Elementary: Spencer Elementary
Middle: Spencer Middle
High: Van Buren County High

Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.