Skip main navigation
Pending
  • $79,900

    1439 Charlotte Valley Road, Summit, NY 12175

    2beds
    630sqft
    Loading
    Single Family Residence, Residential
    Built in 1943
    0.33 Acres Lot
    $-- Zestimate®
    $127/sqft
    $-- HOA

    What's special

    Electric has circuit breakersBilco doorStunning mountain views
    Escape to the Mountains: DIY Cottage with Seller Financing! Looking for an affordable entry into the Upstate New York market? This handyman diamond-in-the-rough is calling your name. Just needs cosmetic repairs. Situated on a manageable 0.33-acre lot, the property boasts stunning mountain views, a bubbling brook you can hear in the back, and proximity to State Land, providing the perfect backdrop for a future deck or expanded windows. Whether you want to restore the existing structure or reimagine the space entirely, this is your blank canvas. The foundation has been completely replaced with a concrete block foundation and a Bilco door. Electric has circuit breakers; heating and plumbing are good. No bank needed. The owner is offering flexible seller financing with 1/3 down payment. However, she will accept your check for payment in full. Bring your contractor, your toolkit, and your imagination to Summit, NY! Sold as-is.
    28 days
    661
    37

    Zillow last checked:

    Listing updated:

    Listed by:

    Charlotteville Realty LLC 607-397-9027,

    Gary A Morgan 518-258-7292

    Source: Global MLS,MLS#: 202624883MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      Bedroom
      • Level: First
      Bedroom
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Heating
      • Electric
      Cooling
      • None
      Appliances
      • Included: Electric Water Heater, Range, Refrigerator
      Features
      • Basement: Bilco Doors,Exterior Entry
      Interior area
      • Total structure area: 630
      • Total interior livable area: 630 sqft
      • Finished area above ground: 630
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Driveway
      • Has uncovered spaces: Yes
      Features
      • Exterior features: None
      Lot
      • Size: 0.33 Acres
      Details
      • Parcel number: 434800 111.52
      • Zoning description: None
      • Special conditions: Other

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cottage
      • Property subtype: Single Family Residence, Residential
      Materials
      • Drywall
      • Foundation: Block
      Condition
      • New construction: No
      • Year built: 1943

      Utilities & green energy

      • Sewer: Septic Tank

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Summit

      Financial & listing details

      • Price per square foot: $127/sqft
      • Tax assessed value: $77,662
      • Annual tax amount: $1,980
      • Date on market: 8/27/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $1,445/mo

        Price history

        DateEventPrice
        9/11/2026Contingent$79,900$127/sqft
        Source: NY State MLS #11952134 Report a problem
        9/11/2026Pending sale$79,900$127/sqft
        Source: Global MLS #202624883 Report a problem
        8/27/2026Listed for sale$79,900+1129.2%$127/sqft
        Source: Global MLS #202624883 Report a problem
        12/15/2016Sold$6,500-40.9%$10/sqft
        Source: Public Record Report a problem
        8/31/2016Price change$11,000-8.3%$17/sqft
        Source: Homepath #201611109 Report a problem
        8/10/2016Listed for sale$12,000-80.9%$19/sqft
        Source: Homepath #201611109 Report a problem
        6/8/2016Sold$62,734+318.2%$100/sqft
        Source: Public Record Report a problem
        6/3/2016Listed for sale$15,000-40%$24/sqft
        Source: Homepath #201611109 Report a problem
        8/11/2006Sold$25,000$40/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $29,900
        2024-- $29,900
        2023-- $29,900
        2022-- $29,900 +50.3%
        2021-- $19,900 -33.4%
        2020-- $29,900
        2019-- $29,900
        2018-- $29,900
        2017$1,719 $29,900
        2016-- $29,900
        2015-- $29,900
        2014-- $29,900
        2013-- $29,900
        2012-- $29,900
        2011-- $29,900
        2010-- $29,900
        2009-- $29,900
        2008-- $29,900
        2007-- $29,900
        2006-- $29,900
        2005-- $29,900 +2.7%
        2004-- $29,100
        2003-- $29,100
        2002-- $29,100
        2001-- $29,100
        2000-- $29,100
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 12175

        Getting around

        1 / 100
        Car-Dependent
        1 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts