Escape to the Mountains: DIY Cottage with Seller Financing!
Looking for an affordable entry into the Upstate New York market? This handyman diamond-in-the-rough is calling your name. Just needs cosmetic repairs. Situated on a manageable 0.33-acre lot, the property boasts stunning mountain views, a bubbling brook you can hear in the back, and proximity to State Land, providing the perfect backdrop for a future deck or expanded windows. Whether you want to restore the existing structure or reimagine the space entirely, this is your blank canvas. The foundation has been completely replaced with a concrete block foundation and a Bilco door. Electric has circuit breakers; heating and plumbing are good.
No bank needed. The owner is offering flexible seller financing with 1/3 down payment. However, she will accept your check for payment in full. Bring your contractor, your toolkit, and your imagination to Summit, NY! Sold as-is.
Pending
$79,900
1439 Charlotte Valley Road, Summit, NY 12175
2beds
630sqft
Single Family Residence, Residential
Built in 1943
0.33 Acres Lot
$-- Zestimate®
$127/sqft
$-- HOA
What's special
Electric has circuit breakersBilco doorStunning mountain views
- 28 days
- 661
- 37
Zillow last checked:
Listing updated:
Listed by:
Charlotteville Realty LLC 607-397-9027,
Gary A Morgan 518-258-7292
Source: Global MLS,MLS#: 202624883
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Bedroom
- Level: First
Bedroom
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Electric
Cooling
- None
Appliances
- Included: Electric Water Heater, Range, Refrigerator
Features
- Basement: Bilco Doors,Exterior Entry
Interior area
- Total structure area: 630
- Total interior livable area: 630 sqft
- Finished area above ground: 630
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Exterior features: None
Lot
- Size: 0.33 Acres
Details
- Parcel number: 434800 111.52
- Zoning description: None
- Special conditions: Other
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence, Residential
Materials
- Drywall
- Foundation: Block
Condition
- New construction: No
- Year built: 1943
Utilities & green energy
- Sewer: Septic Tank
Community & HOA
HOA
- Has HOA: No
Location
- Region: Summit
Financial & listing details
- Price per square foot: $127/sqft
- Tax assessed value: $77,662
- Annual tax amount: $1,980
- Date on market: 8/27/2026
Estimated market value
Not available
Estimated sales range
Not available
$1,445/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/11/2026 | Contingent | $79,900$127/sqft |
Source: NY State MLS #11952134 Report a problem | ||
| 9/11/2026 | Pending sale | $79,900$127/sqft |
Source: | ||
| 8/27/2026 | Listed for sale | $79,900+1129.2%$127/sqft |
Source: | ||
| 12/15/2016 | Sold | $6,500-40.9%$10/sqft |
Source: Public Record Report a problem | ||
| 8/31/2016 | Price change | $11,000-8.3%$17/sqft |
Source: Homepath #201611109 Report a problem | ||
| 8/10/2016 | Listed for sale | $12,000-80.9%$19/sqft |
Source: Homepath #201611109 Report a problem | ||
| 6/8/2016 | Sold | $62,734+318.2%$100/sqft |
Source: Public Record Report a problem | ||
| 6/3/2016 | Listed for sale | $15,000-40%$24/sqft |
Source: Homepath #201611109 Report a problem | ||
| 8/11/2006 | Sold | $25,000$40/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $29,900 |
| 2024 | -- | $29,900 |
| 2023 | -- | $29,900 |
| 2022 | -- | $29,900 +50.3% |
| 2021 | -- | $19,900 -33.4% |
| 2020 | -- | $29,900 |
| 2019 | -- | $29,900 |
| 2018 | -- | $29,900 |
| 2017 | $1,719 | $29,900 |
| 2016 | -- | $29,900 |
| 2015 | -- | $29,900 |
| 2014 | -- | $29,900 |
| 2013 | -- | $29,900 |
| 2012 | -- | $29,900 |
| 2011 | -- | $29,900 |
| 2010 | -- | $29,900 |
| 2009 | -- | $29,900 |
| 2008 | -- | $29,900 |
| 2007 | -- | $29,900 |
| 2006 | -- | $29,900 |
| 2005 | -- | $29,900 +2.7% |
| 2004 | -- | $29,100 |
| 2003 | -- | $29,100 |
| 2002 | -- | $29,100 |
| 2001 | -- | $29,100 |
| 2000 | -- | $29,100 |
Find assessor info on the county website


