**SPLIT LAKE FRONT** WITH TYPE A DOCK**Discover this stunning chalet-style home located in the coveted Penn Point subdivision at Deep Creek Lake. Luxury vinyl plank flooring through out, fresh paint, all new decking and railings, new pine tongue and groove through-out giving a warm lodge feel. The main floor is open concept, living, dining, kitchen and half bath, the upper level presents 2 bedroom, 2 bath with laundry, and two balconies to take in the lake views. The lower level features a huge bonus room, with a private bath, this flex space is set up with a desk area, living area and sleeping quarters, with double french doors to enjoy your lake view. The main level features a cozy stone gas fireplace, creating the warm and inviting atmosphere you expect from a lakeside retreat. Natural light pours through expansive windows (all Andersen Windows), showcasing the surrounding scenery and bringing the outdoors in. The open-concept kitchen boasts stainless appliances, granite countertops, and a generous island—ideal for entertaining. Outdoors, enjoy the large deck, hot tub and fire pit area—perfect for relaxing. This home offers a lake front area and includes a private Type A dock, just steps down the private road to enjoy boating, fishing, and swimming. Whether you’re seeking a full-time residence or second home, this gem captures the essence of lake living at Deep Creek Lake. Nestled in the serene Penn Point community, you’ll love the peaceful surroundings while being just minutes away from local dining, shopping, and outdoor adventures. ADDITIONAL LOT INCLUDED --tan and red 1 car pole building (built by C&N Metals) perfect to house your lake toys, golf cart or side by side.
Sold for $899,900
$899,900
145 Lower Penn Point Dr, Oakland, MD 21550
3beds
2,106sqft
Single Family Residence
Built in 2007
0.27 Acres Lot
$872,800 Zestimate®
$427/sqft
$2,726 Estimated rent
Home value
$872,800
$707,000 - $1.07M
$2,726/mo
Zestimate® history
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$5,538/mo
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List your homeWhat's special
Stone gas fireplaceLake front areaStunning chalet-style homeSurrounding sceneryFresh paintLarge deckPrivate type a dock
Zillow last checked:
Listing updated:
Listed by:
Emillie Albrecht 410-218-3157,
Real Broker, LLC
Bought with:
Larry Smith, 532070
Railey Realty, Inc.
Source: Bright MLS,MLS#: MDGA2008610
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Living Room, Primary Bedroom, Bedroom 2, Kitchen, Family Room, Bathroom 2, Bathroom 3, Primary Bathroom
Primary bedroom
- Features: Flooring - Carpet, Balcony Access
- Level: Upper
- Area: 132 Square Feet
- Dimensions: 12 x 11
Bedroom 2
- Features: Flooring - Carpet, Balcony Access
- Level: Upper
- Area: 252 Square Feet
- Dimensions: 18 x 14
Primary bathroom
- Features: Granite Counters, Flooring - Tile/Brick, Bathroom - Tub Shower
- Level: Upper
Bathroom 2
- Features: Granite Counters, Flooring - Laminated, Bathroom - Tub Shower
- Level: Upper
Bathroom 3
- Features: Flooring - Luxury Vinyl Plank
- Level: Lower
Family room
- Features: Flooring - Luxury Vinyl Plank
- Level: Lower
Kitchen
- Features: Granite Counters, Fireplace - Electric, Flooring - Laminated, Kitchen Island, Living/Dining Room Combo, Pantry
- Level: Main
- Area: 150 Square Feet
- Dimensions: 15 x 10
Living room
- Features: Fireplace - Gas, Balcony Access, Living/Dining Room Combo
- Level: Main
- Area: 330 Square Feet
- Dimensions: 22 x 15
Heating
- Forced Air, Propane
Cooling
- Central Air, Electric
Appliances
- Included: Microwave, Dishwasher, Disposal, Dryer, Energy Efficient Appliances, Exhaust Fan, Oven, Refrigerator, Stainless Steel Appliance(s), Cooktop, Washer, Washer/Dryer Stacked, Water Conditioner - Owned, Water Heater, Water Treat System
- Laundry: Upper Level
Features
- Breakfast Area, Combination Dining/Living, Combination Kitchen/Living, Kitchen Island, Open Floorplan, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Primary Bath(s), Bathroom - Tub Shower, Upgraded Countertops, Other, Dry Wall
- Flooring: Ceramic Tile, Luxury Vinyl
- Doors: French Doors
- Windows: Screens, Double Hung, Window Treatments
- Basement: Finished,Front Entrance,Walk-Out Access,Windows,Side Entrance,Full
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
Interior area
- Total structure area: 2,106
- Total interior livable area: 2,106 sqft
- Finished area above ground: 1,404
- Finished area below ground: 702
Property
Parking
- Parking features: Driveway, Off Street
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Patio & porch: Deck
- Exterior features: Extensive Hardscape, Lighting, Storage, Stone Retaining Walls, Balcony
- Pool features: None
- Has spa: Yes
- Spa features: Bath, Hot Tub
- Fencing: Chain Link
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake, Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Swimming Allowed, Waterski/Wakeboard
- Body of water: Deep Creek
- Frontage type: Road Frontage
Lot
- Size: 0.27 Acres
- Features: Additional Lot(s), Landscaped, Mountainous, No Thru Street, Rear Yard, SideYard(s)
Details
- Additional structures: Above Grade, Below Grade
- Has additional parcels: Yes
- Parcel number: 1218025167
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Chalet
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Block
- Roof: Architectural Shingle
Condition
- Excellent
- New construction: No
- Year built: 2007
Utilities & green energy
- Electric: 200+ Amp Service
- Sewer: Septic Exists
- Water: Well
- Utilities for property: Cable Available, Electricity Available, Propane, Cable
Community & HOA
Community
- Security: Main Entrance Lock, Smoke Detector(s)
- Subdivision: Penn Point
HOA
- Has HOA: Yes
- Services included: Management, Road Maintenance
- HOA fee: $125 annually
- HOA name: PENN POINT
Location
- Region: Oakland
Financial & listing details
- Price per square foot: $427/sqft
- Tax assessed value: $390,300
- Annual tax amount: $4,559
- Date on market: 12/30/2024
- Listing agreement: Exclusive Agency
- Listing terms: Cash,Conventional
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 6/26/2025 | Sold | $899,900$427/sqft |
Source:  Bright MLS #MDGA2008610 Report a problem | ||
| 5/15/2025 | Pending sale | $899,900$427/sqft |
Source: Bright MLS #MDGA2008610 Report a problem | ||
| 5/5/2025 | Price change | $899,900-5%$427/sqft |
Source: Bright MLS #MDGA2008610 Report a problem | ||
| 3/23/2025 | Price change | $947,000-5.1%$450/sqft |
Source: Bright MLS #MDGA2008610 Report a problem | ||
| 2/6/2025 | Price change | $997,900-9.3%$474/sqft |
Source: Bright MLS #MDGA2008610 Report a problem | ||
| 12/30/2024 | Listed for sale | $1,100,000+57.1%$522/sqft |
Source: Bright MLS #MDGA2008610 Report a problem | ||
| 9/27/2021 | Sold | $700,000$332/sqft |
Source: Bright MLS #MDGA2000810 Report a problem | ||
| 8/29/2021 | Contingent | $700,000$332/sqft |
Source: Bright MLS #MDGA2000810 Report a problem | ||
| 8/27/2021 | Listed for sale | $700,000+75%$332/sqft |
Source: Bright MLS #MDGA2000810 Report a problem | ||
| 8/8/2017 | Sold | $400,000+0.3%$190/sqft |
Source: Public Record Report a problem | ||
| 5/6/2017 | Listed for sale | $399,000+20.9%$189/sqft |
Source: Railey Realty, Inc. #GA9939153 Report a problem | ||
| 5/4/2015 | Sold | $330,000-12.9%$157/sqft |
Source: Public Record Report a problem | ||
| 12/2/2014 | Listing removed | $379,000$180/sqft |
Source: Railey Realty, Inc. #GA8425911 Report a problem | ||
| 8/8/2014 | Listed for sale | $379,000-2.6%$180/sqft |
Source: Railey Realty, Inc. #GA8425911 Report a problem | ||
| 5/16/2008 | Listing removed | $389,000$185/sqft |
Source: Number1Expert #GA6753161 Report a problem | ||
| 5/11/2008 | Listed for sale | $389,000+463.8%$185/sqft |
Source: Number1Expert #GA6753161 Report a problem | ||
| 8/22/2005 | Sold | $69,000$33/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,364 +17.7% | $471,200 +20.7% |
| 2024 | $4,559 +26.1% | $390,300 +26.1% |
| 2023 | $3,614 +35.4% | $309,400 +35.4% |
| 2022 | $2,669 +1.3% | $228,500 +1.3% |
| 2021 | $2,635 +1.3% | $225,567 +1.3% |
| 2020 | $2,600 +1.3% | $222,633 +1.3% |
| 2019 | $2,566 +6% | $219,700 |
| 2018 | $2,421 0% | $219,700 |
| 2017 | $2,421 | $219,700 -4.6% |
| 2016 | -- | $230,200 |
| 2015 | -- | $230,200 |
| 2014 | -- | $230,200 -11.9% |
| 2013 | -- | $261,300 |
| 2012 | -- | $261,300 |
| 2011 | -- | $261,300 -2.8% |
| 2010 | -- | $268,840 +11.6% |
| 2009 | -- | $240,826 +13.2% |
| 2008 | -- | $212,813 +656.5% |
| 2007 | -- | $28,130 |
| 2006 | -- | $28,130 |
| 2005 | -- | $28,130 -23.1% |
| 2004 | -- | $36,570 |
| 2003 | -- | $36,570 |
| 2002 | -- | $36,570 -24.8% |
| 2001 | -- | $48,630 |
Find assessor info on the county website
Neighborhood: 21550
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Nearby schools
GreatSchools rating
- 4/10Broad Ford Elementary SchoolGrades: PK-6Distance: 5.3 mi
- 5/10Southern Garrett High SchoolGrades: 7-12Distance: 6.2 mi
Schools provided by the listing agent
- High: Southern Garrett High
- District: Garrett County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Maryland
- Garrett County
- Oakland
- 21550
- 145 Lower Penn Point Dr
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