This home is on Alligator Point, Florida, 32346. Bay Front, 10 mins from the open gulf and marina via road or water, navigable water, active dock permit, gulf beach within short walk, quiet neighborhood, 40 miles west of Tallahassee Florida, 3 miles from the Bald Point Fl. State Park, restaurants and waterfront dining 10 minutes, Publix 20 miles, enjoy your cocktail or coffee overlooking or on your own beach. Launch your boat or kayak from your property. Save 100 of thousands $$ by remodeling, giving you a home close to the water, in front of your neighbors, not at the current nosebleed elevation or setbacks required in new construction, privacy in a beach paradise !
For sale by owner
Price cut: $50K (5/28)
$650,000
147 Harbor Cir, Panacea, FL 32346
2beds
1,000sqft
SingleFamily
Built in 1978
0.48 Acres Lot
$-- Zestimate®
$650/sqft
$-- HOA
What's special
Bay frontNavigable water
What the owner loves about this home
If you want ALL of the Beach living TREATS... Gulf and Bay Beach, Your own dock.... with sheltered water, away from the weekend craziness, private neighborhood...this is the home! This home is on Alligator Point, Florida, 32346. Beautiful private waterfront large tree covered lot, quiet off the 'beaten path', waterfront, room for expansion, coffee or cocktail on or overlooking the water. Only 800 homes on Alligator Point, gulf beach within 5-minute walk.
- 80 days |
- 336 |
- 4 |
Listed by:
Property Owner (850) 933-2385
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Heating
- Forced air, Electric
Cooling
- Wall
Appliances
- Included: Dishwasher, Dryer, Range / Oven, Refrigerator, Washer
Features
- Flooring: Linoleum / Vinyl
- Basement: Partially finished
Interior area
- Total interior livable area: 1,000 sqft
Property
Parking
- Total spaces: 6
- Parking features: Off-street
Features
- Exterior features: Wood, Cement / Concrete
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Lot
- Size: 0.48 Acres
Details
- Parcel number: 0607S01W000002900000
Construction
Type & style
- Home type: SingleFamily
Materials
- Foundation: Piling
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1978
Community & HOA
Location
- Region: Panacea
Financial & listing details
- Price per square foot: $650/sqft
- Tax assessed value: $386,340
- Annual tax amount: $1,648
- Date on market: 4/19/2026
Estimated market value
Not available
Estimated sales range
Not available
$1,619/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/28/2026 | Price change | $650,000-7.1%$650/sqft |
Source: Owner Report a problem | ||
| 5/9/2026 | Price change | $700,000-3.4%$700/sqft |
Source: Owner Report a problem | ||
| 4/19/2026 | Listed for sale | $725,000+10%$725/sqft |
Source: Owner Report a problem | ||
| 4/30/2025 | Listing removed | -- |
Source: Owner Report a problem | ||
| 4/25/2025 | Price change | $659,000-2.9%$659/sqft |
Source: Owner Report a problem | ||
| 4/20/2025 | Price change | $679,000-4.2%$679/sqft |
Source: Owner Report a problem | ||
| 4/6/2025 | Price change | $709,000-2.7%$709/sqft |
Source: Owner Report a problem | ||
| 4/2/2025 | Price change | $729,000-1.4%$729/sqft |
Source: Owner Report a problem | ||
| 3/31/2025 | Price change | $739,000-2.6%$739/sqft |
Source: Owner Report a problem | ||
| 3/26/2025 | Price change | $759,000-1.3%$759/sqft |
Source: Owner Report a problem | ||
| 3/18/2025 | Price change | $769,000-2%$769/sqft |
Source: Owner Report a problem | ||
| 3/12/2025 | Price change | $785,000-7.6%$785/sqft |
Source: Owner Report a problem | ||
| 3/7/2025 | Listed for sale | $850,000+95.4%$850/sqft |
Source: Owner Report a problem | ||
| 11/30/2023 | Listing removed | -- |
Source: Owner Report a problem | ||
| 11/24/2023 | Price change | $435,000-3.3%$435/sqft |
Source: Owner Report a problem | ||
| 8/18/2023 | Listed for sale | $450,000-4.1%$450/sqft |
Source: Owner Report a problem | ||
| 8/6/2023 | Listing removed | -- |
Source: Owner Report a problem | ||
| 5/3/2023 | Price change | $469,000-4.1%$469/sqft |
Source: Owner Report a problem | ||
| 1/21/2023 | Price change | $489,000-2.2%$489/sqft |
Source: Owner Report a problem | ||
| 1/13/2023 | Listed for sale | $500,000+122.2%$500/sqft |
Source: Owner Report a problem | ||
| 9/9/2011 | Sold | $225,000$225/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,648 -0.5% | $185,264 +3% |
| 2023 | $1,655 +0.8% | $179,868 +3% |
| 2022 | $1,641 -2.4% | $174,629 +3% |
| 2021 | $1,682 -4.3% | $169,543 +1.4% |
| 2020 | $1,757 | $167,202 +2.3% |
| 2019 | $1,757 +1.7% | $163,443 +1.9% |
| 2018 | $1,727 -3.2% | $160,395 +2.1% |
| 2017 | $1,783 | $157,096 +2.1% |
| 2016 | $1,783 +2.8% | $153,865 +0.7% |
| 2015 | $1,735 -1.1% | $152,795 -0.2% |
| 2014 | $1,754 | $153,160 -0.2% |
| 2013 | -- | $153,525 -5.4% |
| 2012 | -- | $162,370 -25.5% |
| 2011 | -- | $217,855 -11.7% |
| 2010 | -- | $246,804 -11.8% |
| 2009 | -- | $279,701 +6.9% |
| 2008 | -- | $261,557 -0.6% |
| 2007 | -- | $263,226 0% |
| 2006 | -- | $263,313 -12.1% |
| 2005 | -- | $299,463 +693.3% |
| 2004 | -- | $37,750 +0.2% |
| 2003 | -- | $37,688 +1.9% |
| 2002 | -- | $37,001 |
| 2001 | -- | $37,001 -5.1% |
| 2000 | -- | $38,976 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32346
Nearby schools
GreatSchools rating
- 2/10Franklin County Schools Pk-12Grades: PK-12Distance: 28 mi
- NAFranklin Virtual Instruction ProgramGrades: K-12Distance: 31.9 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Franklin County
- Panacea
- 32346
- 147 Harbor Cir





