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For sale
  • Price cut: $5K (6/22)
    $527,000

    1540 Stone Trl, Enterprise, FL 32725

    4beds
    2,062sqft
    : 
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    Single Family Residence
    Built in 1981
    0.41 Acres Lot
    $514,200 Zestimate®
    $256/sqft
    $55/mo HOA

    What's special

    Quartz countertopsSolid block waterfront homeSpa-inspired bathroomsOpen functional layoutFull led lightingReal wood cabinetryElegant walk-in showers
    Stunningly upgraded and move-in ready, this solid block waterfront home in Stoney Island has been completely reimagined from top to bottom with quality craftsmanship and attention to detail. Major updates include a brand-new roof, ice-cold A/C system, new water heater, and fully updated plumbing—all completed properly with permits and inspections already passed. Inside, no expense was spared. The home features quartz countertops, full LED lighting, real wood cabinetry, and a brand-new kitchen outfitted with high-efficiency appliances. The spa-inspired bathrooms showcase elegant walk-in showers, creating a relaxing retreat right at home. The open, functional layout flows seamlessly into a spacious backyard—perfect for entertaining or unwinding in a peaceful setting. The upgraded marble-toned driveway adds both curb appeal and long-term durability with low maintenance. And the location? Truly the highlight. Situated directly on the St. Johns River, this property offers waterfront living with access all the way to the open ocean, plus a private dock for your convenience. Tucked away as a hidden oasis, yet ideally located with easy access to both Daytona Beach and downtown Orlando in under 40 minutes. Experience the one-of-a-kind lifestyle that Stone Island has to offer—a golf cart–friendly community nestled along the north shore of Lake Monroe. Residents enjoy exclusive amenities including a private boat ramp with lake access, equestrian stables, tennis and pickleball courts, a playground, and a cozy community fire pit. Rich in history and charm, Stone Island sits just across the water from Sanford, offering both tranquility and convenience. It’s easy to see why this sought-after neighborhood has become such a beloved place to call home. Homes offering this level of renovation, location, and value are rare. Schedule your showing today and experience it for yourself.
    64 days
    |
    437
    |
    26
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    Zillow last checked:

    Listing updated:

    Listed by:

    Jessica Falvey 314-737-1800,

    ELITE REAL ESTATE AND PROPERTY MANAGEMENT 407-637-5079

    Source: Stellar MLS,MLS#: O6402804MLS LogoOriginating MLS: Orlando Regional

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Features: Built-in Closet
      • Level: Second
      Kitchen
      • Level: First
      Living room
      • Level: First
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Microwave, Range, Refrigerator
      • Laundry: Inside, Laundry Room
      Features
      • Ceiling Fan(s), Stone Counters, Thermostat, Vaulted Ceiling(s)
      • Flooring: Luxury Vinyl, Tile
      • Doors: French Doors
      • Has fireplace: Yes
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 2,952
      • Total interior livable area: 2,062 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Exterior features: Private Yard
      • Has view: Yes
      • View description: Canal
      • Has water view: Yes
      • Water view: Canal
      • Waterfront features: Waterfront, Canal - Freshwater, Freshwater Canal Access, Fishing Pier
      Lot
      • Size: 0.41 Acres
      • Dimensions: 115 x 153
      Details
      • Parcel number: 910804000240
      • Zoning: 01R3
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1981

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Canal/Lake For Irrigation, Public
      • Utilities for property: Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

      Community & HOA

      Community
      • Features: Community Boat Ramp, Water Access, Waterfront, Stable(s), Playground
      • Pet fee: $0 monthly
      • Subdivision: STONE ISLAND ESTATES UNIT 03
      HOA
      • Has HOA: Yes
      • Amenities included: Playground
      • HOA fee: $55 monthly
      • HOA name: Wes Whited
      • HOA phone: 407-949-4567
      Location
      • Region: Enterprise

      Financial & listing details

      • Price per square foot: $256/sqft
      • Tax assessed value: $195,961
      • Annual tax amount: $3,795
      • Date on market: 5/6/2026
      • Cumulative days on market: 64 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt, Concrete

        Estimated market value

        $514,200

        $488,000 - $540,000

        $2,550/mo

        Price history

        DateEventPrice
        6/22/2026Price change$527,000-0.9%$256/sqft
        Source: Stellar MLS #O6402804 Report a problem
        6/2/2026Price change$532,000-0.9%$258/sqft
        Source: Stellar MLS #O6402804 Report a problem
        5/6/2026Listed for sale$537,000+168.5%$260/sqft
        Source: Stellar MLS #O6402804 Report a problem
        7/25/2025Sold$200,000+5.3%$97/sqft
        Source: Public Record Report a problem
        3/19/2025Listing removed$190,000$92/sqft
        Source: DBAMLS #1208290 Report a problem
        2/21/2025Price change$190,000-24%$92/sqft
        Source: DBAMLS #1208290 Report a problem
        2/11/2025Listed for sale$250,000$121/sqft
        Source: DBAMLS #1208290 Report a problem
        1/31/2025Pending sale$250,000$121/sqft
        Source: DBAMLS #1208290 Report a problem
        1/22/2025Listed for sale$250,000-18%$121/sqft
        Source: DBAMLS #1208290 Report a problem
        10/15/2024Listing removed$305,000$148/sqft
        Source: My State MLS #11340595 Report a problem
        10/11/2024Listed for sale$305,000-10.3%$148/sqft
        Source: Stellar MLS #O6239157 Report a problem
        9/28/2024Listing removed$340,000$165/sqft
        Source: Stellar MLS #O6239157 Report a problem
        9/6/2024Listed for sale$340,000-0.9%$165/sqft
        Source: Stellar MLS #O6239157 Report a problem
        7/20/2024Listing removed--
        Source: Stellar MLS #O6198118 Report a problem
        6/21/2024Contingent$343,000$166/sqft
        Source: My State MLS #11272197 Report a problem
        6/21/2024Pending sale$343,000$166/sqft
        Source: Stellar MLS #O6198118 Report a problem
        6/3/2024Price change$343,000-0.6%$166/sqft
        Source: Stellar MLS #O6198118 Report a problem
        5/9/2024Price change$345,000-6.8%$167/sqft
        Source: Stellar MLS #O6198118 Report a problem
        5/6/2024Price change$370,000-2.4%$179/sqft
        Source: Stellar MLS #O6198118 Report a problem
        4/22/2024Listed for sale$379,000+20.3%$184/sqft
        Source: Stellar MLS #O6198118 Report a problem
        12/12/2023Sold$315,000+71.2%$153/sqft
        Source: Public Record Report a problem
        1/2/2002Sold$184,000$89/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,796 -29.7%$195,961 -30.9%
        2024$5,396 +2.4%$283,667 +2.8%
        2023$5,270 +3%$275,944 +5.1%
        2022$5,119 $262,519 +136.2%
        2021-- $111,121 +1.4%
        2020$1,653 $109,587 +2.3%
        2019$1,653 -2%$107,123 +1.9%
        2018$1,686 +1.3%$105,126 +2.1%
        2017$1,664 +1.5%$102,964 +2.1%
        2016$1,640 +5.2%$100,846 +0.7%
        2015$1,559 -0.6%$100,145 +0.8%
        2014$1,568 $99,350 +1.5%
        2013-- $97,882 +1.7%
        2012-- $96,246 +3%
        2011-- $93,443 -6.4%
        2010-- $99,874 -29.1%
        2009-- $140,774 -17.5%
        2007-- $170,605 -0.5%
        2006-- $171,437 +6.1%
        2005-- $161,596 +3%
        2004-- $156,889 +1.9%
        2003-- $153,964 +2.2%
        2002-- $150,616 +48.8%
        2001-- $101,207 +3%
        2000-- $98,260

        Find assessor info on the county website

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32725

        Getting around

        0 / 100
        Car-Dependent
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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