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For sale
  • Price cut: $5.9K (9/25)
    $469,000

    1540 STONE TRAIL, DELTONA, FL 32725

    4beds
    2,062sqft
    : 
    $3,350/mo
    Get pre-qualified
    Single Family Residence
    Built in 1981
    0.41 Acres Lot
    $459,900 Zestimate®
    $227/sqft
    $55/mo HOA

    What's special

    Fully updated plumbingBrand-new roofQuartz countertopsSolid block waterfront homeSpa-inspired bathroomsOpen functional layoutFull led lighting
    WATERFRONT • PRIVATE DOCK • COMPLETELY RENOVATED • NEW ROOF! Welcome to waterfront living at its best in the highly desirable Stone Island community. This beautifully renovated solid-block home has been thoughtfully reimagined from top to bottom, offering the rare combination of extensive updates, waterfront living, a private dock, and a peaceful setting. The major improvements have already been taken care of, including a brand-new roof, new A/C system, new water heater, and fully updated plumbing. The work was completed with permits and inspections, giving the next owner added peace of mind. Inside, the home feels fresh, modern, and completely move-in ready. The brand-new kitchen features quartz countertops, real wood cabinetry, full LED lighting, and high-efficiency appliances. Both bathrooms have been beautifully updated with spa-like finishes and elegant walk-in showers. The open and functional floor plan provides comfortable living spaces with a natural flow to the outdoors. Step outside and discover what truly sets this property apart. The spacious backyard leads directly to the waterfront and includes a private dock, offering the opportunity to enjoy boating, fishing, sunsets, and the peaceful surroundings of Stone Island. The upgraded marble-look driveway adds beautiful curb appeal while remaining low-maintenance and durable. Stone Island is a unique, golf-cart-friendly community located along the north shore of Lake Monroe, offering a relaxed waterfront lifestyle while remaining convenient to Central Florida. Residents enjoy amenities including a private boat ramp with lake access, tennis and pickleball courts, equestrian facilities, a playground, and a community fire pit. With easy access to Orlando and Daytona Beach, you can enjoy a quiet waterfront retreat without giving up convenience. Completely renovated. Major systems updated. Waterfront. Private dock. Stone Island. Homes offering this combination of updates and waterfront lifestyle are hard to find. Come see why this property is such a special opportunity and schedule your private showing today!
    155 days
    571
    52

    Zillow last checked:

    Listing updated:

    Listed by:

    Jessica Falvey 314-737-1800,

    ELITE REAL ESTATE AND PROPERTY MANAGEMENT 407-637-5079

    Source: Stellar MLS,MLS#: O6402804MLS LogoOriginating MLS: Orlando Regional

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Features: Built-in Closet
      • Level: Second
      Kitchen
      • Level: First
      Living room
      • Level: First
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Microwave, Range, Refrigerator
      • Laundry: Inside, Laundry Room
      Features
      • Ceiling Fan(s), Stone Counters, Thermostat, Vaulted Ceiling(s)
      • Flooring: Luxury Vinyl, Tile
      • Doors: French Doors
      • Has fireplace: Yes
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 2,952
      • Total interior livable area: 2,062 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Exterior features: Private Yard
      • Has view: Yes
      • View description: Canal
      • Has water view: Yes
      • Water view: Canal
      • Waterfront features: Waterfront, Canal - Freshwater, Freshwater Canal Access, Fishing Pier
      Lot
      • Size: 0.41 Acres
      • Dimensions: 115 x 153
      Details
      • Parcel number: 910804000240
      • Zoning: 01R3
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1981

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Canal/Lake For Irrigation, Public
      • Utilities for property: Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

      Community & HOA

      Community
      • Features: Community Boat Ramp, Water Access, Waterfront, Stable(s), Playground
      • Pet fee: $0 monthly
      • Subdivision: STONE ISLAND ESTATES UNIT 03
      HOA
      • Has HOA: Yes
      • Amenities included: Playground
      • HOA fee: $55 monthly
      • HOA name: Wes Whited
      • HOA phone: 407-949-4567
      Location
      • Region: Enterprise

      Financial & listing details

      • Price per square foot: $227/sqft
      • Tax assessed value: $195,961
      • Annual tax amount: $3,795
      • Date on market: 5/6/2026
      • Cumulative days on market: 156 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt, Concrete

        Estimated market value

        $459,900

        $437,000 - $483,000

        $2,611/mo

        Price history

        DateEventPrice
        9/25/2026Price change$469,000-1.2%$227/sqft
        Source: Stellar MLS #O6402804 Report a problem
        9/17/2026Price change$474,900-1%$230/sqft
        Source: Stellar MLS #O6402804 Report a problem
        8/25/2026Price change$479,500-1.6%$233/sqft
        Source: Stellar MLS #O6402804 Report a problem
        8/6/2026Price change$487,500-2.5%$236/sqft
        Source: Stellar MLS #O6402804 Report a problem
        7/13/2026Price change$500,000-5.1%$242/sqft
        Source: Stellar MLS #O6402804 Report a problem
        6/22/2026Price change$527,000-0.9%$256/sqft
        Source: Stellar MLS #O6402804 Report a problem
        6/2/2026Price change$532,000-0.9%$258/sqft
        Source: Stellar MLS #O6402804 Report a problem
        5/6/2026Listed for sale$537,000+168.5%$260/sqft
        Source: Stellar MLS #O6402804 Report a problem
        7/25/2025Sold$200,000+5.3%$97/sqft
        Source: Public Record Report a problem
        3/19/2025Listing removed$190,000$92/sqft
        Source: DBAMLS #1208290 Report a problem
        2/21/2025Price change$190,000-24%$92/sqft
        Source: DBAMLS #1208290 Report a problem
        2/11/2025Listed for sale$250,000$121/sqft
        Source: DBAMLS #1208290 Report a problem
        1/31/2025Pending sale$250,000$121/sqft
        Source: DBAMLS #1208290 Report a problem
        1/22/2025Listed for sale$250,000-18%$121/sqft
        Source: DBAMLS #1208290 Report a problem
        10/15/2024Listing removed$305,000$148/sqft
        Source: My State MLS #11340595 Report a problem
        10/11/2024Listed for sale$305,000-10.3%$148/sqft
        Source: Stellar MLS #O6239157 Report a problem
        9/28/2024Listing removed$340,000$165/sqft
        Source: Stellar MLS #O6239157 Report a problem
        9/6/2024Listed for sale$340,000-0.9%$165/sqft
        Source: Stellar MLS #O6239157 Report a problem
        7/20/2024Listing removed--
        Source: Stellar MLS #O6198118 Report a problem
        6/21/2024Contingent$343,000$166/sqft
        Source: My State MLS #11272197 Report a problem
        6/21/2024Pending sale$343,000$166/sqft
        Source: Stellar MLS #O6198118 Report a problem
        6/3/2024Price change$343,000-0.6%$166/sqft
        Source: Stellar MLS #O6198118 Report a problem
        5/9/2024Price change$345,000-6.8%$167/sqft
        Source: Stellar MLS #O6198118 Report a problem
        5/6/2024Price change$370,000-2.4%$179/sqft
        Source: Stellar MLS #O6198118 Report a problem
        4/22/2024Listed for sale$379,000+20.3%$184/sqft
        Source: Stellar MLS #O6198118 Report a problem
        12/12/2023Sold$315,000+71.2%$153/sqft
        Source: Public Record Report a problem
        1/2/2002Sold$184,000$89/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,796 -29.7%$195,961 -30.9%
        2024$5,396 +2.4%$283,667 +2.8%
        2023$5,270 +3%$275,944 +5.1%
        2022$5,119 $262,519 +136.2%
        2021-- $111,121 +1.4%
        2020$1,653 $109,587 +2.3%
        2019$1,653 -2%$107,123 +1.9%
        2018$1,686 +1.3%$105,126 +2.1%
        2017$1,664 +1.5%$102,964 +2.1%
        2016$1,640 +5.2%$100,846 +0.7%
        2015$1,559 -0.6%$100,145 +0.8%
        2014$1,568 $99,350 +1.5%
        2013-- $97,882 +1.7%
        2012-- $96,246 +3%
        2011-- $93,443 -6.4%
        2010-- $99,874 -29.1%
        2009-- $140,774 -17.5%
        2007-- $170,605 -0.5%
        2006-- $171,437 +6.1%
        2005-- $161,596 +3%
        2004-- $156,889 +1.9%
        2003-- $153,964 +2.2%
        2002-- $150,616 +48.8%
        2001-- $101,207 +3%
        2000-- $98,260
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32725

        Getting around

        0 / 100
        Car-Dependent
        28 / 100
        Somewhat Bikeable

        Nearby schools

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