Property Highlights: No credit no problem! This could be a slow fix and flip or a handyman dream. This is a rent to or subject to owner financing, giving you the ability to start while taking advantage of a 2.875% interest rate. 3 bed / 2 bath 1,676 sq ft Deep 11-ft pool (needs work) solar system in place Beautiful wood floors (with 7 boxes of replacement flooring) Washer & dryer included Sold strictly as-is no bank financing required Rent to own/ Sub-to Terms: Purchase Price $319,252.26 + $40,000 = 359,252.26 (Balance due after 36 Approximately $297,300.00) lock in a less than 3% interest Monthly Payment: $2,182.86 $2,182.86 base rent Upfront Deposit: $25,000 then $15,000 Upon completion of trust. Term: 12 36 months to refinance or purchase No credit check, no bank loan needed to move in Why This Works: You get fixed monthly payments while building equity If you buy early, you save big You're buying as-is, but with a clear path to ownership and upside You put in the work and build equity, You build a dream home or an investment opportunity. This isn't for everyone. It's for someone who sees past the paint and into the potential. A fixer with a future. A deal with dignity. Let's turn renters into owners one tool-belt or savings plan at a time. Local Comps 3 Bed / 2 Bath ~1,700 Sq Ft (Fresno 93704) Address Beds/Baths Sq Ft Sale Price Notes 157 W Dovewood Ln 3/2 1,676 $399,000 (active) subject property, listed as cash-only $410,000 Rent to own 6806 N Baird Ave 3/2 1,834 $445,000 Sold recently, similar layout 1239 E Englewood Ave 3/2 2,099 $448,000 Slightly larger, but same buyer pool 5025 W Harvard Ave 3/2 1,743 $434,500 Very close in size and condition Rent-to-Own / Sub-to Terms: This property is offered as-is, with flexible terms to help you step into home ownership. The seller is open to carrying the financing, giving you two distinct paths forward: Option 1: Make a larger upfront investment and save thousands over time through reduced monthly costs. Option 2: Start with a lower entry point and customize the home to your liking while building equity. Located in a sought-after school district, this is a chance to grow your family and your future, all while securing a home on your terms. Option 2: Rent-to-Own Terms - Purchase Price: $399,000 - Interest Rate: Locked in under 3% - Monthly Payment: $2,500 - Upfront Deposit: $25,000, plus $5,000 upon trust completion - Term: 12 36 months to refinance or purchase - No Credit Check. No Bank Loan. If you don't mind working on the project as you live there it is move-in Ready. Why This Works: - Fixed monthly payments and low interest while building equity - Early purchase means major savings - As-is condition, but with a clear path to ownership and upside - Sweat equity turns into real equity - Whether you're building a dream home or a smart investment, the opportunity is yours Who This Is For: Not for the faint of heart, but for the visionary. For someone who sees past the paint and into the potential. A fixer with a future. A deal with dignity. Let's turn renters into owners, one tool belt, one savings plan, one bold step at a time. Local Comps 3 Bed / 2 Bath ~1,700 Sq Ft (Fresno 93704) Address Beds/Baths Sq Ft Sale Price Notes 157 W Dovewood Ln 3/2 1,676 $410,000 (active) Your subject property listed as cash-only $410,000 Rent to own 6806 N Baird Ave 3/2 1,834 $445,000 Sold recently, similar layout 1239 E Englewood Ave 3/2 2,099 $448,000 Slightly larger, but same buyer pool 5025 W Harvard Ave 3/2 1,743 $434,500 Very close in size and condition
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