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Sold for $444,000
  • $444,000

    16208 SWENSON TERRACE, LUTZ, FL 33549

    4beds
    2,082sqft
    Single Family Residence
    Built in 2003
    0.33 Acres Lot
    $443,800 Zestimate®
    $213/sqft
    $2,971 Estimated rent

    Home value

    $443,800

    $417,000 - $475,000

    $2,971/mo

    Zestimate® history
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    What's special

    Breakfast bar seatingNeutral paint throughoutJetted soaking tubSplit floor planEat-in dining areaSeparate showerInside laundry room
    Virtually Staged. 4BR/2BA single-family home in Wyndgate in Lutz. X flood zone, no flood insurance required. New roof May 2026. No CDD. .33 acres. fenced Located in the gated Wyndgate community in Lutz, this 4-bedroom, 2-bath single-family home combines larger-lot living with lower ongoing ownership costs. Built in 2003 on a .33-acre homesite measuring approximately 75 x 194, the property is located in an X flood zone, so flood insurance is not required by most lenders. Wyndgate has no CDD fees, and annual HOA dues of approximately $1600 per year and includes irrigation, sewer, and gate maintenance. Recent updates include a new roof in May 2026 and septic piping replaced approximately 4 years ago. The home offers approximately 2,080 heated square feet with a total area of 2,866 square feet. The split floor plan includes separate formal living and dining rooms, offering flexible use for entertaining, work-from-home needs, or additional living space. The open kitchen overlooks the family room and features wood cabinetry, Corian counters and sink, tile backsplash, breakfast bar seating, and an eat-in dining area. Wood laminate flooring runs through the family room and primary bedroom, while the family room is also wired for surround sound. The owner's suite is privately positioned off the family room and includes porch access, dual sinks, a jetted soaking tub, a separate shower, and a walk-in closet. Secondary bedrooms are located separately along the hallway for added functionality and flexibility. Neutral paint throughout and an inside laundry room contribute to the home's move-in-ready feel while still allowing room for cosmetic updates over time. Outdoor living includes a 248-square-foot covered screened porch overlooking a large fenced backyard with mature oak trees and shade. The property also includes a 500-square-foot 2-car garage, city water, septic system, and irrigation supplied through a gray-water system connected to the community pond rather than city water, helping reduce monthly utility costs. Wyndgate is known for larger homesites, sidewalks, gated access, and convenient connectivity to both I-275 and I-75, providing access throughout the Tampa Bay area.

    Zillow last checked:

    Listing updated:

    Listed by:

    Cyndee Haydon 727-710-8035,

    FUTURE HOME REALTY INC 813-855-4982

    Bought with:

    Cyndee Haydon, 3142780

    FUTURE HOME REALTY INC

    Source: Stellar MLS,MLS#: TB8502917MLS LogoOriginating MLS: Suncoast Tampa

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 2
    • Full bathrooms: 2
    Rooms
    • Room types: Dining Room, Living Room, Great Room, Utility Room
    Primary bedroom
    • Features: En Suite Bathroom, Built-in Closet
    • Level: First
    • Area: 228 Square Feet
    • Dimensions: 19x12
    Bedroom 2
    • Features: Built-in Closet
    • Level: First
    • Area: 132 Square Feet
    • Dimensions: 12x11
    Bedroom 3
    • Features: Built-in Closet
    • Level: First
    • Area: 150 Square Feet
    • Dimensions: 15x10
    Bedroom 4
    • Features: Built-in Closet
    • Level: First
    • Area: 168 Square Feet
    • Dimensions: 14x12
    Dining room
    • Level: First
    • Area: 144 Square Feet
    • Dimensions: 12x12
    Family room
    • Level: First
    • Area: 306 Square Feet
    • Dimensions: 18x17
    Kitchen
    • Features: Breakfast Bar
    • Level: First
    • Area: 252 Square Feet
    • Dimensions: 18x14
    Living room
    • Level: First
    • Area: 132 Square Feet
    • Dimensions: 11x12
    Heating
    • Central, Heat Pump
    Cooling
    • Central Air
    Appliances
    • Included: Oven, Dishwasher, Electric Water Heater, Refrigerator
    • Laundry: Electric Dryer Hookup, Washer Hookup
    Features
    • Ceiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom
    • Flooring: Carpet, Tile
    • Doors: Sliding Doors
    • Has fireplace: No
    Interior area
    • Total structure area: 2,866
    • Total interior livable area: 2,082 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Driveway, Off Street
    • Garage spaces: 2
    • Has uncovered spaces: Yes
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Covered, Rear Porch, Screened
    • Exterior features: Irrigation System, Sidewalk
    • Fencing: Wood
    • Has view: Yes
    • View description: Trees/Woods
    Lot
    • Size: 0.33 Acres
    • Dimensions: 75 x 194
    • Features: In County, Sidewalk, Unincorporated, Above Flood Plain
    • Residential vegetation: Mature Landscaping
    Details
    • Parcel number: U3027195RP00000100025.0
    • Zoning: PD
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Florida
    • Property subtype: Single Family Residence
    Materials
    • Stucco
    • Foundation: Slab
    • Roof: Shingle
    Condition
    • New construction: No
    • Year built: 2003

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: See Remarks
    • Utilities for property: BB/HS Internet Available, Electricity Connected, Sprinkler Well, Water Connected

    Community & HOA

    Community
    • Features: Gated Community - No Guard, Irrigation-Reclaimed Water, Sidewalks
    • Security: Gated Community
    • Pet fee: $0 monthly
    • Subdivision: WYNDGATE
    HOA
    • Has HOA: Yes
    • Amenities included: Gated
    • HOA fee: $133 monthly
    • HOA name: HomeRiver Group / Jerry Elmore
    • HOA phone: 813-600-5090
    Location
    • Region: Lutz

    Financial & listing details

    • Price per square foot: $213/sqft
    • Tax assessed value: $420,163
    • Annual tax amount: $8,265
    • Date on market: 5/22/2026
    • Cumulative days on market: 10 days
    • Ownership: Fee Simple
    • Total actual rent: 0
    • Electric utility on property: Yes
    • Road surface type: Paved

    Price history

    DateEventPrice
    7/14/2026Sold$444,000-5.3%$213/sqft
    Source: Stellar MLS #TB8502917 Report a problem
    7/8/2026Contingent$469,000$225/sqft
    Source: Stellar MLS #TB8502917 Report a problem
    6/3/2026Pending sale$469,000$225/sqft
    Source: Stellar MLS #TB8502917 Report a problem
    5/22/2026Listed for sale$469,000+22.6%$225/sqft
    Source: Stellar MLS #TB8502917 Report a problem
    2/22/2024Listing removed--
    Source: Stellar MLS #T3499598 Report a problem
    2/21/2024Listed for rent$2,495+4.2%$1/sqft
    Source: Stellar MLS #T3499598 Report a problem
    2/20/2024Listing removed--
    Source: Zillow Rentals Report a problem
    2/6/2024Price change$2,395-4%$1/sqft
    Source: Zillow Rentals Report a problem
    1/19/2024Listed for rent$2,495+39%$1/sqft
    Source: Zillow Rentals Report a problem
    11/12/2019Sold$382,500+62.8%$184/sqft
    Source: Public Record Report a problem
    10/29/2015Listing removed$1,795$1/sqft
    Source: Dennis Property Management Report a problem
    10/14/2015Listed for rent$1,795$1/sqft
    Source: Dennis Realty & Investment Corp. Report a problem
    1/12/2015Listing removed$1,795$1/sqft
    Source: Dennis Property Management Report a problem
    11/23/2014Price change$1,795-5.3%$1/sqft
    Source: Dennis Property Management Report a problem
    11/7/2014Listed for rent$1,895$1/sqft
    Source: Dennis Realty & Investment Corp. Report a problem
    8/29/2014Sold$235,000-2%$113/sqft
    Source: Stellar MLS #T2702985 Report a problem
    6/26/2014Listed for sale$239,900+30.1%$115/sqft
    Source: Keller Williams Tampa Properties #T2702985 Report a problem
    1/30/2003Sold$184,400$89/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$8,266 +10.2%$420,163 +7%
    2024$7,503 +7.6%$392,741 +10%
    2023$6,974 +7.5%$357,037 +10%
    2022$6,485 +13.5%$324,579 +10%
    2021$5,716 +9.8%$295,072 +10%
    2020$5,205 +8.7%$268,247 +9.2%
    2019$4,788 $245,687 +0.5%
    2018$4,788 +3.1%$244,563 +14.1%
    2017$4,645 +9.7%$214,305 +12%
    2016$4,236 +8.5%$191,337 +7.5%
    2015$3,906 +5.1%$178,033 +35.9%
    2014$3,717 +85.4%$130,963 +1.5%
    2013$2,005 +0.6%$129,028 +1.7%
    2012$1,994 -11.8%$126,871 -9.3%
    2011$2,261 -13.7%$139,881 -11.9%
    2010$2,620 -7%$158,721 -5.6%
    2009$2,819 -13.7%$168,166 -11.5%
    2008$3,266 -4.3%$190,115 +3%
    2007$3,412 -5.3%$184,578 +2.5%
    2006$3,603 +0.1%$180,076 +3%
    2005$3,599 $174,831 +3%
    2004-- $169,739 +419.1%
    2003-- $32,700
    2002-- $32,700 +646.2%
    2001-- $4,382
    Find assessor info on the county website

    Neighborhood: 33549

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    Estimated market value
    $443,800
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    Estimated market value
    $443,800