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  • $279,000

    164 Saratoga Avenue, Waterford, NY 12188

    7beds
    2,888sqft
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    Single Family Residence, Residential
    Built in 1880
    7,840 Square Feet Lot
    $311,200 Zestimate®
    $97/sqft
    $-- HOA

    What's special

    Covered porchesUpper-level covered porch spaceFull basement
    Spacious and versatile 2,888-square-foot property in Waterford offering an abundance of living space and flexibility! Built in 1880, this classic old-style home features 7 bedrooms, 2 kitchens, and 1,444 square feet on each of two levels. The existing layout provides the potential for a variety of living arrangements, including extended-family living, guest accommodations, or creating distinct living spaces to suit your needs. The property features separate utilities, a full basement, covered porches, upper-level covered porch space, aluminum/vinyl exterior, and natural gas hot water/steam heat. Situated on approximately 0.18 acres with 72 feet of frontage, the property is serviced by public water and sewer and is located within the Waterford School District. Conveniently located near local schools, parks, shopping, dining, and major roadways, this property offers exceptional space and versatility in an established Waterford neighborhood. With 2,888 square feet, 7 bedrooms, 2 kitchens, separate utilities, and a full basement, 164 Saratoga Ave presents an opportunity to create a living arrangement tailored to your vision. ** Formerly a 2 family, legally converted to a single family. Zoning verification form must be filed and variance approved by town to convert back to a 2 family.
    3 days
    |
    307
    |
    18
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Trevett Group LLC 518-885-3941,

    Anna Baker 518-506-3135

    Source: Global MLS,MLS#: 202624695MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 7
      • Bathrooms: 2
      • Full bathrooms: 2
      Bedroom
      • Level: First
      Bedroom
      • Level: First
      Bedroom
      • Level: First
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Dining room
      • Level: First
      Dining room
      • Level: Second
      Kitchen
      • Level: First
      Kitchen
      • Level: Second
      Living room
      • Level: First
      Living room
      • Level: Second
      Heating
      • Hot Water, Natural Gas, Steam
      Cooling
      • None
      Appliances
      • Included: Range, Refrigerator
      Features
      • Flooring: Tile, Hardwood, Laminate
      • Basement: Full,Unfinished
      Interior area
      • Total structure area: 2,888
      • Total interior livable area: 2,888 sqft
      • Finished area above ground: 2,888
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Parking features: None
      Features
      • Patio & porch: Porch
      • Exterior features: None
      • Fencing: Back Yard
      Lot
      • Size: 7,840 Square Feet
      • Features: Level
      Details
      • Additional structures: None
      • Parcel number: 415489 291.17160
      • Special conditions: Standard
      • Other equipment: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional,Other
      • Property subtype: Single Family Residence, Residential
      Materials
      • Vinyl Siding
      • Roof: Shingle,Asphalt
      Condition
      • New construction: No
      • Year built: 1880

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Waterford

      Financial & listing details

      • Price per square foot: $97/sqft
      • Tax assessed value: $266,667
      • Annual tax amount: $4,865
      • Date on market: 8/24/2026

        Estimated market value

        $311,200

        $261,000 - $358,000

        $3,306/mo

        Price history

        DateEventPrice
        8/25/2026Listed for sale$279,000+165.7%$97/sqft
        Source: Global MLS #202624695 Report a problem
        9/2/2021Sold$105,000-13.9%$36/sqft
        Source: Global MLS #202125420 Report a problem
        5/15/2005Sold$122,000$42/sqft
        Source: Global MLS #25105816 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $184,000
        2024-- $184,000
        2023-- $184,000
        2022-- $184,000
        2021-- $184,000
        2020-- $184,000
        2019-- $184,000
        2018-- $184,000 +411.1%
        2017$3,591 +1711.7%$36,000
        2016$198 -89.7%$36,000
        2015$1,917 -40.7%$36,000
        2014$3,233 $36,000
        2013-- $36,000
        2012-- $36,000
        2011-- $36,000
        2010-- $36,000
        2009-- $36,000
        2008-- $36,000
        2007-- $36,000
        2006-- $36,000
        2005-- $36,000
        2004-- $36,000
        2003-- $36,000
        2002-- $36,000
        2001-- $36,000
        2000-- $36,000
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 12188

        Getting around

        32 / 100
        Car-Dependent
        44 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Waterford
        • High: Waterford

        Source: Global MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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