Tucked inside a private gated community of just six residences, this beautifully maintained Santa Cruz condo feels like a hidden retreat away from the hustle and bustle, yet moments from everything that makes this area so special. Leave the car behind & enjoy easy access to many of Santa Cruz's favorite everyday conveniences by bike or nearby routes. This move-in-ready home features 2 BR/1.5 BA, soaring high ceilings, wood floors, double-pane windows, & an updated kitchen with a functional layout. Enjoy indoor-outdoor living with 2 private patios, including an enclosed courtyard ideal for relaxing, grilling, or entertaining. Additional highlights include a finished garage, in-unit laundry, a downstairs half bath, & the option to add a gas fireplace for added charm. HOA dues are just $360/month & include water & garbage, helping keep monthly ownership costs reasonable. Residents enjoy a well-maintained setting with attractive common areas, a shared firepit, and lounge area. Ideally located minutes from beaches, downtown Santa Cruz, UCSC, Costco, New Leaf Market, Trader Joe's, shopping, dining, nearby bike trails, & exceptionally convenient access to HWY 1 & 17 for commuting, this home offers an excellent opportunity to enjoy Santa Cruz living in a small, well-kept community.
For sale
Price cut: $13K (6/24)
$729,000
1644 Ocean St, Santa Cruz, CA 95060
2beds
1,023sqft
Condominium, Residential
Built in 1989
-- sqft lot
$718,100 Zestimate®
$713/sqft
$360/mo HOA
What's special
Beautifully maintained condoDownstairs half bathFinished garageSoaring high ceilingsIn-unit laundryWood floorsDouble-pane windows
- 57 days |
- 1,729 |
- 110 |
Zillow last checked:
Listing updated:
Listed by:
Mike Bloch 01382661 831-588-1588,
Christie's International Real Estate Sereno 831-460-1100,
Turiya Blanchette 02061949 831-345-1000,
Christie's International Real Estate Sereno
Source: MLSListings Inc,MLS#: ML82046506
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Bathroom
- Features: HalfonGroundFloor
Dining room
- Features: DiningArea
Family room
- Features: KitchenFamilyRoomCombo
Heating
- Wall Furnace
Cooling
- None
Appliances
- Included: Electric Cooktop, Dishwasher, Refrigerator, Washer/Dryer
- Laundry: In Utility Room
Features
- Vaulted Ceiling(s)
- Flooring: Wood
Interior area
- Total structure area: 1,023
- Total interior livable area: 1,023 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Parking Area
- Garage spaces: 1
Features
- Stories: 2
- Exterior features: Fenced, Courtyard
- Fencing: Wood
Lot
- Size: 828 Square Feet
Details
- Parcel number: 00808152000
- Zoning: N/A
- Special conditions: Standard
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium, Residential
Materials
- Foundation: Concrete Perimeter and Slab
- Roof: Composition, Shingle
Condition
- New construction: No
- Year built: 1989
Utilities & green energy
- Gas: PublicUtilities
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Public Utilities, Water Public
Community & HOA
HOA
- Has HOA: Yes
- Amenities included: Common Utility Room
- Services included: Water
- HOA fee: $360 monthly
Location
- Region: Santa Cruz
Financial & listing details
- Price per square foot: $713/sqft
- Tax assessed value: $546,158
- Annual tax amount: $6,740
- Date on market: 5/11/2026
- Listing agreement: ExclusiveRightToSell
Estimated market value
$718,100
$682,000 - $754,000
$4,202/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/24/2026 | Price change | $729,000-1.8%$713/sqft |
Source:  MLSListings Inc #ML82046506 Report a problem | ||
| 5/11/2026 | Listed for sale | $742,000+54.6%$725/sqft |
Source: MLSListings Inc #ML82046506 Report a problem | ||
| 2/13/2026 | Listing removed | $3,895$4/sqft |
Source: Zillow Rentals Report a problem | ||
| 1/25/2026 | Price change | $3,895-2.5%$4/sqft |
Source: Zillow Rentals Report a problem | ||
| 1/21/2026 | Listed for rent | $3,995$4/sqft |
Source: Zillow Rentals Report a problem | ||
| 8/24/2017 | Sold | $480,000+84.6%$469/sqft |
Source: Public Record Report a problem | ||
| 9/21/2011 | Sold | $260,000+49.4%$254/sqft |
Source: Public Record Report a problem | ||
| 9/22/1998 | Sold | $174,000$170/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,740 +7.8% | $546,158 +2% |
| 2024 | $6,252 +1.2% | $535,449 +2% |
| 2023 | $6,179 +1.1% | $524,950 +2% |
| 2022 | $6,111 +2.1% | $514,657 +2% |
| 2021 | $5,988 +0.8% | $504,566 +1% |
| 2020 | $5,942 +2.3% | $499,392 +2% |
| 2019 | $5,809 +1.1% | $489,600 +2% |
| 2018 | $5,745 +65.2% | $480,000 +70.6% |
| 2017 | $3,478 +5.4% | $281,388 +2% |
| 2016 | $3,298 +4.7% | $275,871 +1.5% |
| 2015 | $3,149 +1.7% | $271,727 +2% |
| 2014 | $3,097 | $266,404 +2.5% |
| 2012 | -- | $260,000 +22.1% |
| 2011 | -- | $212,918 +0.8% |
| 2010 | -- | $211,326 -0.2% |
| 2009 | -- | $211,828 +2% |
| 2008 | -- | $207,675 +2% |
| 2007 | -- | $203,603 +2% |
| 2006 | -- | $199,611 +2% |
| 2005 | -- | $195,697 +2% |
| 2004 | -- | $191,860 +1.9% |
| 2003 | -- | $188,343 +2% |
| 2002 | -- | $184,650 +2% |
| 2001 | -- | $181,030 +2% |
| 2000 | -- | $177,480 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 95060
Nearby schools
GreatSchools rating
- 8/10De Laveaga Elementary SchoolGrades: K-5Distance: 1.6 mi
- 8/10Alternative Family Education SchoolGrades: K-12Distance: 0.7 mi
- 2/10Costanoa Continuation High SchoolGrades: 9-12Distance: 0.7 mi
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- California
- Santa Cruz County
- Santa Cruz
- 95060
- 1644 Ocean St
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