Pending

$874,900

16488 255th Ave, Spirit Lake, IA 51360

4beds

1,138sqft

$6,111/mo

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Single Family Residence

Built in 1955

0.28 Acres Lot

$-- Zestimate^®

$769/sqft

$-- HOA

What's special

Gentle shoreline approachOriginal wood floors

103 +/- ft of prime East Lake shoreline, paired with the generational heartbeat founding OKOBOJI - the nostalgic Lakeside cottage! Friends and family gathered on the dock; faith, laughter, and countless sunsets over the water. This lot (location, approach, size), waterfront and this true Okoboji cottage OPPORTUNITY are HARD TO FIND! Simplicity blended with modern amenities: 4 bedrooms, 2 baths, sunroom, walkout, and gentle shoreline approach. *If those original wood floors could only tell us stories ;) The lot is IDEAL for new construction as well – ensuring tomorrow’s generations can pass-the-torch of coveted LAKE OKOBOJI. *Located BEFORE the Narrows.

48 days

34

0

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 2
Full bathrooms: 1
1/2 bathrooms: 1

Bedroom 1

Level: Main

Bedroom 2

Level: Main

Bedroom 3

Level: Main

Bedroom 4

Level: Main

Bathroom 1

Level: Main

Bathroom 2

Level: Lower

Dining room

Level: Lower

Kitchen

Level: Lower

Living room

Level: Lower

Heating

Forced Air

Cooling

Central Air

Appliances

Included: Range/Stove, Refrigerator, Electric Water Heater
Laundry: Washer/Dryer Hkups

Features

Broadband Avail, Ceiling Fan(s), Main Floor Bedrooms, Natural Woodwork
Flooring: Hardwood
Windows: Window Coverings
Basement: Walk-Out Access,Full
Has fireplace: No
Fireplace features: None

Interior area

Total structure area: 1,276
Total interior livable area: 1,138 sqft
Finished area above ground: 528
Finished area below ground: 610

Property

Parking

Parking features: No Garage

Features

Levels: One
Stories: 1
Patio & porch: Patio, Porch
Exterior features: Dock
On waterfront: Yes
Waterfront features: Waterfront, Lake
Body of water: East Okoboji Lake
Frontage length: Waterfront Frontage: 103

Lot

Size: 0.28 Acres
Dimensions: 103 lake
Features: Accessible Shoreline, Low Bank

Details

Additional structures: Boat House
Parcel number: 0710252036

Construction

Type & style

Home type: SingleFamily
Architectural style: Cottage,Ranch
Property subtype: Single Family Residence

Materials

Other, Vinyl Siding, Frame/Wood
Roof: Asphalt,Rubber

Condition

Year built: 1955

Utilities & green energy

Electric: Circuit Breakers
Sewer: Public Sewer
Water: Rural/Municipality
Utilities for property: Electricity Connected, Natural Gas Connected, Cable Connected

Community & HOA

Community

Subdivision: IA

Location

Region: Spirit Lake

Financial & listing details

Price per square foot: $769/sqft
Tax assessed value: $1,206,800
Annual tax amount: $7,294
Date on market: 6/12/2026
Listing terms: Cash,Conventional
Electric utility on property: Yes

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
6/13/2026	Pending sale	$874,900$769/sqft
Source: Iowa Great Lakes BOR #260627 Report a problem
6/12/2026	Listed for sale	$874,900+207%$769/sqft
Source: Iowa Great Lakes BOR #260627 Report a problem
11/3/2006	Sold	$285,000$250/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$7,294 -3.4%	$1,206,800 +32.2%
2024	$7,552 +17.6%	$912,900
2023	$6,424 +2.4%	$912,900 +39.2%
2022	$6,274 +8.3%	$655,700
2021	$5,794 +2.3%	$655,700 +14.3%
2020	$5,666 +19.5%	$573,700
2019	$4,740 +3.2%	$573,700 +18.9%
2018	$4,593 -1.6%	$482,500
2017	$4,668 +1.6%	$482,500 +4.5%
2016	$4,594 +6.4%	$461,700
2015	$4,316 -0.3%	$461,700 +2.7%
2014	$4,330 +2.9%	$449,500
2013	$4,208 +48.7%	$449,500
2005	$2,830	--

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 51360

Getting around

0 / 100

Car-Dependent

33 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

5/10
Spirit Lake Middle School
Grades: 5-8Distance: 1.2 mi
7/10
Spirit Lake High School
Grades: 9-12Distance: 1.2 mi
5/10
Spirit Lake Elementary School
Grades: PK-4Distance: 1.3 mi

Schools provided by the listing agent

District: Spirit Lake

Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.