For sale

$580,000

1701 Chicago Ave Unit 205, Spirit Lake, IA 51360

3beds

1,445sqft

$4,471/mo

Get pre-qualified

Condominium

Built in 2006

-- sqft lot

$-- Zestimate^®

$401/sqft

$300/mo HOA

What's special

Bright open floor planDetached single garageWalk-in closetSpacious primary suiteJetted tubWalk-in shower

Easy Living Starts Here! Enjoy low-maintenance living in this beautifully maintained 3-bedroom, 2-bath Corner Condo at Whispering Oaks in Spirit Lake. Being sold FULLY FURNISHED, with furniture purchased new in 2022, this move-in-ready home lets you start enjoying the Iowa Great Lakes lifestyle right away. The second-floor unit features a bright, open floor plan, a spacious primary suite with a jetted tub, walk-in shower, walk-in closet, and private access to the covered deck that spans the full width of the condo. Elevator access, a detached single garage, and a ground-level storage room provide the convenience and extra space every condo owner appreciates. Whether you are looking for a year-round home or a weekend getaway, this condo is ready for you to enjoy. Schedule your private showing today!

39 days
565
23

Likely to sell faster than

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Bathroom

Features: Full Master, Main Floor Full Bath, Whirlpool

Dining room

Features: Breakfast Bar, Open Floorplan

Heating

Forced Air

Cooling

Central Air

Appliances

Included: Dishwasher, Dryer, Microwave, Range/Stove, Refrigerator, Washer, Gas Water Heater

Features

Basement: None
Furnished: Yes
Common walls with other units/homes: 1 Common Wall

Interior area

Total structure area: 1,445
Total interior livable area: 1,445 sqft
Finished area above ground: 1,445
Finished area below ground: 0

Property

Parking

Total spaces: 1
Parking features: Shared Driveway, Detached
Garage spaces: 1
Has uncovered spaces: Yes

Accessibility

Accessibility features: Accessible Elevator Installed

Features

Levels: One
Stories: 1
Patio & porch: Deck
Exterior features: Boat Slip, Dock
Pool features: In Ground, Outdoor Pool, Community
Has spa: Yes
Spa features: Bath
Has view: Yes
View description: Lake
Has water view: Yes
Water view: Lake
Waterfront features: Waterfront, Lake
Body of water: East Okoboji Lake

Lot

Size: 2,613 Square Feet
Features: Accessible Shoreline, Corner Lot, Landscaped, Level, Low Bank, Paved

Details

Additional parcels included: 0704286032 Garage #200
Parcel number: 0704286012

Construction

Type & style

Home type: Condo
Architectural style: Other
Property subtype: Condominium

Materials

Brick, Stone, Frame/Wood, Poured Concrete

Condition

Year built: 2006

Utilities & green energy

Electric: Circuit Breakers
Sewer: Public Sewer
Water: Public
Utilities for property: Natural Gas Connected

Community & HOA

Community

Features: Boat Slip, Dock, Elevator(s), Pool
Subdivision: IA

HOA

Has HOA: Yes
Services included: Insurance, Dock Maint, Maintenance Structure, Maintenance Grounds, Lawn Care, Parking, Shared Amenities, Snow Removal, Trash
HOA fee: $300 monthly
HOA name: Whispering Oaks

Location

Region: Spirit Lake

Financial & listing details

Price per square foot: $401/sqft
Tax assessed value: $467,800
Annual tax amount: $4,766
Date on market: 7/23/2026
Road surface type: Paved

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/23/2026	Listed for sale	$580,000+29.2%$401/sqft
Source: Iowa Great Lakes BOR #260860 Report a problem
1/6/2022	Contingent	$449,000$311/sqft
Source: Iowa Great Lakes BOR #211350 Report a problem
1/4/2022	Listed for sale	$449,000+12.5%$311/sqft
Source: Iowa Great Lakes BOR #211350 Report a problem
6/4/2021	Sold	$399,000$276/sqft
Source: EXIT Realty solds #-8730216213958165543 Report a problem
6/4/2021	Pending sale	$399,000$276/sqft
Source: Exit Realty #210204 Report a problem
4/19/2021	Contingent	$399,000$276/sqft
Source: Iowa Great Lakes BOR #210204 Report a problem
4/14/2021	Listed for sale	$399,000+26.7%$276/sqft
Source: Iowa Great Lakes BOR #210204 Report a problem
6/6/2011	Sold	$315,000$218/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$4,766 -4.1%	$467,800 +13.7%
2024	$4,968 +7.6%	$411,300
2023	$4,618 +4.2%	$411,300 +28.5%
2022	$4,430 +4%	$320,000
2021	$4,260 +2.3%	$320,000 +9.4%
2020	$4,165 -2.9%	$292,600
2019	$4,287 +4.6%	$292,600 -0.1%
2018	$4,100 -2.6%	$292,800
2017	$4,208 +2.6%	$292,800 +5.2%
2016	$4,100 +5.1%	$278,300
2015	$3,902 -5.5%	$278,300 -3.3%
2014	$4,128 +3.1%	$287,700
2013	$4,004	$287,700

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

Explore the cost of this home by adjusting the details. Changes won't be saved.

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

See how much you could borrow to make a competitive offer.

Get pre-qualified

Climate risks

Neighborhood: 51360

Getting around

53 / 100

Somewhat Walkable

48 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

5/10
Spirit Lake Elementary School
Grades: PK-4Distance: 0.7 mi
5/10
Spirit Lake Middle School
Grades: 5-8Distance: 0.8 mi
7/10
Spirit Lake High School
Grades: 9-12Distance: 0.8 mi

Schools provided by the listing agent

District: Spirit Lake

Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.