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For sale
    • Price cut: $10K (5/5)
    $315,000

    171 White Cap Way, Panama City Beach, FL 32407

    3beds
    1,432sqft
    : 
    $2,022/mo
    Get pre-qualified
    Duplex, Single Family Residence
    Built in 2005
    1,742 Square Feet Lot
    $306,300 Zestimate®
    $220/sqft
    $-- HOA

    What's special

    Plenty of natural light
    Welcome to Palm Cove in Panama City Beach centrally located community just a short drive to the beach, dining, and shopping. This beautifully updated home is your ticket to affordable beach living. being a spacious 3-bedroom, 2.5-bath attached single-family this unit offers a functional layout with level entry, making it ideal for full-time living, or a second home. The main living area features an open floor plan with plenty of natural light, creating a comfortable space to relax or entertain. The primary suite along with additional half bath and laundry are also on main floor. Upstairs, you'll find two generously sized bedrooms, along with ample storage and closet space. The home can be purchased furnished (negotiable) with an acceptable offer making it truly move-in or rental ready. Palm Cove residents enjoy access to community pools and a low-maintenance lifestyle, all within close proximity to the beach and local attractions. Whether you're a first-time homebuyer, looking for a coastal getaway, or seeking a property with short-term rental potential, this one checks the boxes. Schedule your showing today and see what Palm Cove living is all about.
    114 days
    |
    391
    |
    19
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    Zillow last checked:

    Listing updated:

    Listed by:

    Sandi Smith 229-326-2998,

    Dalton Wade Inc

    Source: CPAR,MLS#: 788160MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bedroom, Primary Bedroom
      Primary bedroom
      • Level: First
      • Dimensions: 13 x 12
      Bedroom
      • Level: Second
      • Dimensions: 14 x 13
      Bedroom
      • Level: Second
      • Dimensions: 12 x 13
      Heating
      • Electric
      Appliances
      • Included: Electric Range, Electric Water Heater
      Features
      • Main Level Primary, Tub Shower
      Interior area
      • Total structure area: 1,432
      • Total interior livable area: 1,432 sqft

      Property

      Features
      • Levels: Two
      • Stories: 2
      • Pool features: In Ground, Community
      Lot
      • Size: 1,742 Square Feet
      • Dimensions: 25 x 65
      • Features: Paved
      Details
      • Parcel number: 34039816000
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Duplex
      • Property subtype: Duplex, Single Family Residence
      • Attached to another structure: Yes
      Materials
      • Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2005

      Utilities & green energy

      • Utilities for property: Electricity Available

      Community & HOA

      Community
      • Features: Community Pool, Gated, Short Term Rental Allowed
      • Security: Gated Community
      • Subdivision: Palm Cove
      HOA
      • Has HOA: Yes
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $220/sqft
      • Tax assessed value: $251,104
      • Annual tax amount: $3,272
      • Date on market: 5/1/2026
      • Cumulative days on market: 101 days
      • Electric utility on property: Yes

        Estimated market value

        $306,300

        $291,000 - $322,000

        $2,073/mo

        Price history

        DateEventPrice
        5/5/2026Price change$315,000-3.1%$220/sqft
        Source: CPAR #788160 Report a problem
        5/1/2026Listed for sale$325,000$227/sqft
        Source: CPAR #788160 Report a problem
        4/20/2026Pending sale$325,000$227/sqft
        Source: CPAR #788160 Report a problem
        4/10/2026Listed for sale$325,000+12.8%$227/sqft
        Source: CPAR #788160 Report a problem
        8/4/2025Sold$288,000-2%$201/sqft
        Source: CPAR #758883 Report a problem
        7/5/2025Pending sale$294,000$205/sqft
        Source: CPAR #758883 Report a problem
        7/2/2025Price change$294,000-1.7%$205/sqft
        Source: CPAR #758883 Report a problem
        5/8/2025Price change$299,000-2%$209/sqft
        Source: CPAR #758883 Report a problem
        4/6/2025Price change$305,000-3.2%$213/sqft
        Source: CPAR #758883 Report a problem
        1/24/2025Price change$315,000-3.1%$220/sqft
        Source: CPAR #758883 Report a problem
        7/23/2024Price change$325,000-1.5%$227/sqft
        Source: CPAR #758883 Report a problem
        7/10/2024Price change$330,000-1.5%$230/sqft
        Source: CPAR #758883 Report a problem
        6/20/2024Listed for sale$335,000+11.7%$234/sqft
        Source: CPAR #758883 Report a problem
        8/25/2022Sold$300,000-2.9%$209/sqft
        Source: CPAR #729003 Report a problem
        7/9/2022Contingent$309,000$216/sqft
        Source: CPAR #729003 Report a problem
        7/2/2022Listed for sale$309,000+56.9%$216/sqft
        Source: CPAR #729003 Report a problem
        1/3/2006Sold$196,900$138/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,126 -1.9%$251,104 -0.2%
        2023$3,187 +82.9%$251,720 +83.1%
        2022$1,742 $137,514
        2021-- --
        2020$1,614 +23%$113,648 +10%
        2019$1,313 $103,316 +2.1%
        2018$1,313 +0.5%$101,208 +4.8%
        2017$1,307 +0.7%$96,580 +10%
        2016$1,297 +18.6%$87,800 +10%
        2015$1,093 $79,818 -0.3%
        2014$1,093 $80,085 +3.8%
        2013-- $77,183 -21.7%
        2012-- $98,550 -2.5%
        2011-- $101,055 -3.6%
        2010-- $104,868 -22.2%
        2009-- $134,759 -4.6%
        2008-- $141,307 -21.5%
        2007-- $179,900 -5.1%
        2006-- $189,490
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32407

        Getting around

        32 / 100
        Car-Dependent
        46 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hutchison Beach
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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