Blue Surf Townhomes is positioned on the west end of Panama City Beach near the South Walton line, offering a rare beachfront end-unit opportunity with direct Gulf access. Unlike many beachfront homes in Panama City Beach, this property features its own private beach access and land deeded to the mean high water line, creating a level of beachfront ownership that is increasingly difficult to find.
As the end unit, this property also benefits from an exceptionally wide beachfront lot that is nearly twice the width of the interior units, providing a noticeably larger footprint, more open space, and a more private beachfront setting. The 2BR/2BA residence enjoys unobstructed Gulf views and immediate access to the sand from a private elevated deck and stairway leading directly to the beach.
The interior has been thoughtfully updated with an open-concept kitchen, granite countertops, upgraded cabinetry, and refreshed flooring throughout. Large wall-to-wall windows maximize natural light and frame panoramic Gulf views from the main living areas. Both bedrooms are located on the second level, each with balcony access and coastal views, complemented by a shared full bath.
Recent improvements include a new roof, updated flooring, fresh interior paint, and an enhanced exterior concrete parking area. The property also offers ample on-site parking and a low-maintenance coastal layout.
With no HOA restrictions and strong short-term rental potential, the property offers flexibility as a primary residence, second home, or income-producing investment. Its location near Pier Park, 30A, Northwest Florida Beaches International Airport, dining, shopping, and entertainment further enhances its long-term appeal.
A truly distinctive beachfront offering combining private beach access, deeded ownership to the mean high water line, an oversized end-unit lot nearly twice the width of the interior units, direct Gulf access, and limited comparable inventory along one of the most desirable stretches of the Emerald Coast.
For sale
$1,800,000
17305 Front Beach Rd #1, Panama City Beach, FL 32413
2beds
1,270sqft
Townhouse
Built in 1984
5,662 Square Feet Lot
$1,641,000 Zestimate®
$1,417/sqft
$-- HOA
What's special
Rare beachfront end-unit opportunityDirect gulf accessPrivate beach accessNew roofLow-maintenance coastal layoutMaximize natural lightGranite countertops
- 72 days
- 147
- 8
Zillow last checked:
Listing updated:
Listed by:
Jonathan M Spears 850-974-1761,
Compass Florida, LLC
Source: CPAR,MLS#: 792689
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Bedroom, Dining Room, Full Bath, Kitchen, Living Room
Bedroom
- Description: Second-floor bedroom with balcony access and water views
- Level: Second
Bedroom
- Description: Second-floor bedroom with balcony access
- Level: Second
Dining room
- Description: Integrated dining space within open living/kitchen layout with Gulf views
- Level: First
Other
- Description: Main-level full bathroom
- Level: First
Other
- Description: Shared upstairs full bathroom serving both bedrooms
- Level: Second
Kitchen
- Description: Open-concept kitchen with granite countertops, upgraded cabinetry, open to dining/living area
- Level: First
Living room
- Description: Open living area with full Gulf-facing windows and direct beachfront views
- Level: First
Interior area
- Total structure area: 1,270
- Total interior livable area: 1,270 sqft
Property
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony, Deck
- Exterior features: Deck
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Gulf
Lot
- Size: 5,662 Square Feet
- Dimensions: 27.0 ft x 213.0 ft
Details
- Parcel number: 38324046000
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse
- Attached to another structure: Yes
Condition
- New construction: No
- Year built: 1984
Utilities & green energy
- Utilities for property: Electricity Available, Sewer Available
Community & HOA
Community
- Features: Short Term Rental Allowed
- Subdivision: Blue Surf Townhouses
HOA
- Has HOA: No
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $1,417/sqft
- Tax assessed value: $988,954
- Annual tax amount: $10,362
- Date on market: 7/15/2026
- Cumulative days on market: 73 days
- Electric utility on property: Yes
Estimated market value
$1,641,000
$1.56M - $1.72M
$2,063/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/11/2026 | Listed for sale | $1,800,000+188%$1,417/sqft |
Source: | ||
| 3/24/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 4/9/2020 | Sold | $625,000-7.4%$492/sqft |
Source: Public Record Report a problem | ||
| 9/9/2019 | Listed for sale | $675,000$531/sqft |
Source: Owner Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $10,362 +4.6% | $834,890 +10% |
| 2024 | $9,909 +6.6% | $758,991 +10% |
| 2023 | $9,300 +32% | $689,992 +10% |
| 2022 | $7,047 | $627,265 |
| 2021 | -- | -- |
| 2020 | $1,755 +8.7% | $171,213 +2.3% |
| 2019 | $1,614 | $167,362 +17.3% |
| 2018 | $1,614 +16% | $142,734 +2.1% |
| 2017 | $1,392 +13.7% | $139,798 +2.1% |
| 2016 | $1,224 +1.4% | $136,923 +0.7% |
| 2015 | $1,207 | $135,971 +0.8% |
| 2014 | $1,207 | $134,892 +1.5% |
| 2013 | -- | $132,899 -1.3% |
| 2012 | -- | $134,597 +6.1% |
| 2011 | -- | $126,871 +1.5% |
| 2010 | -- | $124,996 +2.7% |
| 2009 | -- | $121,710 +0.1% |
| 2008 | -- | $121,588 +3% |
| 2007 | -- | $118,047 +2.5% |
| 2006 | -- | $115,168 +3% |
| 2005 | -- | $111,814 +3% |
| 2004 | -- | $108,557 |
| 2003 | -- | $108,557 +6.7% |
| 2002 | -- | $101,770 +0.7% |
| 2001 | -- | $101,090 +3.7% |
| 2000 | -- | $97,486 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 32413
Nearby schools
Schools provided by the listing agent
- Elementary: West Bay
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





