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For sale
  • $1,390,000

    174 Tortuga Ln, Cudjoe Key, FL 33042

    3beds
    1,320sqft
    : 
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    Single Family Residence
    Built in 2020
    7,405 Square Feet Lot
    $1,326,300 Zestimate®
    $1,053/sqft
    $-- HOA

    What's special

    Separate laundry roomTrex deckingWaterfront homeHardieplank sidingCovered front porchNew tiki hutPutting green
    Florida Keys Living at Its Best! Welcome to 174 Tortuga Lane, a beautifully maintained waterfront home in the heart of Cudjoe Key, where world-class fishing, boating, and island living are in your backyard. With 37 feet of dockage, you'll have quick access to the Atlantic, backcountry waters, and some of the best fishing the Florida Keys has to offer. Seller is in the process of permitting and installing a boat lift. Built in 2020 for peace of mind and low-maintenance ownership, this 3-bedroom, 2-bath home features impact windows and doors, HardiePlank siding, Trex decking, aluminum railings, and a 180-mph wind rating. Inside, you'll find a bright, coastal-inspired interior with 9-foot ceilings, luxury vinyl plank flooring, an open-concept living area, spacious eat-in kitchen, pantry, separate laundry room, and a comfortable primary suite with walk-in closet and oversized bath.The fabulous outdoor space is where this property shines. Since the home was built, a stunning concrete pool was added in 2022, creating the perfect place to cool off after a day on the water. Relax under the new tiki hut, rinse off in the outdoor shower, challenge friends and family on the putting green, or simply enjoy the constant ocean breezes and beautiful open water views across the street.The oversized fenced lot offers plenty of room to spread out, while the covered front porch and legal downstairs storage provide additional functionality. There's even 50-amp service for an RV or electric vehicle charger.Whether you're looking for a full-time residence, vacation home, or Keys getaway, 174 Tortuga Lane delivers the boating lifestyle, outdoor amenities, and island charm that make the Florida Keys so special.
    35 days
    |
    1,395
    |
    70
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    Zillow last checked:

    Listing updated:

    Listed by:

    Sarah Bixby 916-995-1873,

    eXp Realty LLC

    Source: FLKMLS,MLS#: 620186MLS LogoOriginating MLS: Key West Association

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Central
      Cooling
      • Central Air, Ceiling Fans(s)
      Appliances
      • Included: Dishwasher, Stainless Steel Appliance(s), Ice Machine, Microwave, Range, Refrigerator
      Features
      • Built-in Cabinets, Quartz Countertops, Walk-In Closet(s)
      • Flooring: Vinyl
      • Doors: Sliding Glass Doors, Impact Rstnce Doors
      • Windows: Impact Rstnce Window
      • Furnished: Yes
      Interior area
      • Total interior livable area: 1,320 sqft

      Property

      Parking
      • Total spaces: 4
      • Parking features: Open, Covered, Off Street
      • Has uncovered spaces: Yes
      Features
      • Patio & porch: Open Porch/Balcony
      • Exterior features: Storage, Sprinkler System, Outdoor Shower
      • Has private pool: Yes
      • Pool features: In Ground, Concrete
      • Fencing: Fenced
      • Has view: Yes
      • View description: Canal
      • Has water view: Yes
      • Water view: Canal
      • Waterfront features: Canal Front, Waterfront, Seawall: Concrete, Dock Length: 37
      Lot
      • Size: 7,405 Square Feet
      • Dimensions: 102 x 67 x 96 irreg
      • Features: Less Than 1/4 Acre
      Details
      • Additional structures: Chickee Hut
      • Parcel number: 00179080000000
      • Zoning: IS
      • Zoning description: Improved Subivision District

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Hardi Board Siding
      • Roof: Metal
      Condition
      • Year built: 2020

      Utilities & green energy

      • Sewer: Municipal Sewer, Public Sewer
      • Utilities for property: FKAA, Cable Connected

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Cutthroat Harbor Est (23.0)
      HOA
      • Has HOA: No
      • Services included: None
      Location
      • Region: Cudjoe Key

      Financial & listing details

      • Price per square foot: $1,053/sqft
      • Tax assessed value: $1,083,742
      • Annual tax amount: $10,245
      • Date on market: 6/6/2026
      • Listing terms: Cash,FHA,VA Loan,Conventional

        Estimated market value

        $1,326,300

        $1.26M - $1.39M

        $4,800/mo

        Price history

        DateEventPrice
        6/6/2026Listed for sale$1,390,000+33%$1,053/sqft
        Source: FLKMLS #620186 Report a problem
        7/15/2022Sold$1,045,000+5%$792/sqft
        Source: FLKMLS #600891 Report a problem
        5/20/2022Contingent$995,000$754/sqft
        Source: FLKMLS #600891 Report a problem
        5/16/2022Listed for sale$995,000$754/sqft
        Source: FLKMLS #600891 Report a problem
        5/13/2022Contingent$995,000$754/sqft
        Source: FLKMLS #600891 Report a problem
        5/5/2022Listed for sale$995,000+64.5%$754/sqft
        Source: FLKMLS #600891 Report a problem
        7/10/2020Sold$605,000-6.8%$458/sqft
        Source: FLKMLS #585190 Report a problem
        4/13/2019Listed for sale$649,000+260.6%$492/sqft
        Source: Sunny Keys Realty LLC #585190 Report a problem
        8/9/2018Sold$180,000-27.7%$136/sqft
        Source: Public Record Report a problem
        5/20/2018Price change$249,000-64.4%$189/sqft
        Source: 2150 #579321 Report a problem
        5/8/2018Price change$699,000+180.7%$530/sqft
        Source: 2150 #577923 Report a problem
        3/20/2018Price change$249,000-64.4%$189/sqft
        Source: 2150 #577923 Report a problem
        12/19/2017Listed for sale$699,000+9.4%$530/sqft
        Source: 2150 #577923 Report a problem
        4/18/2017Listing removed$639,000$484/sqft
        Source: Internet Realty of the Florida Keys #573551 Report a problem
        3/25/2017Price change$639,000+6.7%$484/sqft
        Source: Internet Realty of the Florida Keys #573551 Report a problem
        1/10/2017Listed for sale$599,000+626.1%$454/sqft
        Source: Internet Realty of the Florida Keys #573551 Report a problem
        4/26/2013Sold$82,500-67%$63/sqft
        Source: Public Record Report a problem
        12/20/2006Sold$250,000+604.2%$189/sqft
        Source: Public Record Report a problem
        1/8/1997Sold$35,500$27/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$10,245 +10.7%$1,083,742 +8.7%
        2024$9,253 +9.6%$997,036 +9.8%
        2023$8,440 +76.4%$907,747 +75.6%
        2022$4,784 -2.7%$516,829 +3%
        2021$4,918 +126.1%$501,776 +215.5%
        2020$2,176 $159,044 +4.7%
        2019$2,176 +27.3%$151,915 +4.9%
        2018$1,709 +14.7%$144,786 -9%
        2017$1,490 +1.6%$159,172 +43.7%
        2016$1,467 +14.9%$110,734 +29.9%
        2015$1,276 $85,269
        Find assessor info on the county website

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        Payment breakdown

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33042

        Getting around

        6 / 100
        Car-Dependent
        51 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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