Florida Keys Living at Its Best! Welcome to 174 Tortuga Lane, a beautifully maintained waterfront home in the heart of Cudjoe Key, where world-class fishing, boating, and island living are in your backyard. With 37 feet of dockage, you'll have quick access to the Atlantic, backcountry waters, and some of the best fishing the Florida Keys has to offer.
Built in 2020 for peace of mind and low-maintenance ownership, this 3-bedroom, 2-bath home features impact windows and doors, HardiePlank siding, Trex decking, aluminum railings, and a 180-mph wind rating. Inside, you'll find a bright, coastal-inspired interior with 9-foot ceilings, luxury vinyl plank flooring, an open-concept living area, spacious eat-in kitchen, pantry, separate laundry room, and a comfortable primary suite with walk-in closet and oversized bath.
The fabulous outdoor space is where this property shines. Since the home was built, a stunning concrete pool was added in 2022, creating the perfect place to cool off after a day on the water. Relax under the new tiki hut, rinse off in the outdoor shower, challenge friends and family on the putting green, or simply enjoy the constant ocean breezes and beautiful open water views across the street.
The oversized fenced lot offers plenty of room to spread out, while the covered front porch and legal downstairs storage provide additional functionality. There's even 50-amp service for an RV or electric vehicle charger.
Whether you're looking for a full-time residence, vacation home, or Keys getaway, 174 Tortuga Lane delivers the boating lifestyle, outdoor amenities, and island charm that make the Florida Keys so special.
For sale
Price cut: $120K (7/24)
$1,270,000
174 Tortuga Ln, Cudjoe Key, FL 33042
3beds
1,320sqft
Single Family Residence
Built in 2020
7,405 Square Feet Lot
$1,223,200 Zestimate®
$962/sqft
$-- HOA
What's special
Separate laundry roomTrex deckingOversized bathWaterfront homeHardieplank sidingBeautiful open water viewsCovered front porch
- 130 days
- 1,090
- 84
Zillow last checked:
Listing updated:
Listed by:
Sarah Bixby 916-995-1873,
eXp Realty LLC
Source: FLKMLS,MLS#: 620186
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Has Heating (Unspecified Type)
Cooling
- Central Air, Ceiling Fans(s)
Appliances
- Included: Dishwasher, Refrigerator, Range, Microwave, Ice Maker, Stainless Steel Appliance(s)
Features
- Built-in Features, Walk-in Closet(s), Quartz Countertops
- Flooring: Vinyl
- Furnished: Yes
Interior area
- Total structure area: 1,320
- Total interior livable area: 1,320 sqft
Property
Parking
- Parking features: Open
- Has uncovered spaces: Yes
Features
- Patio & porch: Open Porch/Balcony
- Exterior features: Chickee Hut, Outdoor Shower, Storage
- Has private pool: Yes
- Pool features: In Ground, Concrete
- Fencing: Fenced
- On waterfront: Yes
Lot
- Size: 7,405 Square Feet
- Dimensions: 102 x 67x96 irreg
Details
- Parcel number: 00179080000000
- Zoning: IS - Improved Subivision District
- Other equipment: Irrigation Equipment
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Modular, Hardi Board Siding
Condition
- Year built: 2020
Community & HOA
Community
- Subdivision: Cutthroat Harbor Est (23.0)
HOA
- Has HOA: No
- Services included: None
Location
- Region: Cudjoe Key
Financial & listing details
- Price per square foot: $962/sqft
- Tax assessed value: $1,083,742
- Annual tax amount: $10,245
- Date on market: 6/6/2026
- Listing terms: Cash,Conventional,FHA
Estimated market value
$1,223,200
$1.16M - $1.28M
$5,696/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/24/2026 | Price change | $1,270,000-8.6%$962/sqft |
Source: | ||
| 6/6/2026 | Listed for sale | $1,390,000+33%$1,053/sqft |
Source: | ||
| 7/15/2022 | Sold | $1,045,000+5%$792/sqft |
Source: | ||
| 5/20/2022 | Contingent | $995,000$754/sqft |
Source: | ||
| 5/16/2022 | Listed for sale | $995,000$754/sqft |
Source: | ||
| 5/13/2022 | Contingent | $995,000$754/sqft |
Source: | ||
| 5/5/2022 | Listed for sale | $995,000+53.3%$754/sqft |
Source: | ||
| 7/11/2020 | Listing removed | $649,000+7.3%$492/sqft |
Source: Sunny Keys Realty LLC #585190 Report a problem | ||
| 7/10/2020 | Sold | $605,000-6.8%$458/sqft |
Source: | ||
| 4/13/2019 | Listed for sale | $649,000+260.6%$492/sqft |
Source: Sunny Keys Realty LLC #585190 Report a problem | ||
| 8/9/2018 | Sold | $180,000-27.7%$136/sqft |
Source: Public Record Report a problem | ||
| 5/20/2018 | Price change | $249,000-64.4%$189/sqft |
Source: 2150 #579321 Report a problem | ||
| 5/8/2018 | Price change | $699,000+180.7%$530/sqft |
Source: 2150 #577923 Report a problem | ||
| 3/20/2018 | Price change | $249,000-64.4%$189/sqft |
Source: 2150 #577923 Report a problem | ||
| 12/19/2017 | Listed for sale | $699,000+9.4%$530/sqft |
Source: 2150 #577923 Report a problem | ||
| 4/18/2017 | Listing removed | $639,000$484/sqft |
Source: Internet Realty of the Florida Keys #573551 Report a problem | ||
| 3/25/2017 | Price change | $639,000+6.7%$484/sqft |
Source: Internet Realty of the Florida Keys #573551 Report a problem | ||
| 1/10/2017 | Listed for sale | $599,000+626.1%$454/sqft |
Source: Internet Realty of the Florida Keys #573551 Report a problem | ||
| 4/26/2013 | Sold | $82,500-67%$63/sqft |
Source: Public Record Report a problem | ||
| 12/20/2006 | Sold | $250,000+604.2%$189/sqft |
Source: Public Record Report a problem | ||
| 1/8/1997 | Sold | $35,500$27/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $10,245 +10.7% | $1,083,742 +8.7% |
| 2024 | $9,253 +9.6% | $997,036 +9.8% |
| 2023 | $8,440 +76.4% | $907,747 +75.6% |
| 2022 | $4,784 -2.7% | $516,829 +3% |
| 2021 | $4,918 +126.1% | $501,776 +215.5% |
| 2020 | $2,176 | $159,044 +4.7% |
| 2019 | $2,176 +27.3% | $151,915 +4.9% |
| 2018 | $1,709 +14.7% | $144,786 -9% |
| 2017 | $1,490 +1.6% | $159,172 +43.7% |
| 2016 | $1,467 +14.9% | $110,734 +29.9% |
| 2015 | $1,276 | $85,269 |
Find assessor info on the county website
Monthly payment
Est. payment





