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For sale
  • Price cut: $120K (7/24)
    $1,270,000

    174 Tortuga Ln, Cudjoe Key, FL 33042

    3beds
    1,320sqft
    : 
    $7,420/mo
    Get pre-qualified
    Single Family Residence
    Built in 2020
    7,405 Square Feet Lot
    $1,231,000 Zestimate®
    $962/sqft
    $-- HOA

    What's special

    Separate laundry roomTrex deckingOversized bathWaterfront homeHardieplank sidingBeautiful open water viewsCovered front porch
    Florida Keys Living at Its Best! Welcome to 174 Tortuga Lane, a beautifully maintained waterfront home in the heart of Cudjoe Key, where world-class fishing, boating, and island living are in your backyard. With 37 feet of dockage, you'll have quick access to the Atlantic, backcountry waters, and some of the best fishing the Florida Keys has to offer. Built in 2020 for peace of mind and low-maintenance ownership, this 3-bedroom, 2-bath home features impact windows and doors, HardiePlank siding, Trex decking, aluminum railings, and a 180-mph wind rating. Inside, you'll find a bright, coastal-inspired interior with 9-foot ceilings, luxury vinyl plank flooring, an open-concept living area, spacious eat-in kitchen, pantry, separate laundry room, and a comfortable primary suite with walk-in closet and oversized bath. The fabulous outdoor space is where this property shines. Since the home was built, a stunning concrete pool was added in 2022, creating the perfect place to cool off after a day on the water. Relax under the new tiki hut, rinse off in the outdoor shower, challenge friends and family on the putting green, or simply enjoy the constant ocean breezes and beautiful open water views across the street. The oversized fenced lot offers plenty of room to spread out, while the covered front porch and legal downstairs storage provide additional functionality. There's even 50-amp service for an RV or electric vehicle charger. Whether you're looking for a full-time residence, vacation home, or Keys getaway, 174 Tortuga Lane delivers the boating lifestyle, outdoor amenities, and island charm that make the Florida Keys so special.
    82 days
    |
    1,775
    |
    105
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Sarah Bixby 916-995-1873,

    eXp Realty LLC

    Source: FLKMLS,MLS#: 620186MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Has Heating (Unspecified Type)
      Cooling
      • Central Air, Ceiling Fans(s)
      Appliances
      • Included: Dishwasher, Refrigerator, Range, Microwave, Ice Maker, Stainless Steel Appliance(s)
      Features
      • Built-in Features, Walk-in Closet(s), Quartz Countertops
      • Flooring: Vinyl
      • Furnished: Yes
      Interior area
      • Total structure area: 1,320
      • Total interior livable area: 1,320 sqft

      Property

      Parking
      • Parking features: Open
      • Has uncovered spaces: Yes
      Features
      • Patio & porch: Open Porch/Balcony
      • Exterior features: Chickee Hut, Outdoor Shower, Storage
      • Has private pool: Yes
      • Pool features: In Ground, Concrete
      • Fencing: Fenced
      • On waterfront: Yes
      Lot
      • Size: 7,405 Square Feet
      • Dimensions: 102 x 67x96 irreg
      Details
      • Parcel number: 00179080000000
      • Zoning: IS - Improved Subivision District
      • Other equipment: Irrigation Equipment

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Modular, Hardi Board Siding
      Condition
      • Year built: 2020

      Community & HOA

      Community
      • Subdivision: Cutthroat Harbor Est (23.0)
      HOA
      • Has HOA: No
      • Services included: None
      Location
      • Region: Cudjoe Key

      Financial & listing details

      • Price per square foot: $962/sqft
      • Tax assessed value: $1,083,742
      • Annual tax amount: $10,245
      • Date on market: 6/6/2026
      • Listing terms: Cash,Conventional,FHA

        Estimated market value

        $1,231,000

        $1.17M - $1.29M

        $5,356/mo

        Price history

        DateEventPrice
        7/24/2026Price change$1,270,000-8.6%$962/sqft
        Source: FLKMLS #620186 Report a problem
        6/6/2026Listed for sale$1,390,000+33%$1,053/sqft
        Source: FLKMLS #620186 Report a problem
        7/15/2022Sold$1,045,000+5%$792/sqft
        Source: FLKMLS #600891 Report a problem
        5/20/2022Contingent$995,000$754/sqft
        Source: FLKMLS #600891 Report a problem
        5/16/2022Listed for sale$995,000$754/sqft
        Source: FLKMLS #600891 Report a problem
        5/13/2022Contingent$995,000$754/sqft
        Source: FLKMLS #600891 Report a problem
        5/5/2022Listed for sale$995,000+53.3%$754/sqft
        Source: FLKMLS #600891 Report a problem
        7/11/2020Listing removed$649,000+7.3%$492/sqft
        Source: Sunny Keys Realty LLC #585190 Report a problem
        7/10/2020Sold$605,000-6.8%$458/sqft
        Source: FLKMLS #585190 Report a problem
        4/13/2019Listed for sale$649,000+260.6%$492/sqft
        Source: Sunny Keys Realty LLC #585190 Report a problem
        8/9/2018Sold$180,000-27.7%$136/sqft
        Source: Public Record Report a problem
        5/20/2018Price change$249,000-64.4%$189/sqft
        Source: 2150 #579321 Report a problem
        5/8/2018Price change$699,000+180.7%$530/sqft
        Source: 2150 #577923 Report a problem
        3/20/2018Price change$249,000-64.4%$189/sqft
        Source: 2150 #577923 Report a problem
        12/19/2017Listed for sale$699,000+9.4%$530/sqft
        Source: 2150 #577923 Report a problem
        4/18/2017Listing removed$639,000$484/sqft
        Source: Internet Realty of the Florida Keys #573551 Report a problem
        3/25/2017Price change$639,000+6.7%$484/sqft
        Source: Internet Realty of the Florida Keys #573551 Report a problem
        1/10/2017Listed for sale$599,000+626.1%$454/sqft
        Source: Internet Realty of the Florida Keys #573551 Report a problem
        4/26/2013Sold$82,500-67%$63/sqft
        Source: Public Record Report a problem
        12/20/2006Sold$250,000+604.2%$189/sqft
        Source: Public Record Report a problem
        1/8/1997Sold$35,500$27/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$10,245 +10.7%$1,083,742 +8.7%
        2024$9,253 +9.6%$997,036 +9.8%
        2023$8,440 +76.4%$907,747 +75.6%
        2022$4,784 -2.7%$516,829 +3%
        2021$4,918 +126.1%$501,776 +215.5%
        2020$2,176 $159,044 +4.7%
        2019$2,176 +27.3%$151,915 +4.9%
        2018$1,709 +14.7%$144,786 -9%
        2017$1,490 +1.6%$159,172 +43.7%
        2016$1,467 +14.9%$110,734 +29.9%
        2015$1,276 $85,269
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 33042

        Getting around

        6 / 100
        Car-Dependent
        51 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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