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Sold for $992,000
  • Listed by: eXp Realty of Southern California, Inc • Kathi Jesse • Contact: 949-439-4731
    Bought with: Regency Real Estate Brokers
    $992,000

    193 Montana Del Lago Dr, Rancho Santa Margarita, CA 92688

    3beds
    1,529sqft
    Single Family Residence
    Built in 1998
    -- sqft lot
    $1,007,500 Zestimate®
    $649/sqft
    $5,257 Estimated rent

    Home value

    $1,007,500

    $927,000 - $1.10M

    $5,257/mo

    Zestimate® history
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    What's special

    Beach clubLakefront communityDual-sided fireplacePrivate patioCommunity poolExpansive islandModern multi-level floor plan
    ******BACK ON MARKET**************Welcome to Resort-Style Living in the Heart of Rancho Santa Margarita! This home is located in the only lakefront community of detached homes in Rancho Santa Margarita, offering a unique opportunity to live in an exclusive neighborhood of just 41 homes. Situated steps away from Lake RSM and its 1.1-mile walking trail, the home is also close to the community pool, Beach Club, and Lagoon. Enjoy walking distance to restaurants, markets, and easy access to local amenities. The home features a modern, multi-level floor plan that offers both privacy and spacious communal living areas. A standout feature is the rare basement with a half-bath, which provides a versatile space beyond just a third bedroom. This flexible area could easily be transformed into a game room, office, media room, home gym, or personal retreat — the choice is yours. The home has been fully upgraded with new flooring throughout, including 6” baseboards and custom framing for all windows, creating a sleek, polished look. The redesigned kitchen is a highlight, featuring premium finishes, an expansive island, and floor-to-ceiling cabinets offering ample storage. New stainless steel appliances complete the space, which opens seamlessly to the dining and family room areas, centered around a dual-sided fireplace. A loft area offers a versatile space that could be used for an office, tech center, or reading nook. The upper level offers dual master suites with views of the community pool. Both bathrooms have been thoughtfully renovated, including the master bath, which now features a luxurious floor-to-ceiling marble shower. The private patio is an ideal spot for outdoor living, complete with an in-glass dog door (a $3,000 upgrade) for added convenience. Additional upgrades throughout the home include a renovated downstairs bath, upgraded toilets in all bathrooms, and built-in cabinets by the fireplace for extra storage. The property is ideally located on a corner lot, offering privacy and easy access to the pool, jacuzzi, and other community amenities. You’ll also be just steps from Santa Margarita Lake, where you can enjoy signature events such as the 4th of July Star Spangled Spectacular and the annual Christmas Tree Lighting. This home offers the perfect blend of comfortable living, modern upgrades, and prime location in one of Rancho Santa Margarita's most sought-after neighborhoods.

    Zillow last checked:

    Listing updated:

    Listed by:

    Kathi Jesse DRE #01140971 949-439-4731,

    eXp Realty of Southern California, Inc

    Bought with:

    Maximilian Fisher, DRE #02248266

    Regency Real Estate Brokers

    Source: CRMLS,MLS#: OC25059135MLS LogoOriginating MLS: California Regional MLS

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    Rooms
    • Room types: Basement, Family Room, Kitchen, Loft, Living Room, Primary Bedroom, Other
    Primary bedroom
    • Features: Primary Suite
    Primary bedroom
    • Features: Multiple Primary Suites
    Bathroom
    • Features: Upgraded
    Kitchen
    • Features: Kitchen Island, Kitchen/Family Room Combo, Remodeled, Updated Kitchen
    Other
    • Features: Walk-In Closet(s)
    Cooling
    • Central Air
    Appliances
    • Laundry: Inside
    Features
    • Breakfast Bar, Built-in Features, Cathedral Ceiling(s), Recessed Lighting, Storage, Loft, Multiple Primary Suites, Primary Suite, Walk-In Closet(s)
    • Flooring: See Remarks
    • Windows: Custom Covering(s)
    • Has basement: Yes
    • Has fireplace: Yes
    • Fireplace features: Family Room, Gas
    • Common walls with other units/homes: No Common Walls
    Interior area
    • Total interior livable area: 1,529 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Direct Access, Garage, Permit Required
    • Attached garage spaces: 2
    Features
    • Levels: Three Or More
    • Stories: 3
    • Entry location: front
    • Patio & porch: Brick, Patio
    • Pool features: Community, Association
    • Has spa: Yes
    • Spa features: Association
    • Has view: Yes
    • View description: Pool
    • Waterfront features: Lake
    Lot
    • Features: Back Yard, Corner Lot
    Details
    • Parcel number: 93083200
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Mediterranean
    • Property subtype: Single Family Residence
    Condition
    • New construction: No
    • Year built: 1998

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public

    Community & HOA

    Community
    • Features: Curbs, Gutter(s), Storm Drain(s), Street Lights, Suburban, Sidewalks, Pool
    • Subdivision: Cierra Del Lago (Cdl)
    HOA
    • Has HOA: Yes
    • Amenities included: Barbecue, Picnic Area, Playground, Pool, Spa/Hot Tub
    • HOA fee: $327 monthly
    • HOA name: Cierra del Lago
    • HOA phone: 949-508-1642
    • Second HOA name: Samlarc
    • Second HOA phone: 949-448-6000
    Location
    • Region: Rancho Santa Margarita

    Financial & listing details

    • Price per square foot: $649/sqft
    • Tax assessed value: $619,170
    • Annual tax amount: $6,460
    • Date on market: 4/2/2025
    • Cumulative days on market: 97 days
    • Listing terms: Cash,Cash to New Loan,Conventional,Submit,VA Loan

    Price history

    DateEventPrice
    7/28/2025Sold$992,000-0.7%$649/sqft
    Source: CRMLS #OC25059135 Report a problem
    7/9/2025Contingent$999,000$653/sqft
    Source: CRMLS #OC25059135 Report a problem
    7/1/2025Listed for sale$999,000+87.3%$653/sqft
    Source: CRMLS #OC25059135 Report a problem
    3/8/2017Sold$533,500-3.9%$349/sqft
    Source: Agent Provided Report a problem
    2/2/2017Pending sale$555,000$363/sqft
    Source: Coldwell Banker Residential Brokerage - Mission Viejo #OC17016035 Report a problem
    1/26/2017Price change$555,000+0%$363/sqft
    Source: Coldwell Banker Residential Brokerage - Mission Viejo #OC17016035 Report a problem
    12/16/2016Price change$554,900-0.9%$363/sqft
    Source: First Team Real Estate #OC16727018 Report a problem
    10/24/2016Price change$559,900-5.1%$366/sqft
    Source: First Team Real Estate #OC16727018 Report a problem
    10/13/2016Listed for sale$590,000+3.5%$386/sqft
    Source: Owner Report a problem
    9/2/2016Listing removed$569,900$373/sqft
    Source: Realty One Group, Inc #OC16138060 Report a problem
    8/28/2016Price change$569,900-0.9%$373/sqft
    Source: Realty One Group, Inc #OC16138060 Report a problem
    8/23/2016Price change$574,900-0.9%$376/sqft
    Source: Realty One Group, Inc #OC16138060 Report a problem
    8/5/2016Price change$579,900-0.9%$379/sqft
    Source: Realty One Group, Inc #OC16138060 Report a problem
    6/26/2016Listed for sale$584,900+36.3%$383/sqft
    Source: Realty One Group, Inc #OC16138060 Report a problem
    1/8/2015Sold$429,000+59.5%$281/sqft
    Source: Agent Provided Report a problem
    9/28/2000Sold$269,000+50.3%$176/sqft
    Source: Public Record Report a problem
    8/7/1998Sold$179,000$117/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$6,460 +1.8%$619,170 +2%
    2024$6,348 +2.3%$607,030 +2%
    2023$6,204 +1.7%$595,128 +2%
    2022$6,100 +8.5%$583,459 +2%
    2021$5,620 -5.4%$572,019 +1%
    2020$5,940 $566,154 +2%
    2019$5,940 -10.6%$555,053 +2%
    2018$6,645 +61%$544,170 +55.8%
    2017$4,128 $349,250 +2%
    2016$4,128 -4.6%$342,402 +1.5%
    2015$4,329 +0.1%$337,259 +2%
    2014$4,322 $330,653 +0.5%
    2013-- $329,159 +2%
    2012-- $322,705 +2%
    2011-- $316,378 +0.8%
    2010-- $314,014 -0.2%
    2009-- $314,761 +2%
    2008-- $308,590 +2%
    2007-- $302,540 +2%
    2006-- $296,608 +2%
    2005-- $290,793 +2%
    2004-- $285,092 +1.9%
    2003-- $279,867 +2%
    2002-- $274,380 +2%
    2001$4,016 +51.3%$269,000 +47.7%
    2000$2,654 $182,070
    Find assessor info on the county website

    Neighborhood: 92688

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Trabuco Mesa
    • Middle: Rancho Santa Margarita
    • High: Trabucco Hills

    Source: CRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $1,007,500
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    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $1,007,500