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For sale
  • Listed by: Berkshire Hathaway HomeService • Randy Ora • Contact: 949-584-4466
    $1,099,000

    237 Montana Del Lago Dr, Rancho Santa Margarita, CA 92688

    4beds
    1,603sqft
    : 
    $7,139/mo
    Get pre-qualified
    Single Family Residence
    Built in 1998
    2,000 Square Feet Lot
    $1,085,100 Zestimate®
    $686/sqft
    $331/mo HOA

    What's special

    Rare lakefront view propertyWelcoming fireplaceSurround soundRare lake-view settingCustom cabinetrySpacious primary suiteCustom light fixtures
    Rare Lakefront View Property — Entertainer’s Paradise - A truly rare opportunity to own one of the few properties with a direct view of the beautiful RSM Lake. This exceptional detached condo offers a highly desirable location just steps from the lake, swimming lagoon, shops, restaurants, and the very best of Rancho Santa Margarita living. Beautifully upgraded throughout, the home features 3 bedrooms plus a basement that could easily serve as a 4th bedroom, office, gym, media room, or flexible living space. The interior is warm, elegant, and move-in ready, with rich dark wood floors throughout, upgraded baseboards, plantation shutters, custom paint, custom light fixtures, surround sound, and a welcoming fireplace. The kitchen has been thoughtfully enhanced with custom cabinetry, all-new stone countertops, and new stainless steel appliances, creating a refined and functional space for everyday living and entertaining. The bathrooms have also been tastefully upgraded, adding to the home’s polished, turnkey appeal. The spacious primary suite includes a walk-in closet, while additional conveniences include the refrigerator, washer and dryer, LeafFilter rain gutter system, new A/C installed in 2019, and storage cabinets in the garage. The backyard is a private and meticulous retreat, finished with elegant gray slate tile and a beautiful fountain—perfect for relaxing, dining outdoors, or entertaining guests. With its rare lake-view setting, upgraded interior, flexible floor plan, and walkable lifestyle location, this is a truly special property offering comfort, style, and convenience in one of Rancho Santa Margarita’s most desirable settings. Property is considered a detached condo.
    97 days
    |
    891
    |
    47
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Randy Ora DRE #01210081 949-584-4466,

    Berkshire Hathaway HomeService

    Source: CRMLS,MLS#: OC26093697MLS LogoOriginating MLS: California Regional MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Rooms
      • Room types: Family Room, Kitchen, Laundry, Primary Bathroom, Primary Bedroom
      Primary bedroom
      • Features: Primary Suite
      Cooling
      • Central Air
      Appliances
      • Laundry: Inside, Laundry Room
      Features
      • Primary Suite
      • Has fireplace: Yes
      • Fireplace features: Family Room, Kitchen, Primary Bedroom, Outside
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total interior livable area: 1,603 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: Three Or More
      • Stories: 3
      • Entry location: 1
      • Pool features: Community, Association
      • Has view: Yes
      • View description: Courtyard, Park/Greenbelt, Lake
      • Has water view: Yes
      • Water view: Lake
      Lot
      • Size: 2,000 Square Feet
      • Features: Back Yard, Cul-De-Sac, Level
      Details
      • Parcel number: 93083178
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Condition
      • New construction: No
      • Year built: 1998

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Storm Drain(s), Pool
      • Subdivision: Montana Del Lago (Mdl)
      HOA
      • Has HOA: Yes
      • Amenities included: Pool
      • HOA fee: $240 monthly
      • HOA name: Cierro Del Lago
      • HOA phone: 949-716-3998
      • Second HOA fee: $91 monthly
      • Second HOA name: Samlarc
      • Second HOA phone: 949-700-0010
      Location
      • Region: Rancho Santa Margarita

      Financial & listing details

      • Price per square foot: $686/sqft
      • Tax assessed value: $940,000
      • Annual tax amount: $7,016
      • Date on market: 4/30/2026
      • Cumulative days on market: 97 days
      • Listing terms: Cash,Cash to New Loan

        Estimated market value

        $1,085,100

        $1.03M - $1.14M

        $4,916/mo

        Price history

        DateEventPrice
        4/30/2026Listed for sale$1,099,000+78.7%$686/sqft
        Source: CRMLS #OC26093697 Report a problem
        2/19/2020Listing removed$3,200$2/sqft
        Source: Berkshire Hathaway HomeService #OC20003033 Report a problem
        1/20/2020Price change$3,200-5.7%$2/sqft
        Source: Berkshire Hathaway HomeService #OC20003033 Report a problem
        1/7/2020Listed for rent$3,395$2/sqft
        Source: Berkshire Hathaway HomeService #OC20003033 Report a problem
        12/31/2019Sold$615,000-1.6%$384/sqft
        Source: CRMLS #OC19261383 Report a problem
        11/28/2019Pending sale$625,000$390/sqft
        Source: Ford Realty Group #OC19261383 Report a problem
        11/18/2019Price change$625,000-1.6%$390/sqft
        Source: Ford Realty Group #OC19261383 Report a problem
        11/9/2019Listed for sale$635,000+21%$396/sqft
        Source: Ford Realty Group #OC19261383 Report a problem
        7/2/2013Sold$525,000-4.5%$328/sqft
        Source: Public Record Report a problem
        6/6/2013Pending sale$549,900$343/sqft
        Source: Coldwell Banker Residential Brokerage - Mission Viejo #OC13092195 Report a problem
        5/18/2013Listed for sale$549,900+10%$343/sqft
        Source: Coldwell Banker Residential Brokerage - Mission Viejo #OC13092195 Report a problem
        7/31/2009Sold$500,000-9.9%$312/sqft
        Source: Public Record Report a problem
        5/1/2009Listing removed$555,000$346/sqft
        Source: Listhub #P645090 Report a problem
        4/29/2009Price change$555,000-11.2%$346/sqft
        Source: Listhub #P645090 Report a problem
        7/4/2008Listed for sale$625,000+220.5%$390/sqft
        Source: First Team Real Estate #P645090 Report a problem
        7/31/1998Sold$195,000$122/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,016 +1.8%$940,000 +42.6%
        2024$6,894 +2.3%$659,402 +2%
        2023$6,738 +1.7%$646,473 +2%
        2022$6,624 +8%$633,798 +2%
        2021$6,135 -4.9%$621,371 +1%
        2020$6,451 $615,000 +6.6%
        2019$6,451 -5.4%$576,930 +2%
        2018$6,819 +0.2%$565,618 +2%
        2017$6,808 $554,528 +2%
        2016$6,808 -2.6%$543,655 +1.5%
        2015$6,986 +0.7%$535,489 +2%
        2014$6,935 $525,000 +40.4%
        2013-- $374,000
        2012-- $374,000
        2011-- $374,000 -25.2%
        2010-- $500,000 +43.3%
        2009-- $349,000 -38.7%
        2008-- $569,500 -14.1%
        2007-- $663,255 +2%
        2006-- $650,250 +2%
        2005-- $637,500 +196.6%
        2004-- $214,902 +1.9%
        2003-- $210,964 +2%
        2002-- $206,828 +2%
        2001$2,996 -0.1%$202,773 +2%
        2000$2,998 $198,798
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 92688

        Getting around

        73 / 100
        Very Walkable
        71 / 100
        Very Bikeable

        Nearby schools

        GreatSchools rating

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