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For sale
    • Listed by: Platinum Tree Realty • Samantha Dowd • Contact: 714-485-5726
    Price cut: $24K (7/23)
    $775,000

    187 Montana Del Lago Dr, Rancho Santa Margarita, CA 92688

    3beds
    1,135sqft
    : 
    $5,787/mo
    Get pre-qualified
    Condominium
    Built in 1990
    -- sqft lot
    $-- Zestimate®
    $683/sqft
    $734/mo HOA

    What's special

    3-BEDROOM CONDO STEPS FROM THE LAKE AND THE COMMUNITY POOL/SPA!!! Soaring ceilings and abundant windows fill the home with natural light, creating an open and airy atmosphere throughout. The open-concept living and dining areas are perfect for everyday living and entertaining, featuring a cozy fireplace as the focal point. Upstairs, the spacious primary suite boasts a walk-in closet and an en-suite bathroom with soaking tub and dual sinks. Two generously sized secondary bedrooms share a full hallway bathroom, offering comfortable accommodations for family or guests. Brand-new luxury vinyl flooring runs throughout the home, providing a modern look with easy maintenance and pet-friendly durability. The kitchen offers direct access to the oversized two-car tandem garage, which includes laundry hookups and ample storage space. Residents of Montana Del Lago enjoy resort-style amenities, including the Lago Santa Margarita Beach Club, access to Rancho Santa Margarita Lake, scenic parks, playgrounds, a beautiful walk-in beach lagoon, paddle boats, dock, 4 community pools, and picnic areas. Enjoy picturesque mountain views, lakeside walking trails, nearby hiking and biking paths, and convenient access to shopping, and dining, all within one of Orange County's most desirable master-planned communities.
    37 days
    |
    1,688
    |
    117
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Samantha Dowd DRE #01944270 714-485-5726,

    Platinum Tree Realty,

    Janine Valverde DRE #02373172,

    Platinum Tree Realty

    Source: CRMLS,MLS#: OC26145343MLS LogoOriginating MLS: California Regional MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bedroom, Kitchen, Living Room, Primary Bathroom, Primary Bedroom, Other
      Primary bedroom
      • Features: Primary Suite
      Bedroom
      • Features: All Bedrooms Up
      Other
      • Features: Walk-In Closet(s)
      Cooling
      • Central Air
      Appliances
      • Laundry: In Garage
      Features
      • All Bedrooms Up, Primary Suite, Walk-In Closet(s)
      • Has fireplace: Yes
      • Fireplace features: Living Room
      • Common walls with other units/homes: 2+ Common Walls
      Interior area
      • Total interior livable area: 1,135 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: Multi/Split
      • Entry location: Level 1
      • Pool features: Community, Fenced, Heated, In Ground, Association
      • Has view: Yes
      • View description: Pool
      Lot
      • Size: 1,311 Square Feet
      Details
      • Parcel number: 93083026
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Condition
      • New construction: No
      • Year built: 1990

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Biking, Curbs, Fishing, Lake, Park, Street Lights, Sidewalks, Water Sports, Pool
      • Subdivision: Montana Del Lago (Mdl)
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Sport Court, Dock, Fire Pit, Maintenance Grounds, Outdoor Cooking Area, Barbecue, Picnic Area, Playground, Pool, Pets Allowed, Spa/Hot Tub, Trail(s), Trash
      • HOA fee: $643 monthly
      • HOA name: Montana Del Lago
      • HOA phone: 714-285-2626
      • Second HOA fee: $91 monthly
      • Second HOA name: Samlarc
      • Second HOA phone: 949-448-6000
      Location
      • Region: Rancho Santa Margarita

      Financial & listing details

      • Price per square foot: $683/sqft
      • Tax assessed value: $737,539
      • Annual tax amount: $7,704
      • Date on market: 7/3/2026
      • Cumulative days on market: 38 days
      • Listing terms: Cash,Conventional,FHA,Submit,VA Loan

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $4,055/mo

        Price history

        DateEventPrice
        7/23/2026Price change$775,000-3%$683/sqft
        Source: CRMLS #OC26145343 Report a problem
        7/4/2026Listed for sale$799,000+15%$704/sqft
        Source: CRMLS #OC26145343 Report a problem
        1/10/2022Sold$695,000$612/sqft
        Source: eXp Realty #114700016 Report a problem
        1/7/2022Pending sale$695,000$612/sqft
        Source: CRMLS #OC21253974 Report a problem
        12/10/2021Contingent$695,000$612/sqft
        Source: CRMLS #OC21253974 Report a problem
        12/5/2021Listed for sale$695,000+44.8%$612/sqft
        Source: CRMLS #OC21253974 Report a problem
        11/4/2019Sold$480,000-1.6%$423/sqft
        Source: CRMLS #PW19196338 Report a problem
        10/1/2019Pending sale$488,000$430/sqft
        Source: Coldwell Banker Best Realty #PW19196338 Report a problem
        9/11/2019Price change$488,000-1.4%$430/sqft
        Source: Coldwell Banker Best Realty #PW19196338 Report a problem
        8/30/2019Listed for sale$495,000+29.2%$436/sqft
        Source: Coldwell Banker Best Realty #PW19196338 Report a problem
        7/26/2019Sold$383,000-5.9%$337/sqft
        Source: CRMLS #IV18297005 Report a problem
        5/21/2019Pending sale$407,000$359/sqft
        Source: REAL HOME SERVICES & SOLUTIONS #IV18297005 Report a problem
        5/2/2019Listed for sale$407,000$359/sqft
        Source: REAL HOME SERVICES & SOLUTIONS #IV18297005 Report a problem
        1/15/2019Pending sale$407,000$359/sqft
        Source: REAL HOME SERVICES & SOLUTIONS #IV18297005 Report a problem
        12/28/2018Listed for sale$407,000-17.1%$359/sqft
        Source: REAL HOME SERVICES & SOLUTIONS #IV18297005 Report a problem
        11/27/2018Sold$491,059+17.3%$433/sqft
        Source: Public Record Report a problem
        1/2/2018Listing removed$418,700$369/sqft
        Source: REALHome Services and Solutions #IV17280532 Report a problem
        12/30/2017Listed for sale$418,700+236.3%$369/sqft
        Source: REALHome Services and Solutions #IV17280532 Report a problem
        4/13/1995Sold$124,500$110/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,704 +1.7%$737,539 +2%
        2024$7,572 +2.3%$723,078 +2%
        2023$7,401 -9%$708,900 +43.3%
        2022$8,132 +75.2%$494,671 +2%
        2021$4,642 -19.3%$484,972 +1%
        2020$5,750 +14.1%$480,000 +12%
        2019$5,041 -2%$428,400 +2%
        2018$5,144 +159.5%$420,000 +134%
        2017$1,982 $179,454 +2%
        2016$1,982 -10%$175,936 +1.5%
        2015$2,202 -1.4%$173,294 +2%
        2014$2,233 $169,900 +0.5%
        2013-- $169,133 +2%
        2012-- $165,817 +2%
        2011-- $162,566 +0.8%
        2010-- $161,352 -0.2%
        2009-- $161,736 +2%
        2008-- $158,565 +2%
        2007-- $155,456 +2%
        2006-- $152,408 +2%
        2005-- $149,420 +2%
        2004-- $146,491 +1.9%
        2003-- $143,807 +2%
        2002-- $140,988 +2%
        2001$2,001 +0.5%$138,224 +2%
        2000$1,991 $135,514
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 92688

        Getting around

        72 / 100
        Very Walkable
        66 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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