Skip main navigation
Sold for $899,900
    • Listed by: Ford Realty Group • Christina Ford • Contact: 949-922-3673
    Bought with: iPro Real Estate
    $899,900

    197 Montana Del Lago Dr, Rancho Santa Margarita, CA 92688

    4beds
    1,603sqft
    Condominium
    Built in 1998
    -- sqft lot
    $1,003,400 Zestimate®
    $561/sqft
    $5,939 Estimated rent

    Home value

    $1,003,400

    $953,000 - $1.05M

    $5,939/mo

    Zestimate® history
    Loading
    Loading...

    Owner options

    List your home for rent

    $5,939/mo

    Rent Zestimate®

    Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.

    Learn more

    $5,939/mo

    Rent Zestimate®

    Refinance and save

    $5,804/mo

    Est. payment

    Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.

    See today's rates

    $5,804/mo

    Est. payment

    Explore your selling options

    Work with a Zillow partner agent

    Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.

    Get started

    List with your own agent

    Get your home in front of millions of buyers by listing it on Zillow.

    Learn how to do it

    Sell it yourself

    Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).

    List your home

    What's special

    Welcome to 197 Montana Del Lago in the beautiful resort style community of Cierra Del Lago. The absolute best location in RSM with tons of amenities. Cierra Del Lago is a lake front community of 45 detached homes surrounding the RSM Lake. Stunning remodel with 3 bedrooms upstairs and a 4th bedroom on the lower level. Owners just installed new carpet throughout, luxury vinyl plank floors, upgraded baseboards, tons of added LED recessed lighting and pendant lighting with new switches and dimmers, 4 ceiling fans. Owners just painted the exterior and interior. Interior was just freshly painted in Agreeable Gray Sherwin Williams throughout the entire home. Remodeled chef's kitchen with new white shaker cabinets with soft close drawers and doors, brushed nickel hardware, expanded kitchen island with exquisite granite countertops, custom pot filler over range, stainless steel appliances including refrigerator and a wine valet. Romantic fireplace in living room with built-in cabinet. Fully remodeled 1/2 bath with wainscoting and custom cabinetry. Cozy primary bedroom with large walk-in closet with semi custom built-ins and a barn door leading to primary bath. Fully remodeled primary bath with new vanities, quartz countertops, new soaking tub with mosaic tile work, new mirrors and lighting. Built-In garage cabinets with work bench and overhead lighting. New upgraded HVAC system with brand new furnace and condenser with upgraded air quality system. Resort style community pool, spa and picnic area. Low HOA & low tax rate. Two private gates lead to the Rancho Santa Margarita Beach Club with swimming lagoon, snack bar, covered cabana, sand volleyball, BBQ grills and watercraft rentals. Walk to top rated Trabuco Mesa Elementary School. Rancho Santa Margarita residents enjoy the beautiful RSM lake, beach club, 13 community parks & playgrounds, 4 community pools, sports courts, hiking and biking trails. Many community events are offered throughout the year! Just a few blocks away from O’Neill Regional Park, nearby top-rated schools and easy access to the 241 Foothill Transportation Corridor.

    Zillow last checked:

    Listing updated:

    Listed by:

    Christina Ford DRE #00917868 949-922-3673,

    Ford Realty Group

    Bought with:

    Clara Abedian, DRE #01067223

    iPro Real Estate

    Source: CRMLS,MLS#: OC23164896MLS LogoOriginating MLS: California Regional MLS

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    • Main level bathrooms: 1
    Rooms
    • Room types: Attic, Entry/Foyer, Kitchen, Living Room, Primary Bathroom, Primary Bedroom, Other, Dining Room
    Primary bedroom
    • Features: Primary Suite
    Bathroom
    • Features: Bathroom Exhaust Fan, Bathtub, Dual Sinks, Enclosed Toilet, Linen Closet, Quartz Counters, Remodeled, Soaking Tub, Tub Shower, Upgraded
    Kitchen
    • Features: Granite Counters, Pots & Pan Drawers, Remodeled, Self-closing Cabinet Doors, Updated Kitchen
    Other
    • Features: Walk-In Closet(s)
    Heating
    • Forced Air, Fireplace(s)
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Free-Standing Range, Gas Cooktop, Disposal, Gas Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Vented Exhaust Fan, Water Heater, Dryer, Washer
    • Laundry: Washer Hookup, Inside, Laundry Closet
    Features
    • Breakfast Bar, Built-in Features, Ceiling Fan(s), Cathedral Ceiling(s), Separate/Formal Dining Room, Eat-in Kitchen, Granite Counters, High Ceilings, Open Floorplan, Paneling/Wainscoting, Quartz Counters, Recessed Lighting, Wired for Sound, Attic, Dressing Area, Primary Suite, Walk-In Closet(s)
    • Flooring: Carpet, Vinyl
    • Doors: ENERGY STAR Qualified Doors, Sliding Doors
    • Windows: Blinds, Custom Covering(s), Double Pane Windows, Drapes, ENERGY STAR Qualified Windows, Screens
    • Has fireplace: Yes
    • Fireplace features: Gas, Gas Starter, Living Room
    • Common walls with other units/homes: No Common Walls
    Interior area
    • Total interior livable area: 1,603 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Direct Access, Door-Single, Garage Faces Front, Garage, Garage Door Opener, Guest, On Street, Side By Side
    • Attached garage spaces: 2
    Accessibility
    • Accessibility features: None
    Features
    • Levels: Three Or More
    • Stories: 3
    • Entry location: 1
    • Exterior features: Lighting, Rain Gutters
    • Pool features: Community, Heated, In Ground, Association
    • Has spa: Yes
    • Spa features: Association, Community, Heated, In Ground
    • Fencing: Vinyl,Wrought Iron
    • Has view: Yes
    • View description: Courtyard, Lake, Mountain(s), Neighborhood, Pool
    • Has water view: Yes
    • Water view: Lake
    Lot
    • Features: Back Yard, Cul-De-Sac, Near Park
    Details
    • Additional structures: Gazebo
    • Parcel number: 93083198
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: Condo
    • Architectural style: Mediterranean
    • Property subtype: Condominium
    Materials
    • Stucco, Copper Plumbing
    • Foundation: Slab
    • Roof: Tile
    Condition
    • Updated/Remodeled,Turnkey
    • New construction: No
    • Year built: 1998
    Details
    • Builder model: B- Beautiful
    • Builder name: RGC

    Utilities & green energy

    • Sewer: Public Sewer, Sewer Tap Paid
    • Water: Public
    • Utilities for property: Cable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Sewer Connected, Water Available, Water Connected

    Community & HOA

    Community
    • Features: Biking, Curbs, Hiking, Suburban, Sidewalks, Park, Pool
    • Security: Closed Circuit Camera(s), Carbon Monoxide Detector(s), Smoke Detector(s)
    • Subdivision: Cierra Del Lago (Cdl)
    HOA
    • Has HOA: Yes
    • Amenities included: Sport Court, Maintenance Grounds, Maintenance Front Yard, Outdoor Cooking Area, Other Courts, Barbecue, Picnic Area, Playground, Pickleball, Pool, Spa/Hot Tub, Tennis Court(s), Trail(s)
    • Services included: Sewer
    • HOA fee: $215 monthly
    • HOA name: Cierra Del Lago
    • HOA phone: 714-288-2620
    • Second HOA fee: $81 monthly
    • Second HOA name: Samlarc
    • Second HOA phone: 949-448-6000
    Location
    • Region: Rancho Santa Margarita

    Financial & listing details

    • Price per square foot: $561/sqft
    • Tax assessed value: $936,255
    • Date on market: 9/23/2023
    • Cumulative days on market: 34 days
    • Listing terms: Cash,Cash to New Loan,Conventional,FHA,Submit,VA Loan
    • Inclusions: Refrigerator, Wine Valet, Washer/Dryer, Ring, Built-In Cabinets In Garage, Gazebo
    • Road surface type: Paved

    Price history

    DateEventPrice
    12/21/2023Sold$899,900$561/sqft
    Source: CRMLS #OC23164896 Report a problem
    10/27/2023Contingent$899,900$561/sqft
    Source: CRMLS #OC23164896 Report a problem
    10/20/2023Price change$899,900-2.7%$561/sqft
    Source: CRMLS #OC23164896 Report a problem
    10/7/2023Listed for sale$924,900$577/sqft
    Source: CRMLS #OC23164896 Report a problem
    10/3/2023Contingent$924,900$577/sqft
    Source: CRMLS #OC23164896 Report a problem
    9/23/2023Listed for sale$924,900+60.2%$577/sqft
    Source: CRMLS #OC23164896 Report a problem
    5/31/2017Sold$577,500-1.3%$360/sqft
    Source: Public Record Report a problem
    4/12/2017Pending sale$584,900$365/sqft
    Source: @Vantage Real Estate #OC17064301 Report a problem
    4/4/2017Listed for sale$584,900+43%$365/sqft
    Source: @Vantage Real Estate #OC17064301 Report a problem
    3/23/2009Sold$409,000+2.3%$255/sqft
    Source: Public Record Report a problem
    11/9/2008Price change$399,900-11.1%$249/sqft
    Source: Listhub #S548502 Report a problem
    10/26/2008Price change$449,900-9.9%$281/sqft
    Source: Listhub #S548502 Report a problem
    10/16/2008Listed for sale$499,500-17.4%$312/sqft
    Source: Listhub #S548502 Report a problem
    10/6/2005Sold$605,000+69%$377/sqft
    Source: Public Record Report a problem
    1/15/2003Sold$358,000+14.4%$223/sqft
    Source: Public Record Report a problem
    10/1/2001Sold$313,000+65.6%$195/sqft
    Source: Public Record Report a problem
    9/1/1998Sold$189,000$118/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2026-- $936,255 +2%
    2025$9,580 +1.6%$917,898 +2%
    2024$9,430 +41.9%$899,900 +39.7%
    2023$6,645 +1.7%$644,210 +2%
    2022$6,532 +8.1%$631,579 +2%
    2021$6,043 -5%$619,196 +1%
    2020$6,359 $612,847 +2%
    2019$6,359 -10.9%$600,831 +2%
    2018$7,141 +31.7%$589,050 +29.8%
    2017$5,422 $453,816 +2%
    2016$5,422 -3.3%$444,918 +1.5%
    2015$5,609 +0.6%$438,235 +2%
    2014$5,577 $429,651 +14.9%
    2013-- $374,000
    2012-- $374,000
    2011-- $374,000 -8.3%
    2010-- $408,030 +16.9%
    2009-- $349,000 -38.7%
    2008-- $569,500 -7.7%
    2007-- $617,100 +2%
    2006-- $605,000 +62.6%
    2005-- $371,976 +2%
    2004-- $364,683 +14.2%
    2003-- $319,260 +2%
    2002-- $313,000 +59.2%
    2001$2,826 +0%$196,635 +2%
    2000$2,826 $192,780
    Find assessor info on the county website

    Neighborhood: 92688

    Nearby homes

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Trabuco Mesa
    • Middle: Rancho Santa Margarita
    • High: Trabucco Hills

    Source: CRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $1,003,400
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $1,003,400

    Nearby cities

    Nearby neighborhoods

    Nearby zip codes

    Other Rancho Santa Margarita Topics

      Search
      Updates
      Favorites
      Plan
      Inbox