Back on the market due to buyers timeline. Welcome to this stunning 4 bedroom, 4 bath Cape Cod nestled in the coveted gated Lake Monticello community, where everyday living feels like a vacation. Set in the desirable Fairway section of the community this home adjoins the golf course and sits on a private wooded oasis enhanced by superb landscaping for year-round beauty. Step onto thequintessential front porch complete with a relaxing multi-person swing/bed-perfect for morning coffee or unwinding at sunset. Inside you'll find 9 ft and vaulted ceilings, plantation blinds and an abundance of natural light bounching off of the real hardwood floors. The open concept kitchen includes stainless steel appliances and a center island that makes a great breakfast spot. The heart of the home is flanked by a generous living room with a cozy fireplace on one side and a huge sunroom for friends and family to gather with easy access to a full back deck creating unbeatable indoor outdoor living and entertaining. The main level features a primary bedroom with a spa ensuite perfect for those who need multiple generation living. Upstairs and overlooking the living area you will find three additional generously sized bedrooms that share a full bath. The front facing bedroom features a classic dormer that brings in extra light and makes a perfect reading nook. The fully finished walk-out basement adds even more with a recreation room, full bath and potential 5th bedroom space perfect for guests, hobbies or movie nights. Residents enjoy beach access, sports courts, a boat ramp, community center, swimming pools and more in this amenity rich neighborhood that truly feels like resort living. Don't miss your chance to own this rare blend of privacy, space and community perks, listed at an unbeatable price. Schedule your tour today and experience the Lake Monticello lifestyle for yourself!
Sold for $503,000
$503,000
198 Jefferson Dr, Palmyra, VA 22963
4beds
3,475sqft
Single Family Residence
Built in 2005
0.48 Acres Lot
$502,600 Zestimate®
$145/sqft
$3,563 Estimated rent
Home value
$502,600
$462,000 - $548,000
$3,563/mo
Zestimate® history
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List your homeWhat's special
Cozy fireplaceHuge sunroomPrivate wooded oasisAdjoins the golf courseAbundance of natural lightPlantation blindsOpen concept kitchen
Zillow last checked:
Listing updated:
Listed by:
Pam Haselton 703-298-8278,
Blue and Gray Realty, LLC
Bought with:
Stephanie Alibakhshi
The Hogan Group Real Estate
Source: Bright MLS,MLS#: VAFN2000530
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Rooms
- Room types: Living Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Bedroom 1, Sun/Florida Room, Laundry, Recreation Room, Full Bath, Half Bath
Bedroom 1
- Level: Main
Bedroom 2
- Level: Upper
Bedroom 3
- Level: Upper
Bedroom 4
- Level: Upper
Family room
- Level: Lower
Other
- Level: Upper
Other
- Level: Lower
Other
- Level: Main
Half bath
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Recreation room
- Level: Lower
Other
- Level: Main
Heating
- Heat Pump, Electric
Cooling
- Central Air, Heat Pump, Electric
Appliances
- Included: Dryer, Washer, Dishwasher, Refrigerator, Oven/Range - Electric, Water Heater, Stainless Steel Appliance(s), Electric Water Heater
- Laundry: Main Level, Washer In Unit, Dryer In Unit, Laundry Room
Features
- Entry Level Bedroom, Soaking Tub, Breakfast Area, Family Room Off Kitchen, Kitchen Island, Upgraded Countertops, Walk-In Closet(s), Recessed Lighting, 9'+ Ceilings, Vaulted Ceiling(s), Cathedral Ceiling(s)
- Flooring: Hardwood, Laminate, Ceramic Tile, Carpet, Wood
- Doors: French Doors
- Windows: Double Hung, Insulated Windows, Low Emissivity Windows, Screens, Vinyl Clad
- Basement: Finished,Heated,Interior Entry,Exterior Entry,Walk-Out Access,Windows
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
Interior area
- Total structure area: 3,475
- Total interior livable area: 3,475 sqft
- Finished area above ground: 2,539
- Finished area below ground: 936
Property
Parking
- Total spaces: 6
- Parking features: Garage Faces Side, Garage Door Opener, Driveway, Attached
- Attached garage spaces: 2
- Uncovered spaces: 4
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Patio & porch: Patio, Deck
- Exterior features: Private Beach
- Pool features: Community
- Has view: Yes
- View description: Trees/Woods, Golf Course
Lot
- Size: 0.48 Acres
- Features: Wooded, Private, Adjoins Golf Course
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 18A 4 53
- Zoning: R-4
- Special conditions: Short Sale
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Architectural Shingle
Condition
- Excellent
- New construction: No
- Year built: 2005
Details
- Builder name: CRF CONSTRUCTION
Utilities & green energy
- Electric: Underground
- Sewer: Public Sewer
- Water: Public
Green energy
- Construction elements: Conserving Materials/Methods
- Water conservation: Low-Flow Fixtures
Community & HOA
Community
- Features: Pool
- Security: Security System
- Subdivision: Lake Monticello
HOA
- Has HOA: Yes
- Amenities included: Beach Access, Boat Ramp, Tot Lots/Playground, Security, Tennis Court(s), Bar/Lounge, Baseball Field, Basketball Court, Clubhouse, Community Center, Golf Club, Lake, Meeting Room, Picnic Area, Pool, Soccer Field, Volleyball Courts, Jogging Path, Gated
- Services included: Insurance, Management, Reserve Funds, Road Maintenance, Snow Removal, Trash, Pier/Dock Maintenance
- HOA fee: $122 monthly
- HOA name: LAKE MONTICELLO OWNERS' ASSOCIATION
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $145/sqft
- Tax assessed value: $352,800
- Annual tax amount: $3,812
- Date on market: 12/12/2025
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 6/16/2026 | Sold | $503,000+0.8%$145/sqft |
Source:  Bright MLS #VAFN2000530 Report a problem | ||
| 4/19/2026 | Contingent | $499,000$144/sqft |
Source: Bright MLS #VAFN2000530 Report a problem | ||
| 3/15/2026 | Listed for sale | $499,000$144/sqft |
Source: Bright MLS #VAFN2000530 Report a problem | ||
| 1/7/2026 | Contingent | $499,000$144/sqft |
Source: Bright MLS #VAFN2000530 Report a problem | ||
| 12/23/2025 | Price change | $499,000-4%$144/sqft |
Source: Bright MLS #VAFN2000530 Report a problem | ||
| 12/12/2025 | Listed for sale | $520,000+4%$150/sqft |
Source: Bright MLS #VAFN2000530 Report a problem | ||
| 1/15/2025 | Sold | $499,900$144/sqft |
Source:  CAAR #657185 Report a problem | ||
| 12/13/2024 | Pending sale | $499,900$144/sqft |
Source:  Long & Foster Broker Feed #657185 Report a problem | ||
| 12/3/2024 | Price change | $499,900-3.8%$144/sqft |
Source: Long & Foster Broker Feed #657185 Report a problem | ||
| 10/21/2024 | Price change | $519,900-2.8%$150/sqft |
Source: CAAR #657185 Report a problem | ||
| 9/25/2024 | Listed for sale | $535,000+14.6%$154/sqft |
Source: CAAR #657185 Report a problem | ||
| 7/7/2022 | Sold | $467,000+1.7%$134/sqft |
Source: Public Record Report a problem | ||
| 6/10/2022 | Pending sale | $459,000$132/sqft |
Source: CAAR #630908 Report a problem | ||
| 6/6/2022 | Price change | $459,000-3.4%$132/sqft |
Source: CAAR #630908 Report a problem | ||
| 5/26/2022 | Listed for sale | $475,000+43.9%$137/sqft |
Source: CAAR #630908 Report a problem | ||
| 5/31/2019 | Sold | $330,000+1.5%$95/sqft |
Source: Public Record Report a problem | ||
| 4/3/2019 | Listed for sale | $325,000+4.8%$94/sqft |
Source: STORY HOUSE REAL ESTATE #588241 Report a problem | ||
| 12/16/2008 | Sold | $310,000-18.4%$89/sqft |
Source: Public Record Report a problem | ||
| 5/12/2008 | Listing removed | $379,900$109/sqft |
Source: Visual Tour #448918 Report a problem | ||
| 5/6/2008 | Price change | $379,900-2.6%$109/sqft |
Source: Visual Tour #448918 Report a problem | ||
| 3/30/2008 | Price change | $389,900-2.3%$112/sqft |
Source: Visual Tour #448918 Report a problem | ||
| 2/19/2008 | Listed for sale | $399,000+0.1%$115/sqft |
Source: Visual Tour #448918 Report a problem | ||
| 8/29/2005 | Sold | $398,528$115/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,831 | $453,900 |
| 2023 | $3,831 | $453,900 +28.7% |
| 2022 | -- | $352,800 |
| 2021 | -- | $352,800 |
| 2020 | -- | $352,800 -3.1% |
| 2018 | $2,697 | $364,200 |
| 2017 | $2,697 | $364,200 +15.7% |
| 2016 | $2,697 | $314,700 |
| 2015 | $2,697 +10.7% | $314,700 +2.7% |
| 2014 | $2,437 +3% | $306,500 |
| 2013 | $2,366 | $306,500 -26.1% |
| 2012 | -- | $415,000 |
| 2011 | $2,241 | $415,000 |
| 2010 | -- | $415,000 |
| 2009 | -- | $415,000 |
| 2008 | -- | $415,000 |
| 2007 | -- | $415,000 +0.6% |
| 2006 | -- | $412,500 +1550% |
| 2005 | -- | $25,000 -26.5% |
| 2004 | -- | $34,000 |
| 2003 | -- | $34,000 |
| 2002 | -- | $34,000 +151.9% |
| 2001 | $96 | $13,500 |
Find assessor info on the county website
Neighborhood: 22963
Nearby homes
- $344,8003 bd2 ba1.5k sqft200 Jefferson Dr, Palmyra, VA 22963Off Market
- $394,1003 bd2 ba1.9k sqft3 Out Of Bounds Rd, Palmyra, VA 22963Off Market
- $276,8003 bd1 ba1.3k sqft197 Jefferson Dr, Palmyra, VA 22963Off Market
- $365,8003 bd3 ba1.7k sqft199 Jefferson Dr, Palmyra, VA 22963Off Market
- $388,4003 bd2 ba2k sqft202 Jefferson Dr, Palmyra, VA 22963Off Market
- $488,6005 bd3 ba3.1k sqft195 Jefferson Dr, Palmyra, VA 22963Off Market
- $363,4003 bd2 ba1.6k sqft201 Jefferson Dr, Palmyra, VA 22963Off Market
- $256,1003 bd1 ba1k sqft5 Out Of Bounds Rd, Palmyra, VA 22963Off Market
Nearby schools
GreatSchools rating
- 6/10Fluvanna MiddleGrades: 5-7Distance: 5.8 mi
- 5/10Fluvanna County High SchoolGrades: 8-12Distance: 2 mi
- NAWest Central Primary SchoolGrades: PK-KDistance: 5.8 mi
Schools provided by the listing agent
- High: Fluvanna
- District: Fluvanna County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$502,600
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Estimated market value
$502,600
- Virginia
- Fluvanna County
- Palmyra
- 22963
- 198 Jefferson Dr
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