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Sold for $1,150,000
    • $1,150,000

    20 Cottage Ln, Moneta, VA 24121

    3beds
    2,863sqft
    Single Family Residence
    Built in 1998
    8,712 Square Feet Lot
    $1,205,900 Zestimate®
    $402/sqft
    $3,797 Estimated rent

    Home value

    $1,205,900

    $736,000 - $1.97M

    $3,797/mo

    Zestimate® history
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    What's special

    Waterfront gazeboPwc liftOne-car garageGame areaThoughtfully designed living spaceCovered deeded boat slipScenic lookout tower
    Welcome to The Boardwalk, one of Smith Mountain Lake's most sought-after communities thanks to its ideal location by both land and water. This Nantucket-style home offers just under 3,000 square feet of thoughtfully designed living space across three levels — perfect for spreading out guests and family while maintaining a comfortable, manageable feel. Enjoy stunning sunrises over Smith Mountain from your home, and take full advantage of the community's exceptional amenities including a pool, tennis courts, game area, picnic pavilion, waterfront gazebo, and scenic lookout tower. HOA dues cover lawn mowing, weed control, and landscaping, allowing for low-maintenance living. This property includes a covered, deeded boat slip (Slip 17), PWC lift, a one-car garage, and four additional parking spaces. NEW ROOF 2024. Beautifully maintained and full of charm, this home offers the perfect blend of lake living and year-round convenience in a neighborhood that truly feels like home.

    Zillow last checked:

    Listing updated:

    Listed by:

    JADA A. TURNER 540-263-0202,

    BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

    Bought with:

    MIKE WILLIAMS, 0225234646

    ML REALTY BROKERED BY MAGNOLIA MOUNTAIN REALTY LLC

    Source: RVAR,MLS#: 919893MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 4
    • Full bathrooms: 3
    • 1/2 bathrooms: 1
    • Main level bathrooms: 1
    • Main level bedrooms: 1
    Primary bedroom
    • Level: Entry
    Bedroom 2
    • Level: Upper
    Bedroom 3
    • Level: Upper
    Den
    • Level: Upper
    Dining area
    • Level: Entry
    Foyer
    • Level: Entry
    Kitchen
    • Level: Entry
    Laundry
    • Level: Entry
    Living room
    • Level: Entry
    Office
    • Level: Upper
    Recreation room
    • Level: Lower
    Heating
    • Heat Pump Electric
    Cooling
    • Heat Pump Electric
    Appliances
    • Included: Microwave Oven (Built In)
    Features
    • Bookcases, Cathedral Ceiling(s), Ceiling Fan(s), Walk-In Closet(s)
    • Flooring: Carpet, Tile, Wood
    • Doors: Full View
    • Windows: Insulated Windows
    • Basement: Full,Walk-Out Access
    • Number of fireplaces: 2
    • Fireplace features: Living Room, Recreation Room, Gas Log, Masonry
    Interior area
    • Total structure area: 2,863
    • Total interior livable area: 2,863 sqft

    Property

    Parking
    • Total spaces: 5
    • Parking features: Paved Driveway, Garage Door Opener
    • Has garage: Yes
    • Covered spaces: 1
    • Uncovered spaces: 4
    Features
    • Patio & porch: Front Porch, Covered Porch, Deck
    • Pool features: Community
    • Has view: Yes
    • View description: Lake, Mountain(s), Sunrise
    • Has water view: Yes
    • Water view: Lake
    • Waterfront features: Cove, Main Channel, Beach Front
    • Body of water: Smith Mtn Lake
    Lot
    • Size: 8,712 Square Feet
    • Features: Sloped Down, Level
    Details
    • Parcel number: 032 0610700

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Cottage
    • Property subtype: Single Family Residence
    Materials
    • Wood Siding
    Condition
    • Year built: 1998

    Utilities & green energy

    • Sewer: Shared Septic
    • Water: Public
    • Utilities for property: Underground Utilities

    Community & HOA

    Community
    • Features: Pool, Tennis Court(s)
    • Subdivision: The Boardwalk
    HOA
    • Has HOA: Yes
    • HOA fee: $470 monthly
    Location
    • Region: Moneta

    Financial & listing details

    • Price per square foot: $402/sqft
    • Tax assessed value: $997,000
    • Annual tax amount: $4,287
    • Date on market: 8/8/2025
    • Cumulative days on market: 3 days

    Price history

    DateEventPrice
    9/10/2025Sold$1,150,000$402/sqft
    Source: RVAR #919893 Report a problem
    8/11/2025Pending sale$1,150,000$402/sqft
    Source: RVAR #919893 Report a problem
    8/8/2025Listed for sale$1,150,000+9.5%$402/sqft
    Source: RVAR #919893 Report a problem
    4/15/2024Sold$1,050,000-8.7%$367/sqft
    Source: RVAR #905078 Report a problem
    3/12/2024Pending sale$1,150,000$402/sqft
    Source: RVAR #905078 Report a problem
    2/19/2024Listed for sale$1,150,000+9.6%$402/sqft
    Source: RVAR #905078 Report a problem
    8/7/2023Listing removed--
    Source: RVAR #899058 Report a problem
    7/18/2023Pending sale$1,049,000$366/sqft
    Source: RVAR #899058 Report a problem
    7/10/2023Listing removed--
    Source: RVAR #899058 Report a problem
    6/29/2023Pending sale$1,049,000$366/sqft
    Source: RVAR #899058 Report a problem
    6/23/2023Listed for sale$1,049,000+39.9%$366/sqft
    Source: RVAR #899058 Report a problem
    1/1/2019Listing removed$749,900$262/sqft
    Source: BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE #851320 Report a problem
    8/9/2018Listed for sale$749,900+0.1%$262/sqft
    Source: BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE #851320 Report a problem
    11/17/2011Sold$749,000$262/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$4,287 $997,000
    2024$4,287 +11.6%$997,000 +58.4%
    2023$3,840 $629,500
    2022$3,840 +0%$629,500
    2021$3,840 -5.5%$629,500
    2020$4,063 +17.3%$629,500 +10.9%
    2019$3,463 $567,700
    2018$3,463 $567,700 -0.6%
    2017$3,463 +10.9%$571,400
    2016$3,122 $571,400
    2015$3,122 +1.2%$571,400
    2014$3,086 --
    2013$3,086 $571,400
    2012-- --
    2011-- --
    2010-- --
    Find assessor info on the county website

    Neighborhood: 24121

    Nearby homes

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Dudley
    • Middle: Ben Franklin Middle
    • High: Franklin County

    Source: RVAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

    Sell for more on Zillow
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    $1,205,900
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    With Zillow Showcase(estimated)
    $1,230,018
    Sell for more on Zillow
    Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
    $1,205,900
    2% more
    +$24,118
    With Zillow Showcase(estimated)
    $1,230,018

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